Business expense rewards typically include points or cash back on office supplies, shipping, advertising, software, consulting, or other business-related products and services. Not surprisingly, most of the credit cards that offer these rewards are business credit cards. However, not all business credit cards offer these rewards. So we’ve separated some of these cards into their own category to help narrow your choices.
Showing 30 cards
Shopify Credit
BUSINESS
EXPENSE
REWARDS
- Up to 3% cash back on marketing and advertising, shipping and fulfillment, or wholesale
- Start earning credit towards Shop Cash offers after your first $5K in spend in the first 3 months of account opening. Get up to $2,000 in credits after spending $20K in the first 3 months
- No annual fee
- Charge card
- Available only to merchants with a Shopify Payments account and a single-owner store based in the United States or Puerto Rico
Huntington Voice Business Credit Card
Huntington Voice Rewards Credit Card
BUSINESS
EXPENSE
REWARDS
- Earn 3X points at office supply stores (if selected category)
- Earn 3X points on utilities (if selected category)
- Earn 3X points in a category of your choice and 1X points on all other purchases
- Change your rewards category every quarter as needed
- No annual fee
- Regular purchase APR is 17.24% to 29.24%
Truist Business Cash Rewards
BUSINESS
EXPENSE
REWARDS
- 2% cash back at office supply stores (cap applies)
- 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account
- No annual fee
- 0% APR on purchases for 9 months
- Regular purchase APR is 17.49% to 26.49%
Ink Business Cash
BUSINESS
EXPENSE
REWARDS
- Earn 5% cash back on purchases at office supply stores
- Earn 5% cash back on internet, cable and phone services
- $900 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
- Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
- Employee cards at no additional cost
- No annual fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.49% to 24.49%
Business Advantage Customized Cash Rewards
BUSINESS
EXPENSE
REWARDS
- 3% cash back in selected categories of your choosing, including office supply stores, computer services, and business consulting services
- 3% cash back TV, telecom, and wireless service, if category of choice
- Get a $300 statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening
- You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for their highest Preferred Rewards for Business tier
- No annual fee
- 0% APR on purchases for 9 months
- Regular purchase APR is 18.49% to 28.49%
Associated Bank Business Cash Preferred Card
BUSINESS
EXPENSE
REWARDS
- 3% cash back at office supply stores
- 3% cash back with cell phone service providers
- $25 cash back bonus reward applied to your account after your first purchase
- $100 annual software credit applied every year to your account after 11 consecutive monthly software transactions
- No annual fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 19.24% to 28.24%
State Farm Business Cash Rewards Visa Signature Card
BUSINESS
EXPENSE
REWARDS
- 3% cash back at office supply stores
- 3% cash back on cell phone service
- Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases
- No annual fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.24% to 28.24%
U.S. Bank Triple Cash Rewards Visa Business Card
BUSINESS
EXPENSE
REWARDS
- Earn 3% cash back on eligible purchases at office supply stores
- Earn 3% cash back on purchases with cell phone service providers
- Earn $500 in cash back when you spend $4,500 in the first 150 days of opening your account
- Earn an annual $100 statement credit for recurring software subscription expenses
- No annual fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 19.24% to 28.24%
GM Business Card
BUSINESS
EXPENSE
REWARDS
- 3% in earnings on office supplies
- Get $750 in earnings to redeem at GM towards the purchase or lease of eligible new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening
- No-cost employee cards with unique spending limits
- No annual fee
- Regular purchase APR is 19.24% to 29.24%
Zions Bank Amazing Cash Business Credit Card
BUSINESS
EXPENSE
REWARDS
- Earn 3% cash back on select business purchases
- Earn 3% cash back on cellular services, internet services, telecommunications, and cable TV
- Get $500 cash back when you spend $5,000 in the first 120 days
- Credit limit up to $250,000
- No annual fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 19.49%
Zions Bank Amazing Rewards Business Credit Card
BUSINESS
EXPENSE
REWARDS
- 3 points for every $1 you spend on select business purchases
- 3 points for every $1 you spend on cellular services, internet services, telecommunications, and cable TV
- Get 50,000 points when you spend $5,000 in the first 120 days
- Credit limit up to $250,000
- No annual fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 19.49%
Business Gold
BUSINESS
EXPENSE
REWARDS
- 4X points on electronic goods retailers, software and cloud system providers, and advertising in select media, if one of your top spend categories.
- 4X points on wireless telephone service, if one of your top spend categories.
- Earn 150,000 membership rewards points after you spend $10,000 on eligible purchases in the first 3 months
- Earn 4X points on your top two spend categories. Earn 3X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1X points on everything else
- Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
- Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card
- Annual fee is $295
- Charge card
Business Platinum
BUSINESS
EXPENSE
REWARDS
- 1.5X points on eligible purchases in key business categories including construction material and hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers. Cap applies
- Earn 250,000 Membership Rewards Points after you spend $20,000 in qualifying purchases within your first 3 months
- 1.5X points on eligible purchases of $5K or more everywhere else, on up to $2 million of these purchases per calendar year
- Annual fee is $695
- Charge card
BMO Business Platinum Rewards Mastercard
BUSINESS
EXPENSE
REWARDS
- Earn 4X points on office supplies and printing, on spend up to $750 per quarter
- Earn 5X points on internet and phone service, on spend up to $750 per quarter
- Get a 50,000 rewards points bonus when you spend $5,000 within 3 months of account opening. Get another 50,000 points when you spend $50,000 within 12 months of account opening
- No annual fee
- 0% APR on purchases for 9 months
- Regular purchase APR is 20.49% to 29.49%
Delta SkyMiles Gold Business
BUSINESS
EXPENSE
REWARDS
- 2x miles on US purchases with shipping providers, and on advertising purchases in select media
- Earn 75,000 bonus miles after spending $6,000 in purchases in your first 6 months
- $100 Delta flight credit after you spend $10K in purchases in a calendar year
- First Checked Bag Free
- Main Cabin 1 Priority Boarding
- 20% In-Flight Savings
- No annual fee the first year, then $99
- Regular purchase APR is 20.99% to 29.99%
Hilton Honors Business
BUSINESS
EXPENSE
REWARDS
- 6X points on shipping services
- 6X points on wireless phone services purchased directly from service providers
- Earn 130,000 Hilton Honors bonus points after you spend $3,000 in the first 3 months
- Complimentary Hilton Honors Gold Status. Spend $40,000 on eligible purchases in a calendar year and you can earn an upgrade to Diamond status
- Earn a Free Night Reward after you spend $15,000 in a calendar year. Earn a second Night Reward after you spend $60,000 in a calendar year
- 10 complimentary Priority Pass Select visits
- Annual fee is $95
- Regular purchase APR is 20.99% to 29.99%
Lowe's Business Rewards
BUSINESS
EXPENSE
REWARDS
- 2% cash back at office supply stores
- 2% cash back on wireless telephone services purchased directly from U.S. service providers
- Earn 5% cash back on eligible purchases made at Lowe's for the first 6 months
- Access benefits with Lowe's ProServices, including discounted delivery, bulk rate pricing, and the Business Replenishment program
- 5% off every day at Lowe's on eligible purchases
- No annual fee
- Regular purchase APR is 20.99% to 29.99%
Marriott Bonvoy Business
BUSINESS
EXPENSE
REWARDS
- 4x points on U.S. purchases for shipping
- 4x points on wireless telephone services purchased directly from US service providers
- Earn 5 Free Night Awards after you spend $8,000 in the first 6 months
- 7% Marriott Bonvoy Room Rate Discount
- Annual fee is $125
- Regular purchase APR is 20.99% to 29.99%
Ink Business Preferred
BUSINESS
EXPENSE
REWARDS
- Earn 3 points per $1 on shipping purchases and on advertising purchases made with social media sites and search engines
- Earn 3 points per $1 on internet, cable, and phone services
- 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
- Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Employee cards at no additional cost
- Annual fee is $95
- Regular purchase APR is 21.24% to 26.24%
U.S. Bank Business Leverage Visa Signature Card
BUSINESS
EXPENSE
REWARDS
- 2% cash back on eligible business expenses, if top spend category
- 2% cash back with cable, satellite, TV, radio, telecom service providers, and utility companies, if top spend category
- Earn $750 in rewards when you spend $7,500 in eligible purchases within the first 120 days of opening your account
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
- No annual fee the first year, then $95
- Regular purchase APR is 21.24% to 26.24%
Alaska Airlines Business Credit Card
BUSINESS
EXPENSE
REWARDS
- 2X miles on shipping
- Get 50,000 bonus miles plus Alaska's Famous Companion Fare from $122 when you make $3,000 or more in purchases within the first 90 days
- Annual companion fare
- Free checked bag
- Priority boarding
- 20% back on Alaska Airlines inflight purchases
- Earn another companion fare each account anniversary after spending $6,000 or more on purchases within the prior anniversary year
- Annual fee is $70
- Regular purchase APR is 21.24% to 29.24%
AAdvantage Aviator World Elite Business Mastercard
BUSINESS
EXPENSE
REWARDS
- 2X AAdvantage miles for every dollar spent at eligible office supply merchants
- 2X AAdvantage miles for every dollar spent with eligible telecom providers
- Earn 50,000 bonus miles after spending $4,000 on purchases in the first 90 days. Earn another 10,000 miles after at least one employee is added to the account within 30 days and makes a purchase within the first 90 days
- 5% AAdvantage mileage bonus earned every year after your account anniversary date based on the total number of miles earned using your card
- First checked bag free
- Preferred boarding
- 25% inflight savings
- Annual fee is $95
- Regular purchase APR is 21.24% to 30.24%
JetBlue Business Card
BUSINESS
EXPENSE
REWARDS
- 2X points at office supply stores
- Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days. Plus, earn 10,000 bonus points when a purchase is made on an employee card in the first 90 days
- Free first checked bag for you and up to 3 companions
- Receive a 50% savings on eligible inflight purchases
- Earn 5,000 bonus points every year after your account anniversary
- Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package with your card
- Annual fee is $99
- Regular purchase APR is 21.24% to 30.24%
Wyndham Rewards Earner Business Card
BUSINESS
EXPENSE
REWARDS
- Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases
- Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days and earn another 50,000 bonus points after spending $15,000 on purchases within the first 12 months
- 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
- Automatic DIAMOND Level Benefits
- Receive 15,000 bonus points each anniversary year - that’s enough for up to two free nights at participating properties
- Annual fee is $95
- Regular purchase APR is 21.24% to 30.24%
IHG One Rewards Premier Business
BUSINESS
EXPENSE
REWARDS
- Earn 5X points on select business purchases
- Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months
- Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases each calendar year
- Platinum Elite status
- Enjoy a reward night after each account anniversary year at IHG hotels worldwide
- Enjoy a reward night when you redeem points for a four-night consecutive IHG hotel stay
- Annual fee is $99
- Regular purchase APR is 21.49% to 28.49%
Southwest Rapid Rewards Performance Business
BUSINESS
EXPENSE
REWARDS
- Earn 2 points per $1 spent on social media and search engine advertising
- Earn 2 points per $1 spent on internet, cable, and phone services
- Earn 80,000 points after you spend $5,000 on purchases within the first 3 months of account opening
- 9,000 anniversary points each year
- Four upgraded boardings per year when available
- Up to 365 InFlight WiFi credits per year
- Employee cards at no additional cost
- Annual fee is $199
- Regular purchase APR is 21.49% to 28.49%
World of Hyatt Business Credit Card
BUSINESS
EXPENSE
REWARDS
- 2 bonus points per $1 shipping services, and social media and search engine advertising, if top three spend categories
- 2 bonus points per $1 on internet, cable, and phone services, if a top three spend category
- Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Earn an additional 15,000 Bonus Points after you spend $12,000 on purchases in your first 6 months
- Employee cards at no additional cost
- Annual fee is $199
- Regular purchase APR is 21.49% to 28.49%
United Business Card
BUSINESS
EXPENSE
REWARDS
- 2 miles per $1 spent at office supply stores
- Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months
- Free first checked bag
- Earn a $100 United travel credit after qualifying flight purchases
- 2 United Club one-time passes each year
- 25% back on United inflight and Club premium drink purchases
- Priority boarding
- Employee cards at no additional cost
- Annual fee is $99
- Regular purchase APR is 21.74% to 28.74%
SKYPASS Visa Signature Business Card
BUSINESS
EXPENSE
REWARDS
- 2X miles on office supplies
- 2X miles on cell phone service
- Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
- Get 5% off Korean Air tickets each year for you and a companion
- 2 KAL Lounge coupons each year
- Annual fee is $99
- Regular purchase APR is 23.24% to 29.99%