Credit Cards for Excellent Credit

Cards that require excellent credit (typically a FICO score of 740 or above) offer the lowest interest rates, the most generous rewards, and the most attractive welcome bonuses. However, a card isn’t necessarily the best fit for your portfolio just because it’s marketed primarily to those with stellar credit. You can be selective and choose a card that offers exactly what you’re looking for. With excellent credit, you have the highest likelihood of approval when you find a card that suits your needs.

Showing 395 cards

SDFCU Premium Cash Back+


EXCELLENT CREDIT

  • Regular purchase APR is 14.49% to 18.00%
  • Earn 2% cash back on qualifying purchases
  • Introductory bonus of $200 if you spend $3,000 in the first 90 days
  • No annual fee

Navy Federal cashRewards


EXCELLENT CREDIT

  • Regular purchase APR is 14.90% to 18.00%
  • Up to 1.75% cash back on all purchases
  • Earn $200 bonus cash back when you spend $1,500 within 90 days of account opening
  • No annual fee

Upgrade Cash Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • Earn 1.5% cash back on card purchases when you pay them back
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Upgrade Life Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • Pay your balances in full early each month and avoid interest with EarlyPay
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Upgrade OneCard


EXCELLENT CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • Get 3% cash back on everyday purchases, 2% on everything else
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • You control how you pay for your purchases: Pay Now with no interest, or Pay Later
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Upgrade Triple Cash Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • Unlimited 3% cash back on payments when you make purchases in home, auto, and health categories. 1% cash back on all other purchases
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Kinecta MyPerks


EXCELLENT CREDIT

  • Regular purchase APR is 15.24% to 18.00%
  • 3% cash back on gas. 2% cash back on groceries. 1% cash back on everything else
  • Get $200 after spending $3500 within 90 days
  • Up to 20% annual relationship bonus
  • No annual fee

PNC Cash Rewards Visa Signature Business


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 16.24% to 25.24%
  • Earn 1.5% cash back on net purchases
  • Earn a $400 bonus when you make at least $3,000 in qualifying net purchases during the first three billing cycles following account opening
  • No annual fee

BECU Cash Back Visa


EXCELLENT CREDIT

  • Regular purchase APR is 16.24% to 27.24%
  • 1.5% unlimited cash back on purchases
  • Earn a $300 cash back bonus after you spend $3,000 on purchases in the first 3 months of account opening
  • No annual fee

Citizens Everyday Points Business Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 16.49% to 26.49%
  • Earn unlimited 1.5% in rewards on your everyday business expenses
  • Earn $325 in rewards when you spend $5,000 in the first 90 days
  • No annual fee

UMB Direct Cash


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.24% to 25.24%
  • 0% APR on balance transfers for 12 months
  • Earn 1.5 cash back points per dollar spent on all purchases
  • Get 15,000 bonus points when you spend $1,500 in the first 90 days of account opening
  • Deposit your cash back into a UMB Checking or Savings account and use 10% fewer points when compared to redeeming for a statement credit
  • No annual fee

M&T Business Rewards Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.49% to 24.49%
  • 0% APR on balance transfers for 12 months
  • Earn 2% cash back on all purchases for your first year, then 1.5% cash back thereafter
  • Earn 2% cash back on all purchases for your first year
  • Add employee cards at no additional cost
  • No annual fee

PenFed Power Cash Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 17.99%
  • 0% APR on balance transfers for 12 months
  • 2% cash back on all purchases for PenFed Honors Advantage Members, 1.5% cash back on all purchases
  • $100 statement credit when you spend $1,500 in the first 90 days,
  • No annual fee

Walmart Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 17.99% to 29.74%
  • 5% cash back at Walmart.com, including pickup and delivery. 2% cash back In Walmart stores, at restaurants and on travel. 1% cash back everywhere else
  • Earn 5% cash back in Walmart stores for the first 12 months after approval when you use your card with Walmart Pay
  • No annual fee

First Hawaiian Bank Priority Unlimited


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 18.00%
  • 2% cash back for customers with an additional qualifying FHB account (otherwise, 1.5% cash back)
  • $150 bonus statement credit after spending $1,500 within the first 3 months after account opening
  • No annual fee

Hancock Whitney Visa Platinum


EXCELLENT CREDIT

  • 0% APR on purchases for 7 months
  • Regular purchase APR is 18.24% to 23.24%
  • 0% APR on balance transfers for 7 months
  • Earn 1 point or 1% cash back for every $1 you spend on eligible purchases
  • Earn 10,000 bonus points when you spend $2,000 on eligible purchases within the first 90 days
  • No annual fee

Pinnacle World Mastercard Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 23.99%
  • Earn 2% cash back on travel and dining purchases, and 1% cash back per dollar spent on all other purchases
  • Earn $100 cash back bonus if you spend $3000 in the first 90 days
  • No annual fee

Spark 1.5% Cash Select


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 24.24%
  • Earn unlimited 1.5% cash back for your business on every purchase
  • Earn a one-time $750 cash bonus once you spend $6,000 on purchases within the first 3 months
  • No annual fee

Bank of America Customized Cash Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases
  • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • No annual fee

Bank of America Unlimited Cash Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Earn unlimited 1.5% cash back on all purchases
  • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • No annual fee

Bank of America Unlimited Cash Rewards for Students


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Earn unlimited 1.5% cash back on all purchases
  • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • No limit to the amount of cash back you can earn and cash rewards do not expire
  • No annual fee

Susan G. Komen Customized Cash Rewards Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs, 1% cash back on all other purchases
  • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • No annual fee

Ink Business Cash


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.49% to 24.49%
  • 5% cash back on the first $25k in purchases at office supply stores and on internet, cable and phone services each year. 2% back on the first $25k in purchases at gas stations and restaurants each year. 1% back on all other purchases
  • $900 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
  • Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
  • Employee cards at no additional cost
  • No annual fee

Ink Business Unlimited


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.49% to 24.49%
  • Earn unlimited 1.5% cash back rewards on every purchase made for your business
  • $900 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
  • Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
  • Employee cards at no additional cost
  • No annual fee

Business Advantage Customized Cash Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 18.49% to 28.49%
  • Earn 3% cash back in the category of your choice. Earn 2% cash back on dining purchases. Earn unlimited 1% cash back on all other purchases
  • Get a $300 statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening
  • You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for their highest Preferred Rewards for Business tier
  • No annual fee

Business Advantage Travel Rewards World Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 18.49% to 28.49%
  • Earn unlimited 1.5 points for every $1 you spend on all purchases
  • Earn 30,000 bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening
  • You can earn up to 75% more points on every purchase if you have a business checking account with Bank of America and qualify for their highest Preferred Rewards for Business tier
  • No annual fee

Business Advantage Unlimited Cash Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 18.49% to 28.49%
  • Earn unlimited 1.5% cash back on all purchases
  • Get a $300 statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for their highest Preferred Rewards for Business Tier
  • No annual fee

Gesa Cash Rewards Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.49% to 28.99%
  • 0% APR on balance transfers for 6 months
  • 1.50% unlimited cash back on all purchases
  • Receive $100 bonus cash back after $1,000 in qualified purchases within the first 90 days after account opening
  • No annual fee

Schwab Investor Card from American Express


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.24% to 22.24%
  • Earn an unlimited 1.5% cash back
  • Earn a $200 statement credit after spending $1,000 in the first 3 months
  • No annual fee
  • The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account

Associated Bank Business Cash Preferred Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.24% to 28.24%
  • 0% APR on balance transfers for 6 months
  • 3% cash back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining. 1% cash back on all other eligible net purchases
  • $25 cash back bonus reward applied to your account after your first purchase
  • $100 annual software credit applied every year to your account after 11 consecutive monthly software transactions
  • No annual fee

U.S. Bank Triple Cash Rewards Visa Business Card


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Earn 3% cash back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants. Plus, earn 1% cash back on all other eligible purchases
  • Earn $500 in cash back when you spend $4,500 in the first 150 days of opening your account
  • Earn an annual $100 statement credit for recurring software subscription expenses
  • No annual fee

Citi Custom Cash


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.24% to 29.24%
  • 0% APR on balance transfers for 15 months
  • Earn 5% cash back on your highest eligible spend category each billing cycle up to $500 spent, and 1% cash back thereafter on all other purchases
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening
  • No annual fee

Citi Double Cash


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 29.24%
  • 0% APR on balance transfers for 18 months
  • Earn 2% cash back on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening
  • No Caps and No Category Restrictions
  • Redeem your points for cash back as a statement credit, direct deposit or check.
  • No annual fee

KeyBank Business Cash Rewards Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.24% to 29.24%
  • 0% APR on balance transfers for 6 months
  • 2% unlimited cash back on purchases
  • Earn $200 bonus cash back when you spend $1,000 in the first 60 days
  • No annual fee

Regions Cash Rewards Visa Signature Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.24% to 29.24%
  • 0% APR on balance transfers for 12 months
  • Earn 1.5% cash rewards on all qualifying purchases
  • You can earn $100 in bonus cash rewards when your net purchases in the first 90 days total at least $500, and an additional $100 in bonus cash rewards when those net purchases total at least $1,000
  • No annual fee

TD Business Solutions


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 29.24%
  • Earn 1% cash back on purchases and get an extra 1% cash back when you redeem into an eligible TD Bank deposit account
  • Earn $250 cash back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
  • No annual fee

Blue Cash Everyday


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.24% to 29.99%
  • 0% APR on balance transfers for 15 months
  • 3% on gas, groceries, and online retail. 1% on other purchases
  • Earn $200 back after you spend $2,000 in your first 6 months
  • Receive $7 back each month (up to $84 back annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your card
  • Make cooking at home even more enjoyable. Receive up to $15 per month in statement credits when you purchase Home Chef meal solutions online with your enrolled Blue Cash Everyday Card
  • No annual fee

Cash Magnet Card


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.24% to 29.99%
  • 0% APR on balance transfers for 15 months
  • 1.5% unlimited cash back on purchases
  • Earn $200 back after you spend $2,000 in the first 6 months
  • No annual fee

M&T Visa Signature Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.49% to 23.49%
  • 0% APR on balance transfers for 12 months
  • Unlimited 1.5% cash back on every purchase
  • 10,000 bonus points after $500 in purchases made in the first 90 days from account opening
  • No annual fee

Amazon Prime Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 19.49% to 27.49%
  • 5% back at Amazon.com and Whole Foods Market with an eligible Prime membership. 2% back at restaurants, gas stations and drugstores. 1% back on all other purchases
  • A $100 Amazon Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application with an eligible Prime membership
  • No annual fee

Amazon Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 19.49% to 27.49%
  • 3% back at Amazon.com and Whole Foods Market with an eligible Prime membership, 2% back at restaurants, gas stations and drugstores. 1% back on all other purchases
  • A $50 Amazon Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application
  • No annual fee

Commerce Bank toggle


EXCELLENT CREDIT

  • Regular purchase APR is 19.49% to 30.49%
  • Get unlimited 1.5% cash back on every purchase
  • Get a $150 cash back bonus when you spend $1,000 on purchases within your first 3 months after account opening
  • No annual fee

Associated Bank Visa Max Cash Preferred Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.74% to 29.74%
  • 0% APR on balance transfers for 12 months
  • 5% cash back on two categories you choose (first $2,000 spent each quarter). 2% unlimited cash back on one everyday category of your choice. 1% unlimited cash back on all other eligible purchases
  • $150 bonus awarded after you spend $500 within first 90 days of account opening
  • No annual fee

U.S. Bank Cash+ Visa Signature Card


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.74% to 29.74%
  • 0% APR on balance transfers for 15 months
  • 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. 2% cash back on one everyday category. 1% cash back on all other eligible purchases
  • Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening
  • Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall
  • No annual fee

Quicksilver


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.99% to 29.99%
  • 0% APR on balance transfers for 15 months
  • Earn 1.5% cash back on every purchase
  • Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
  • No annual fee

SavorOne


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.99% to 29.99%
  • 0% APR on balance transfers for 15 months
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores, plus 1% on all other purchases
  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • No annual fee

Instacart Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.99%
  • 5% cash back on Instacart.com and Instacart app purchases and on travel purchased through the Chase Travel Center, 2% at restaurants, gas stations, and on select streaming services, 1% on all other purchases
  • Get a free year of Instacart+ and a $100 Instacart credit upon account approval
  • No annual fee

State Farm Premier Cash Rewards Visa Signature Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 29.99%
  • 3% cash back on insurance premium payments, up to $4,000 annually. 2% cash back at gas and EV charging stations, drugstores, grocery stores, and on dining. 1% cash back on all other purchases
  • Earn a $150 cash back bonus by spending $500 in the first 90 days
  • No annual fee

Wells Fargo Active Cash


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 20.24% to 29.99%
  • 0% APR on balance transfers for 15 months
  • Earn unlimited 2% cash rewards on purchases
  • Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months
  • No annual fee

TD Cash


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 30.24%
  • 0% APR on balance transfers for 12 months
  • Earn 3% cash back on dining, 2% cash back at grocery stores, and 1% cash back on all other purchases
  • Earn $150 cash back when you spend $500 within 90 days after account opening
  • No annual fee

TD Double Up


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Earn 1% cash back on purchases and get an extra 1% cash back when you redeem into an eligible TD Bank deposit account
  • Earn $100 cash back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening
  • Annual fee is $0

Upromise Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Earn 1.25% bonus cash back rewards on your purchases if your account is not linked to a college savings plan. Earn 1.529% Cash Back Rewards on your purchases when your account is linked to an eligible college savings plan
  • Earn $100 bonus cash back rewards after spending $500 on purchases in the first 90 days
  • No annual fee

Chase Freedom Flex


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 20.49% to 29.24%
  • 0% APR on balance transfers for 15 months
  • Earn 5% cash back in quarterly bonus categories, and on travel purchased through Chase Ultimate Rewards. Earn 3% back at restaurants and drugstores. Earn 1% back on all other purchases
  • Earn a $200 bonus after you spend $500 on purchases in the first 3 months. Plus, earn 5% cash back on combined gas and grocery purchases up to $12,000 in the first year
  • Earn 5% bonus cash back on different categories and select online merchants on up to $1,500 in total combined purchases each quarter you activate
  • No annual fee

Chase Freedom Unlimited


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 20.49% to 29.24%
  • 0% APR on balance transfers for 15 months
  • Earn 5% on travel purchased through Chase Ultimate Rewards, 3% on dining, 3% on drugstore purchases, and 1.5% on all other purchases
  • Earn a $200 bonus after you spend $500 in the first 3 months. Plus, earn 5% cash back on combined gas and grocery purchases up to $12,000 in the first year
  • No annual fee

Lowe's Business Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • 2% cash back at Lowe's, and at US restaurants, office supply stores, and wireless telephone service providers
  • Earn 5% cash back on eligible purchases made at Lowe's for the first 6 months
  • Access benefits with Lowe's ProServices, including discounted delivery, bulk rate pricing, and the Business Replenishment program
  • 5% off every day at Lowe's on eligible purchases
  • No annual fee

BMO Cash Back Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • 0% APR on balance transfers for 12 months
  • Get 5% cash back on eligible streaming, cable TV and satellite services. 3% cash back on eligible gas and grocery purchases. 1% cash back on all other eligible purchases
  • Get a $200 cash back bonus when you spend $2,000 within 3 months of opening your account
  • Get $400 cell phone protection coverage when you charge your monthly wireless telephone bill to your card
  • No annual fee

Evergreen by FNBO


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.24%
  • Earn unlimited 2% cash back on every purchase
  • $200 cash bonus when you spend $1,000 within the first 3 billing cycles after account is opened
  • No annual fee

AARP Essential Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.99% to 30.99%
  • 0% APR on balance transfers for 15 months
  • Earn unlimited 3% cash back on gas and drug store purchases (excluding Target and Walmart). Earn unlimited 2% cash back on eligible medical expenses. Earn unlimited 1% cash back on all other purchases
  • Earn a $100 cash back bonus after spending $500 on purchases in the first 90 days
  • No annual fee

AARP Travel Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.99% to 30.99%
  • 0% APR on balance transfers for 15 months
  • Earn unlimited 3% cash back on airfare, hotel stays, and car rentals. Earn unlimited 2% cash back on restaurant purchases. Earn unlimited 1% cash back on all other purchases
  • Earn a $100 cash back bonus after spending $500 on purchases in the first 90 days
  • No annual fee

The Bank of Missouri Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 26.24%
  • 3% cash back on travel and dining, 2% cash back on groceries, gasoline and drug stores, 1% cash back on everything else
  • Earn a $500 cash back bonus when you spend $5000 in the first 3 months
  • No annual fee the first year, then $95

Blue Cash Preferred


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.24% to 29.99%
  • 0% APR on balance transfers for 12 months
  • 6% cash back on groceries and streaming subscriptions, 3% cash back on gas and transit, 1% cash back on other purchases
  • Earn $250 back after you spend $3,000 in the first 6 months
  • Receive $7 back each month (up to $84 back annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your card
  • No annual fee the first year, then $95

Morgan Stanley Blue Cash Preferred Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.24% to 29.99%
  • 0% APR on balance transfers for 12 months
  • 6% cash back at US supermarkets (up to $6,000 per year), 6% on select US streaming subscriptions, 3% on gas and transit, and 1% on other eligible purchases
  • Earn $250 back after you spend $3,000 in purchases within the first 6 months
  • Earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year
  • No annual fee the first year, then $95
  • The Morgan Stanley Cards from American Express are only available to clients who maintain an eligible Morgan Stanley brokerage account

U.S. Bank Shopper Cash Rewards Visa Signature Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.74% to 29.74%
  • 6% cash back on your first $1,500 in combined purchases each quarter with two retailers you choose. 3% back on your first $1,500 in your choice of one everyday category. 1.5% back on all other purchases
  • Get a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening
  • Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
  • No annual fee the first year, then $95

Savor


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 28.99%
  • Earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases
  • Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Annual fee is $95

Ink Business Preferred


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 26.24%
  • Earn 3 points per $1 on the first $150k spent each year on shipping; social media and search engine ads; internet, cable, and phone services; and travel. Earn unlimited 1 point per $1 spent on all other purchases
  • 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
  • Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Employee cards at no additional cost
  • Annual fee is $95

U.S. Bank Business Leverage Visa Signature Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 26.24%
  • Earn 2% cash back in the top two categories where you spend the most each month automatically and 1% cash back per dollar spent on all other eligible purchases
  • Earn $750 in rewards when you spend $7,500 in eligible purchases within the first 120 days of opening your account
  • Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
  • No annual fee the first year, then $95

Spark 2% Cash Plus


EXCELLENT CREDIT

  • Charge card
  • Earn unlimited 2% cash back for your business on every purchase
  • Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
  • Earn an annual $200 cash bonus every year you spend $200,000 or more
  • Annual fee is $150

Ink Business Premier


EXCELLENT CREDIT

  • Charge card
  • Earn 2.5% cash back on purchases of $5,000 or more and 2% cash back on all other business purchases
  • Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening
  • Pay in full card with flexibility to pay off eligible purchases over time with interest up to your Flex for Business limit. All other purchases must be paid in full each month
  • Employee cards at no additional cost
  • Annual fee is $195

PNC BusinessOptions Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 16.24% to 22.24%
  • Revolve Option earns 1.5% cash back on net purchases. Pay-In-Full Option earns 1% cash back on net purchases
  • Earn a $750 statement credit when you make at least $25,000 in qualifying purchases during the first three billing cycles following account opening
  • The amount of the annual fee is based on the annual total of net purchases made for the previous 12 billing cycles
  • Choose one of three rewards programs: cash rebates, PNC points, or travel rewards
  • Points program earns 5 points for every $1 of qualifying purchases
  • No annual fee the first year, then $0 to $500

Mission Fed Preferred Platinum


EXCELLENT CREDIT

  • Regular purchase APR is 9.90% to 16.90%
  • Get a $200 cash bonus when you make $1,000 in purchases in the first 90 days
  • 1.99% intro APR for 12 months on purchases posted within the first 90 days
  • No annual fee

Banner Bank TruRewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 9.99% to 13.99%
  • Rewards
  • Receive 4,000 points when you activate your card
  • Earn 4 points on every $1 you spend on qualifying purchases
  • No annual fee

Banner Bank World Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 9.99% to 13.99%
  • Rewards
  • Receive 4,000 points when you activate your card
  • Earn 4 points on every $1 you spend on qualifying purchases
  • Get 10,000 annual bonus points with $10,000 spent in a calendar year
  • No annual fee
  • In-branch application required

Mission Fed Preferred Platinum Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 10.90% to 17.90%
  • Rewards
  • Get 20,000 bonus points when you make $1,000 in purchases in the first 90 days
  • 1.99% intro APR for 12 months on purchases posted within the first 90 days
  • Earn 1x points for every $1 in purchases
  • No annual fee

Patelco Points Rewards World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 13.15% to 21.65%
  • Rewards
  • Get 20,000 extra points when you spend $1,500 in the first 3 months
  • Access to Priceless Cities, luxury hotels and resorts, and personal travel and airport services
  • No annual fee

First Tech Platinum Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 13.24% to 18.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 10,000 bonus rewards points when you spend $2,000 in the first 60 days
  • Earn 1 point for every dollar spent on everyday purchases
  • No annual fee

First Tech Choice Rewards World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 13.50% to 18.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • No annual fee

USALLIANCE Visa Classic


EXCELLENT CREDIT

  • Regular purchase APR is 13.99% to 18.00%
  • Earn a $50 statement credit when you open a USALLIANCE Visa Classic Credit Card and make your first purchase
  • No annual fee

Navy Federal GO REWARDS


EXCELLENT CREDIT

  • Regular purchase APR is 14.24% to 18.00%
  • Rewards
  • Earn 10,000 bonus points when you spend $1,000 in the first 90 days
  • 1.99% intro APR on purchases for 6 months from account opening
  • Card may be issued on either the Visa or Mastercard networks
  • No annual fee

Navy Federal More Rewards American Express Card


EXCELLENT CREDIT

  • Regular purchase APR is 14.90% to 18.00%
  • Rewards
  • Earn 20,000 bonus points when you spend $1,500 within 90 days of account opening
  • Get a 1.99% intro APR for 12 months from account opening on purchases
  • No annual fee

USAA Rewards American Express Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 15.15% to 31.15%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • 2,500 bonus points after your first qualifying purchase
  • No annual fee

USAA Rewards Visa Signature Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 15.15% to 31.15%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • 2,500 bonus points after your first qualifying purchase
  • No annual fee

Zions Bank Amazing Rate Business Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 15.49%
  • Earn a $500 statement credit bonus when you spend $5,000 in the first 120 days
  • Credit limit up to $250,000
  • No annual fee

PNC Travel Rewards Visa Business


EXCELLENT CREDIT

  • Regular purchase APR is 16.24% to 25.24%
  • Rewards
  • Earn double miles on your first $2,500 in eligible net purchases
  • No annual fee

Platinum Plus Mastercard Business


EXCELLENT CREDIT

  • 0% APR on purchases for 7 months
  • Regular purchase APR is 16.49% to 27.49%
  • Get a $300 statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening
  • Unlimited employee cards at no additional cost
  • No annual fee

UMB Simply Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.24% to 25.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Get 15,000 bonus points when you spend $1,500 in the first 90 days of account opening
  • No annual fee

UMB Travel Select


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.24% to 25.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Get 15,000 bonus points when you spend $1,500 in the first 90 days of account opening
  • No annual fee

KeyBank Business Rewards Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 17.24% to 27.24%
  • 0% APR on balance transfers for 6 months
  • Rewards
  • Earn $200 worth of bonus points when you spend $1,000 in the first 60 days when you have a qualifying KeyBank checking account
  • Earn up to 10 points per dollar spent
  • No annual fee

Simmons Rewards Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 17.50% to 25.50%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 30,000 bonus rewards points when you spend $3,000 in purchases during the first 3 months
  • 1.25 rewards points for every dollar spent
  • No annual fee

Logix Platinum Rewards Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 17.99%
  • Rewards
  • Earn 10,000 bonus points when you spend $2,500 the first 90 days
  • Earn 1.5, 2 or even 3 points per dollar with your Logix Relationship Rewards status
  • No annual fee
  • Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
  • Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness

PenFed Platinum Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 17.99%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • 15,000 bonus points when you spend $1,500 in first 90 days
  • No annual fee

Spark 1.5X Miles Select


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 24.24%
  • Rewards
  • Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • No annual fee

Bank of America Travel Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
  • Preferred Rewards members earn 25%-75% more points on every purchase
  • No annual fee

Bank of America Travel Rewards for Students


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
  • Earn unlimited 1.5 points for every $1 you spend on all purchases
  • No annual fee

Celebrity Cruises Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 28.24%
  • Rewards
  • Get 25,000 bonus points after making at least $1,000 in purchases in the first 90 days of your account opening
  • No annual fee

Norwegian Cruise Line World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 28.24%
  • Rewards
  • Get 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening
  • No annual fee

Royal Caribbean Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 28.24%
  • Rewards
  • Get 25,000 bonus points after making at least $1,000 in purchases in the first 90 days of your account opening
  • $50 Discount on Royal Caribbean's Air2Sea program after making at least $3,500 in card purchases within the first 90 days of account opening
  • No annual fee

Sandals Visa Signature


EXCELLENT CREDIT

  • 0% APR on purchases for 7 months
  • Regular purchase APR is 18.24% to 28.24%
  • Rewards
  • Get 20,000 bonus points after making at least $1,000 in purchases within the first 90 days of account opening
  • No annual fee

Amex Everyday


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 29.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 10,000 membership rewards points after you use your new card to make $2,000 in purchases in your first 6 months
  • Earn 20% Extra Points. Use your card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits
  • No annual fee

U.S. Bank Altitude Go Visa Signature Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.24% to 29.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 20,000 bonus points when you spend $1,000 in the first 90 days.
  • $15 streaming service credit after 11 months of streaming purchases
  • No annual fee

First Horizon Bank Visa Signature


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.25% to 21.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 15,000 bonus points when you spend $1,500 in the first 90 days
  • No annual fee

Truist Enjoy Travel


EXCELLENT CREDIT

  • Regular purchase APR is 18.49% to 27.49%
  • Rewards
  • 20,000 bonus miles after you spend $1,500 within 90 days of account opening
  • A statement credit up to $85 for TSA PreCheck or Global Entry fee is awarded once every four years
  • Loyalty Travel Bonus based on your Truist deposit relationship when you redeem your rewards for travel through the rewards program
  • Annual fee is $0

FNB SmartRewards Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.74% to 26.74%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn double points on purchases for the first 90 days from account opening
  • Earn 1 point per $1 in qualifying purchases with no earning limit
  • No annual fee
  • Not available in all geographic locations

Citi Rewards+


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.74% to 28.74%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 20,000 bonus points after spending $1,500 within the first 3 months of account opening
  • Earn 1 ThankYou Point per $1 spent on all other purchases
  • Round up to the nearest 10 points on every purchase
  • Get 10% points back when you redeem, up to the first 100,000 points redeemed per year.
  • No annual fee

PlayStation Visa


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 27.99%
  • Rewards
  • Earn a $100 statement credit when you spend $400 within 60 days
  • No annual fee

Associated Bank Business Real Rewards Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.24% to 28.24%
  • 0% APR on balance transfers for 6 months
  • Rewards
  • Earn 2,500 bonus rewards points after your first purchase
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
  • No annual fee

Disney Visa


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 28.24%
  • Rewards
  • $250 statement credit after you spend $500 on purchases in the first 3 months from account opening
  • 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase
  • 10% off select purchases at shopDisney.com
  • 10% off select merchandise purchases of $50 or more at select locations at the Disneyland and Walt Disney World resorts
  • No annual fee

Ameriprise Visa Signature


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 19.24% to 29.24%
  • 0% APR on balance transfers for 9 months
  • Rewards
  • Earn 10,000 bonus rewards points after you spend $1,000 on eligible everyday purchases in the first 90 days of account opening
  • Earn 1 rewards point for every $1 spent in eligible net purchases
  • No annual fee

GM Business Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 29.24%
  • Rewards
  • Get $750 in earnings to redeem at GM towards the purchase or lease of eligible new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening
  • No-cost employee cards with unique spending limits
  • No annual fee

Barnes & Noble Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn a $25 Barnes & Noble gift card after your first purchase or balance transfer
  • Automatically receive a $25 Barnes & Noble gift card every time you earn 2,500 points
  • Earn 12 months of Barnes & Noble Membership if you spend $7,500 per year on eligible purchases
  • No annual fee

M&T Visa Credit Card with Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.49% to 23.49%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • 10,000 bonus points after $500 in purchases made in the first 90 days from account opening
  • Earn 1 point per $1 spent on every purchase, no earning cap
  • No annual fee

Amazon Business Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.49% to 27.49%
  • Rewards
  • Get a $100 Amazon gift card upon approval for the Amazon Business American Express Card
  • No annual fee

Amazon Business Prime Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.49% to 27.49%
  • Rewards
  • Get a $125 Amazon gift card upon approval for the Amazon Business Prime American Express card
  • No annual fee

Associated Bank Visa Everyday Rewards+ Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.74% to 29.74%
  • 0% APR on balance transfers for 6 months
  • Rewards
  • Earn 15,000 bonus points when you spend $500 within the first 90 days
  • No annual fee

VentureOne


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.99% to 29.99%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months
  • No annual fee

GM Extended Family Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 29.99%
  • Rewards
  • Get $100 in earnings to redeem at GM when you spend $1,000 in your first three months
  • Combine earnings with your GM employee and supplier discount when purchasing an eligible GM vehicle
  • No annual fee

My GM Rewards Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 29.99%
  • Rewards
  • Get 15,000 bonus points when you spend $1,000 in your first 3 months
  • Earn a $100 statement credit when you spend $1,500 on fuel per calendar year, or a $100 statement credit when you use the card to pay 6 months of your electric bills
  • $50 annual vehicle detailing allowance
  • No annual fee

Wells Fargo Autograph Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 20.24% to 29.99%
  • Rewards
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months
  • No annual fee

Carnival World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 20,000 FunPoints after your first purchase or balance transfer
  • 0% promotional APR for 6 months on Carnival cruise bookings
  • Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise
  • No annual fee

Holland America Line Rewards Visa Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 10,000 bonus points after spending $500 within the first 90 days of account opening
  • Concierge service provides personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment, and sporting events
  • No annual fee

Princess Cruises Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 10,000 bonus points after spending $500 within the first 90 days
  • Redeem points for cruise rewards, onboard credits, special on board amenities and discounted air fare
  • Concierge service
  • No annual fee

CLUB Business Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 31.99%
  • Rewards
  • Earn $100 in CLUB Points when you spend $1,000 on your CLUB Business card within 60 days of account approval
  • 7.99% APR for purchases at Bass Pro Shops and Cabela's
  • No annual fee

Slate Edge


EXCELLENT CREDIT

  • 0% APR on purchases for 18 months
  • Regular purchase APR is 20.49% to 29.24%
  • 0% APR on balance transfers for 18 months
  • Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months
  • With My Chase Plan, you can break up card purchases into budget-friendly payments with no interest, just a fixed monthly fee
  • You will automatically be considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary
  • No annual fee

BMO Business Platinum Rewards Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 20.49% to 29.49%
  • 0% APR on balance transfers for 9 months
  • Rewards
  • Get a 50,000 rewards points bonus when you spend $5,000 within 3 months of account opening. Get another 50,000 points when you spend $50,000 within 12 months of account opening
  • No annual fee

Choice Privileges Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months
  • Automatic Gold Elite membership. Receive 10 Elite night credits qualifying for at least Gold level status each calendar year
  • No annual fee

Delta SkyMiles Blue


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 10,000 bonus miles after spending $1,000 in purchases on your new card in your first 6 months
  • 20% back on in-flight purchases
  • Pay with Miles. Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com
  • No annual fee

Hilton Honors


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 70,000 Hilton Honors bonus points after you spend $2,000 in purchases in the first 6 months
  • Complimentary Hilton Honors Silver status
  • Spend $20,000 on eligible purchases in a calendar year and you can earn an upgrade to Hilton Honors Gold status
  • No annual fee

RCI Elite Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 2,500 bonus rewards after your first purchase
  • Redeem rewards for RCI Member Rewards credit
  • Redeem rewards for cash back
  • Redeem rewards for worldwide travel including flights, hotels, car rentals and more when you book online at BarclaysUS.com
  • Get 5% rewards back every time you redeem, as a bonus to use toward your next redemption
  • No annual fee

Wyndham Rewards Earner Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 75,000 bonus points after spending $2,000 on purchases in the first six months
  • Enjoy a 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
  • Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases
  • Automatic Wyndham Rewards GOLD level benefits
  • Enjoy a cardmember booking discount
  • No annual fee

HSBC Premier


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 25.24%
  • Rewards
  • Earn 35,000 rewards bonus points after spending $3,000 in the first 3 months from account opening
  • No annual fee
  • To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship

BMO Platinum Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Get 25,000 bonus points when you spend $2,000 within 3 months of opening your account
  • 10% anniversary bonus points every year
  • No annual fee

American Airlines AAdvantage MileUp Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.99%
  • Rewards
  • Earn 10,000 American Airlines AAdvantage bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
  • 25% savings on inflight food and beverage purchases
  • No annual fee

JetBlue Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
  • 50% inflight savings on cocktails and food purchases
  • Points Pooling
  • No annual fee

Cardless LATAM Airlines Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 31.24%
  • Rewards
  • Earn 15,000 LATAM Pass Miles after spending $1,000 in the first three months
  • Earn Qualifying Points as you spend, making it possible to reach LATAM Pass Elite status with fewer flights
  • No annual fee

Priceline VIP Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 31.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 10,000 bonus points if you spend $1,000 on purchases in the first 90 days after account opening
  • Automatic VIP Gold Status
  • Up to $100 Global Entry or TSA PreCheck application fee credit each anniversary year if you spend $10,000 on purchases
  • No annual fee

Drury Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 21.49%
  • Rewards
  • Get 15,000 bonus points when you make $500 in purchases within 90 days of account opening
  • Exclusive member rates
  • No annual fee

Marriott Bonvoy Bold


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • 30,000 Bonus Points after you spend $1,000 on purchases in your first 3 months from account opening
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite status
  • No annual fee

United Gateway


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 21.74% to 28.74%
  • Rewards
  • Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open
  • 25% back on United inflight and Club premium drink purchases
  • No annual fee

IKEA Visa Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.99%
  • Rewards
  • Bonus $25 IKEA Rewards Dollars when you make $500 in qualifying purchases outside of IKEA and TaskRabbit within the first 90 days
  • No annual fee

myWalgreens Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 23.24% to 32.24%
  • Rewards
  • Earn $25 Walgreens Cash rewards when you open an account and make your first purchase within 45 days
  • No annual fee

MGM Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 25.24%
  • Rewards
  • 10,000 bonus points when you spend $1,000 in the first 3 billing cycles after your account is opened
  • Automatic upgrade to MGM Rewards Pearl Level status
  • 10% bonus on points and MGM Rewards Points for your gaming spend
  • Free parking at participating MGM Rewards Destinations
  • Priority hotel check-in at MGM Rewards Destinations
  • No annual fee

Verizon Visa Card


EXCELLENT CREDIT

  • Regular purchase APR is 26.99% to 30.99%
  • Rewards
  • Get a $100 statement credit when you spend $1,000 within the first 90 days
  • No annual fee
  • You must be a Verizon Wireless customer who is the account owner manager and have 12 phone lines maximum (depending on plan) to be eligible to apply. Verizon business accounts and prepaid accounts aren’t eligible to apply

Pottery Barn Key Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

The Key Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

West Elm Key Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

Williams Sonoma Key Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

Kohl's Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 30.99%
  • Rewards
  • Get an extra 35% off your first Kohl’s Card purchase made within 14 days of approval
  • Gain access to extra savings coupons throughout the year
  • If you spend $600 on your Kohl's Card, you become a Most Valued Customer (MVC) and receive additional coupons throughout the year
  • Receive a special anniversary offer every year
  • No annual fee

Athleta Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 20% off your first purchase at the Gap family of brands within 14 days of account opening
  • Earn 5X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until January 31, 2023
  • Earn 1X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands starting February 1, 2023
  • Free Fast Shipping on all online orders $50 or more
  • 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands.
  • Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta
  • No annual fee

Banana Republic Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 20% off your first purchase at Banana Republic within 14 days of account opening
  • Free fast shipping on all online orders $50 or more
  • 100 points = $1 reward redeemable across our family of brands, no merchandise restrictions
  • No annual fee

Gap Good Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • Receive 20% off your first purchase at Gap within 14 days of account opening
  • Earn 5X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until January 31, 2023
  • Earn 1X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands starting February 1, 2023
  • Free Fast Shipping on all online orders $50 or more
  • 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands.
  • Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta
  • No annual fee

Navyist Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 30% off your first purchase at Old Navy within 14 days of account opening
  • Earn 5X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until January 31, 2023
  • Earn 1X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands starting February 1, 2023
  • Free Fast Shipping on all online orders $50 or more
  • 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands.
  • Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta
  • No annual fee

Shell Fuel Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 31.74%
  • Rewards
  • Save 30 cents per gallon (up to 35 gallons) on your first 5 Shell fuel purchases
  • 1% Shell rebates on other qualifying purchases
  • No annual fee

myWalgreens Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • Earn $25 Walgreens Cash rewards when you open an account and make your first purchase within 45 days
  • No annual fee

Navy Federal Visa Signature Flagship Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 15.24% to 18.00%
  • Rewards
  • Earn 35,000 bonus points when you spend $3,000 within 90 days of opening your account. Plus, you’ll get a year of free Amazon Prime
  • Receive statement credits (up to $100) for Global Entry or TSA Pre-Check
  • Get a 1.99% intro APR on purchases for 9 months from when you open the account
  • Annual fee is $49

Truist Business Travel Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 17.49% to 26.49%
  • Rewards
  • 20,000 bonus miles when you spend $2,000 within 90 days of account opening
  • Receive up to $85 statement credit per organization every 4 years towards TSA PreCheck or Global Entry application fee reimbursement
  • Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel
  • No annual fee the first year, then $49

Disney Premier Visa


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 28.24%
  • Rewards
  • $400 statement credit after you spend $1000 on purchases in the first 3 months from account opening
  • 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase
  • 10% off select purchases at shopDisney.com
  • 10% off select merchandise purchases of $50 or more at select locations at the Disneyland and Walt Disney World resorts
  • Annual fee is $49

First Hawaiian Bank Priority Destinations World Elite


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 18.00%
  • Rewards
  • 50,000 bonus Priority Miles with $3,000 spend within first 3 months after opening a new account
  • No annual fee the first year, then $50

Allways Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.24%
  • Rewards
  • Earn 25,000 Bonus Points after you make $1,000 or more in purchases within the first 90 days of account opening
  • Complimentary priority boarding and one free beverage every time you fly Allegiant when you present your Allegiant credit card
  • Buy one, get one free airfare offer anytime you use your card to purchase a vacation package from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itinerary
  • Annual fee is $59

Sun Country Airlines Visa Signature Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.24%
  • Rewards
  • Earn 25,000 points when you spend $1,500 or more in the first three billing cycles after the account is opened
  • 1 free premium drink per flight
  • 50% off seat selections and first bag
  • Priority boarding on Sun Country flights
  • 10,000 point anniversary bonus when you spend $10,000 or more during each 12 billing cycle period
  • Annual fee is $69

Southwest Rapid Rewards Plus


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn Companion Pass plus 30,000 bonus points after you spend $4,000 on purchases in the first 3 months
  • 3,000 points every year on your cardmember anniversary
  • 2 EarlyBird Check-Ins each year
  • 25% back on inflight purchases
  • Annual fee is $69

Alaska Airlines Business Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.24%
  • Rewards
  • Get 50,000 bonus miles plus Alaska's Famous Companion Fare from $122 when you make $3,000 or more in purchases within the first 90 days
  • Annual companion fare
  • Free checked bag
  • Priority boarding
  • 20% back on Alaska Airlines inflight purchases
  • Earn another companion fare each account anniversary after spending $6,000 or more on purchases within the prior anniversary year
  • Annual fee is $70

First Tech Odyssey Rewards World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 12.24% to 18.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 30,000 bonus rewards points when you spend $3,000 in the first 90 days
  • Global concierge services
  • Up to $100,000 credit limit
  • No annual fee the first year, then $75

Sonesta World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 28.24%
  • Rewards
  • 60,000 bonus points after spending at least $1,000 on purchases within your first 90 days of account opening. 5,000 additional points after adding an authorized user within your first 90 days
  • 30,000 bonus points on your account anniversary, if you spend at least $7,500 on purchases every year
  • Automatic upgrade to Sonesta Travel Pass Elite member status
  • Complimentary room upgrade, subject to availability
  • 15% discount on dining and resort amenities
  • No annual fee the first year, then $75

Wyndham Rewards Earner Plus Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 100,000 bonus points after spending $2,000 on purchases in the first six months
  • 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
  • Receive 7,500 bonus points each anniversary year
  • Automatic Wyndham Rewards PLATINUM level benefits
  • Enjoy a cardmember booking discount
  • Annual fee is $75

BMO Premium Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Get 35,000 bonus points when you spend $5,000 within 3 months of opening your account
  • 15% anniversary bonus points every year
  • No annual fee the first year, then $79

Free Spirit Travel More World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.24%
  • Rewards
  • Earn 50,000 bonus points plus a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening
  • No redemption fees as a primary cardholder, no limit to the points you can earn, and no points expiration as long as your account is open
  • Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior anniversary year
  • Zone 2 shortcut boarding on all flights, plus a 25% rebate on all inflight food and beverage purchases when you pay with your card
  • No annual fee the first year, then $79

Cardless TAP Miles&Go American Express Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • Rewards
  • Earn 60,000 bonus miles after spending $2,500 in the first 90 days
  • Preferred boarding
  • Two passes per year to the TAP Premium Lounge at Lisbon Airport
  • Check an extra bag on your TAP Air Portugal flights, twice per year
  • For every 5 miles earned with your card, earn 1 Status Mile, up to 10k per Annual Qualification period
  • Annual fee is $79

U.S. Bank FlexPerks Gold American Express Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.74% to 29.74%
  • Rewards
  • Earn 30,000 bonus FlexPoints when you spend $2,000 within the first four months of account opening
  • Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
  • Annual fee is $85

SDCCU Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 15.99% to 25.99%
  • Rewards
  • Earn a 10,000-point bonus when you spend $3,000 in the first 90 days
  • Earn unlimited 2 Signature Rewards points per $1 spent
  • No annual fee the first year, then $89

TD First Class


EXCELLENT CREDIT

  • Regular purchase APR is 18.49%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles
  • No annual fee the first year, then $89

Air France KLM World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.24%
  • Rewards
  • Get 70,000 bonus miles plus 40 experience points when you make $3,000 or more in purchases within the first 90 days of account opening
  • 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
  • 60 XP (Experience Points) upon approval
  • Annual fee is $89

Frontier Airlines World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 40,000 bonus miles after spending $500 and paying the annual fee in full within 90 days. Earn another 20,000 miles after spending $2,000 in the first 6 months
  • Priority boarding allows cardmembers to enjoy Zone 2 boarding
  • Earn toward Elite Status by earning 1 Qualifying Mile with every $1 spent on purchases or by flying Frontier
  • Unlock Family Pooling to share miles with family and friends, making mileage redemption more in reach
  • Earn a $100 Flight Voucher every account anniversary after spending $2,500 or more on purchases with your card during your cardmembership year
  • No annual fee the first year, then $89

Lufthansa Miles & More World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 60,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days
  • Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary
  • Receive a companion ticket after each account anniversary
  • You can redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance Airlines and other partners
  • Convert award miles earned on purchases into status miles. Once each calendar year, you can convert 5,000 to 25,000 award miles at a 5 to 1 ratio
  • Annual fee is $89

PenFed Pathfinder Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 17.99%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • 50,000 bonus points when you spend $3000 in the first 90 days
  • Annual fee waived for existing PenFed Honors Advantage Members
  • $100 annual domestic air ancillary travel statement credit
  • $100 Global Entry or $85 TSA Pre-check statement credit
  • Complimentary Priority Pass airport lounge annual membership
  • Annual fee is $95

Amex Everyday Preferred


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 15,000 membership rewards points after you spend $2,000 on purchases on your new card in your first 6 months
  • Earn 50% Extra Points. Use your card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits
  • Annual fee is $95

Bank of America Premium Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 27.24%
  • Rewards
  • 60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening
  • 1.5 points per $1 spent on all other purchases
  • No blackout dates or restrictions and points do not expire
  • Annual fee is $95

Alaska Airlines Visa


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.24%
  • Rewards
  • Get 60,000 bonus miles plus Alaska's Famous Companion Fare from $122 after you make $3,000 or more in purchases within the first 90 days
  • Free checked bag for you and up to 6 guests on the same reservation
  • Get Alaska's Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year
  • Get 20% back on Alaska Airlines inflight purchases
  • Flexibility with no blackout dates on Alaska Airlines flights when booking with miles or a companion fare
  • Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America account
  • Enjoy priority boarding when you pay for your flight with your card
  • Get $100 off an annual Alaska Lounge+ Membership
  • Annual fee is $95

U.S. Bank Business Altitude Connect World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 28.24%
  • Rewards
  • Earn 60,000 points if you spend $6,000 in the first 180 days
  • Priority Pass Digital annual membership
  • No annual fee the first year, then $95

Venture


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 28.99%
  • Rewards
  • Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months
  • Annual fee is $95

Choice Privileges Select Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 90,000 bonus points when you spend $3,000 in purchases in the first 3 months
  • Automatic Platinum Elite membership. Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year
  • Enroll in Global Entry or TSA PreCheck and receive a statement credit of up to $100 every four years
  • No annual fee the first year, then $95

Hilton Honors Business


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 130,000 Hilton Honors bonus points after you spend $3,000 in the first 3 months
  • Complimentary Hilton Honors Gold Status. Spend $40,000 on eligible purchases in a calendar year and you can earn an upgrade to Diamond status
  • Earn a Free Night Reward after you spend $15,000 in a calendar year. Earn a second Night Reward after you spend $60,000 in a calendar year
  • 10 complimentary Priority Pass Select visits
  • Annual fee is $95

Associated Bank Smart Business Rewards Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 26.24%
  • Rewards
  • Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening
  • Earn 2 points in your top 2 spend categories each month, automatically. Earn 1 point on all other eligible purchases
  • No annual fee the first year, then $95

Aer Lingus Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • Rewards
  • Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
  • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months
  • Priority Boarding for you and any authorized users
  • Annual fee is $95

Iberia Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • Rewards
  • Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
  • Get a 10% discount on airfare
  • Annual fee is $95

Citi Premier


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.24%
  • Rewards
  • Earn 60,000 bonus points after spending $4,000 in purchases with your card within the first 3 months of account opening
  • Annual fee is $95

U.S. Bank Altitude Connect Visa Signature Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.24%
  • Rewards
  • Earn 50,000 bonus points when you spend $2,000 in the first 120 days
  • $30 streaming service credit after 11 months of streaming purchases
  • Complimentary Priority Pass Select membership
  • Up to $100 TSA PreCheck or Global Entry reimbursement
  • No annual fee the first year, then $95

AAdvantage Aviator World Elite Business Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • Earn 50,000 bonus miles after spending $4,000 on purchases in the first 90 days. Earn another 10,000 miles after at least one employee is added to the account within 30 days and makes a purchase within the first 90 days
  • 5% AAdvantage mileage bonus earned every year after your account anniversary date based on the total number of miles earned using your card
  • First checked bag free
  • Preferred boarding
  • 25% inflight savings
  • Annual fee is $95

Wyndham Rewards Earner Business Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • Rewards
  • Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days and earn another 50,000 bonus points after spending $15,000 on purchases within the first 12 months
  • 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
  • Automatic DIAMOND Level Benefits
  • Receive 15,000 bonus points each anniversary year - that’s enough for up to two free nights at participating properties
  • Annual fee is $95

British Airways Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
  • Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials
  • Up to $600 Reward Flight Statement Credits
  • Earn a Travel Together Ticket every calendar year you make $30,000 in purchases
  • Annual fee is $95

Chase Sapphire Preferred


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • Earn 1 point per dollar spent on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards
  • Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year
  • Eligible cardmembers can break up card purchases of $100 or more into fixed monthly payments with My Chase Plan
  • Annual fee is $95

Marriott Bonvoy Boundless


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 3 Free Night awards after you spend $3,000 on purchases in your first 3 months from your account opening
  • Earn 2X points for every $1 you spend on all other purchases
  • Free Night Award every anniversary
  • Automatic Silver Elite benefits
  • Annual fee is $95

World of Hyatt Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • 30,000 bonus points after you spend $3,000 in your first 3 months. Up to 30,000 more bonus points by earning 2X points per $1 in the first 6 months on purchases that normally earn 1 point, on up to $15,000 spent
  • Up to 30,000 more welcome bonus points by earning 2 bonus points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent
  • 5 base points from Hyatt per eligible $1 spent for being a World of Hyatt member
  • Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary
  • Get an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year
  • Annual fee is $95

Aeroplan Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.74% to 28.74%
  • Rewards
  • Earn 75,000 points after you spend $4,000 in the first 3 months. Earn another 25,000 points after you spend $20,000 in the first 12 months
  • 500 bonus points for every $2,000 you spend in a calendar month
  • Annual fee is $95

United Explorer


EXCELLENT CREDIT

  • Regular purchase APR is 21.74% to 28.74%
  • Rewards
  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
  • Free first checked bag
  • Up to $100 as a statement credit for Global Entry, TSA Precheck or NEXUS every 4 years
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks
  • Priority boarding
  • No annual fee the first year, then $95

Spark 2X Miles


EXCELLENT CREDIT

  • Regular purchase APR is 25.99%
  • Rewards
  • Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • No annual fee the first year, then $95

Wander


EXCELLENT CREDIT

  • Regular purchase APR is 28.99%
  • Rewards
  • Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days
  • Annual fee is $95

Business Green Rewards


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • 25,000 membership rewards points after you spend $3,000 on eligible purchases within your first 3 months
  • Pay Over Time option lets you carry a balance with interest on eligible purchases
  • No Preset Spending Limit
  • Annual fee is $95

First Hawaiian Bank United Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.00%
  • Rewards
  • 30,000 bonus United miles after spending $1,500 within the first 3 months after opening a new account
  • 1st and 2nd checked bags free
  • Receive a statement credit of 25% on inflight purchases
  • No annual fee the first year, then $99
  • Available for Guam and CNMI residents only

Associated Bank Visa Travel Rewards+ Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.74% to 29.74%
  • Rewards
  • 25,000 reward bonus points when you spend $2,000 within the first 120 days
  • Complimentary Priority Pass Select membership
  • No annual fee the first year, then $99

Delta SkyMiles Gold


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 65,000 bonus miles after you make $3,000 in purchases on your new card within the first 6 months
  • First Checked Bag Free. Enjoy your first checked bag free on Delta flights
  • $100 Delta Flight Credit. After you spend $10,000 in purchases on your card in a calendar year, receive a $100 Delta flight credit to use toward future travel
  • Pay with Miles. Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com
  • No annual fee the first year, then $99

Delta SkyMiles Gold Business


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 75,000 bonus miles after spending $6,000 in purchases in your first 6 months
  • $100 Delta flight credit after you spend $10K in purchases in a calendar year
  • First Checked Bag Free
  • Main Cabin 1 Priority Boarding
  • 20% In-Flight Savings
  • No annual fee the first year, then $99

Cardless LATAM Airlines World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • Rewards
  • Earn 40,000 LATAM Pass Miles after spending $2,500 in the first three months
  • Earn Qualifying Points as you spend, making it possible to reach LATAM Pass Elite status with fewer flights
  • Upgrade coupons
  • LATAM Airlines Lounge passes
  • Annual fee is $99

Citi AAdvantage Platinum Select World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.99%
  • Rewards
  • Earn 50,000 American Airlines AAdvantage bonus miles after making $2,500 in purchases within the first 3 months of account opening
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • First checked bag free on domestic American Airlines itineraries for you and up to 4 companions
  • Preferred boarding on American Airlines flights
  • 25% savings on inflight food and beverage
  • No annual fee the first year, then $99

CitiBusiness AAdvantage Platinum Select Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.99%
  • Rewards
  • Earn 65,000 American Airlines AAdvantage bonus miles after making $4,000 in purchases within the first 4 months of account opening
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
  • Earn an American Airlines Companion Certificate for domestic main cabin travel after you spend $30,000 or more in purchases each cardmembership year and cardmembership is renewed
  • First checked bag free on domestic itineraries
  • Preferred boarding
  • 25% savings on inflight food and beverage
  • 25% savings on inflight Wi-Fi
  • No annual fee the first year, then $99

AAdvantage Aviator Red World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Earn 60,000 AAdvantage bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days
  • First checked bag free
  • Preferred boarding
  • Anniversary companion certificate
  • Inflight savings
  • Annual fee is $99

Emirates Skywards Rewards World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • Rewards
  • Earn 60,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
  • Enjoy Emirates Silver tier membership during your first year, and retain your tier status by spending $20,000 each cardmembership year
  • Annual fee is $99

Hawaiian Airlines World Elite Business Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • Rewards
  • Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days
  • Share Miles allows you to send and receive HawaiianMiles from family and friends through HawaiianAirlines.com, without a fee
  • First checked bag free on eligible bags
  • Receive a one-time 50%-off companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines
  • $100 companion discount annually for roundtrip travel between Hawaii and North America on Hawaiian Airlines after each account anniversary
  • Annual fee is $99

Hawaiian Airlines World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • Rewards
  • Earn 70,000 bonus HawaiianMiles after spending $2,000 on purchases within the first 90 days
  • Share Miles allows you to send and receive HawaiianMiles from family and friends
  • First checked bag free on eligible bags
  • Receive a one-time 50%-off companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines
  • $100 companion discount annually for roundtrip travel between Hawaii and North America on Hawaiian Airlines after each account anniversary
  • Discounted award flights on Hawaiian Airlines
  • No HawaiianMiles expiration
  • Annual fee is $99

JetBlue Business Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • Rewards
  • Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days. Plus, earn 10,000 bonus points when a purchase is made on an employee card in the first 90 days
  • Free first checked bag for you and up to 3 companions
  • Receive a 50% savings on eligible inflight purchases
  • Earn 5,000 bonus points every year after your account anniversary
  • Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package with your card
  • Annual fee is $99

JetBlue Plus Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days
  • Get 10% of your points back as a bonus after you redeem for and travel on a JetBlue operated Award Flight
  • Earn 5,000 bonus points every year after your account anniversary
  • Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more
  • 50% inflight savings on eligible food and drink purchases
  • Annual fee is $99

IHG One Rewards Premier


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 165,000 bonus points after you spend $3,000 on purchases in the first 3 months
  • Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year
  • Platinum Elite status
  • Enjoy a reward night after each account anniversary year at IHG hotels worldwide
  • Enjoy a reward night when you redeem points for a four-night consecutive IHG hotel stay
  • Annual fee is $99

IHG One Rewards Premier Business


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months
  • Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases each calendar year
  • Platinum Elite status
  • Enjoy a reward night after each account anniversary year at IHG hotels worldwide
  • Enjoy a reward night when you redeem points for a four-night consecutive IHG hotel stay
  • Annual fee is $99

Southwest Rapid Rewards Premier


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn Companion Pass plus 30,000 bonus points after you spend $4,000 on purchases in the first 3 months
  • 6,000 points every year on your cardmember anniversary
  • 2 EarlyBird Check-Ins each year
  • Unlimited tier qualifying points (TQPs): Earn 1,500 TQPs toward A-List status for every $10,000 you spend
  • 25% back on inflight purchases
  • Annual fee is $99

Southwest Rapid Rewards Premier Business


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open
  • 6,000 anniversary points each year
  • 2 EarlyBird Check-Ins each year
  • 25% back on inflight purchases
  • Unlimited tier qualifying points
  • Employee cards at no additional cost
  • Annual fee is $99

United Business Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.74% to 28.74%
  • Rewards
  • Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months
  • Free first checked bag
  • Earn a $100 United travel credit after qualifying flight purchases
  • 2 United Club one-time passes each year
  • 25% back on United inflight and Club premium drink purchases
  • Priority boarding
  • Employee cards at no additional cost
  • Annual fee is $99

SKYPASS Visa Signature Business Card


EXCELLENT CREDIT

  • Regular purchase APR is 23.24% to 29.99%
  • Rewards
  • Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
  • Get 5% off Korean Air tickets each year for you and a companion
  • 2 KAL Lounge coupons each year
  • Annual fee is $99

SKYPASS Visa Signature Card


EXCELLENT CREDIT

  • Regular purchase APR is 23.24% to 29.99%
  • Rewards
  • Earn 40,000 Bonus Miles when you spend $4,000 in eligible purchases within the first 90 days
  • Save 5% on Korean Air for you and a companion each year.
  • 2 KAL Lounge coupons each year
  • Annual fee is $99

Marriott Bonvoy Business


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 5 Free Night Awards after you spend $8,000 in the first 6 months
  • 7% Marriott Bonvoy Room Rate Discount
  • Annual fee is $125

Southwest Rapid Rewards Priority


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn Companion Pass plus 30,000 bonus points after you spend $4,000 on purchases in the first 3 months
  • 7,500 points every year on your cardmember anniversary
  • $75 Southwest annual travel credit
  • 4 upgraded boardings per year when available
  • Unlimited tier qualifying points (TQPs): Earn 1,500 TQPs toward A-List status for every $10,000 you spend
  • 25% back on inflight purchases
  • Annual fee is $149

Ameriprise Premier Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 29.24%
  • Rewards
  • Earn 15,000 bonus rewards points after you spend $1,500 on eligible everyday purchases in the first 90 days of account opening
  • Earn 1.5 Rewards Points for every $1 spent in eligible net purchases
  • Annual fee waived for Achiever Circle Elite members
  • Up to $100 statement credit on travel purchases after you spend $24,000 in eligible net purchases each year
  • Annual fee is $150

Hilton Honors Surpass


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 130,000 Hilton Honors bonus points and a Free Night Reward after you spend $3,000 in purchases in the first 6 months
  • Complimentary Hilton Honors Gold status
  • Spend $40,000 on eligible purchases in a calendar year and you can earn Hilton Honors Diamond status
  • Earn a free weekend night reward from Hilton Honors after you spend $15,000 on eligible purchases in a calendar year
  • Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio. That's up to $200 in statement credits annually
  • Complimentary National Car Rental Emerald Club Executive status
  • Annual fee is $150

Green Card


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 40,000 membership rewards points after you spend $3,000 in your first 6 months
  • Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
  • Use Plan It to select large purchases and split them into monthly payments with a fixed fee
  • Annual fee is $150

Truist Enjoy Beyond


EXCELLENT CREDIT

  • Regular purchase APR is 18.49% to 27.49%
  • Rewards
  • 30,000 bonus points after you spend $1,500 within 90 days of account opening
  • Receive up to $100 annual travel experience statement credit for items such as ground transport, streaming services, and ticket agencies
  • Up to $100 statement credit for TSA PreCheck or Global Entry fee awarded once every four years
  • Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
  • Annual fee is $195

Southwest Rapid Rewards Performance Business


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 80,000 points after you spend $5,000 on purchases within the first 3 months of account opening
  • 9,000 anniversary points each year
  • Four upgraded boardings per year when available
  • Up to 365 InFlight WiFi credits per year
  • Employee cards at no additional cost
  • Annual fee is $199

World of Hyatt Business Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Earn an additional 15,000 Bonus Points after you spend $12,000 on purchases in your first 6 months
  • Employee cards at no additional cost
  • Annual fee is $199

Delta SkyMiles Platinum


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 85,000 Bonus Miles after spending $4,000 in your first 6 months
  • Annual Companion Certificate. Enjoy a domestic main cabin round-trip companion certificate each year upon renewal of your Delta Platinum American Express Card
  • First checked bag free and priority boarding
  • Sky Club exclusive per-visit rate
  • Annual fee is $250

Delta SkyMiles Platinum Business


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 95,000 Bonus Miles after you spend $8,000 in your first 6 months
  • Main Cabin 1 Priority Boarding
  • First Checked Bag Free
  • Companion Certificate
  • In-Flight Savings
  • Delta Sky Club Per-Visit Rate
  • Fee Credit for Global Entry or TSA Precheck
  • Annual fee is $250

Marriott Bonvoy Bevy


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 85,000 bonus points after you spend $5,000 in the first 6 months
  • Earn 1,000 Marriott Bonvoy bonus points per paid eligible stay booked directly with Marriott Bonvoy for properties participating in Marriott Bonvoy
  • Annual fee is $250

Marriott Bonvoy Bountiful


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 28.49%
  • Rewards
  • Earn 85,000 bonus points after you spend $4,000 in purchases in your first 3 months from your account opening
  • Automatic Gold Elite benefits
  • Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy
  • Free Night Award every calendar year, after $15,000 in spend
  • Annual fee is $250

United Quest


EXCELLENT CREDIT

  • Regular purchase APR is 21.74% to 28.74%
  • Rewards
  • Earn 70,000 bonus miles and 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open
  • Receive up to $125 in statement credits each account anniversary year
  • Two 5,000-mile anniversary award flight credits
  • Free first and second checked bags
  • Annual fee is $250

Gold Card


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 60,000 membership rewards points after you spend $6,000 in your first 6 months
  • Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
  • Use Plan It to select large purchases and split them into monthly payments with a fixed fee
  • Annual fee is $250

Business Gold


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 150,000 membership rewards points after you spend $10,000 on eligible purchases in the first 3 months
  • Earn 4X points on your top two spend categories. Earn 3X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1X points on everything else
  • Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
  • Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card
  • Annual fee is $295

Associated Bank Visa Reserve Rewards+ Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 19.74% to 29.74%
  • Rewards
  • 50,000 reward bonus points when you spend $4,500 within the first 90 days
  • $100 travel credit when you book through the Rewards Center
  • Up to $240 in statement credits for categories like sports and fitness, personal care, entertainment, streaming services, and dining
  • Complimentary Priority Pass Select membership
  • $60 Priority Wine Pass credits
  • TSA PreCheck or Global Entry credit
  • Annual fee is $390

HSBC Elite


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 25.24%
  • Rewards
  • Earn 50,000 rewards bonus points after spending $4,000 in the first 3 months of account opening
  • Up to $400 per year in travel credits for all airfare, hotels and car rentals booked through HSBC Travel
  • You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey
  • Transfer your points into any of the Rewards for Miles partner loyalty programs
  • An exclusive Luxury Thank You Gift when you reach $50,000, $75,000 and $100,000 in cumulative spend annually. Up to 3 Luxury gifts per year
  • Take 3 rides per month and receive a $5 Lyft App credit
  • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores
  • Annual fee is $395
  • To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship

Venture X


EXCELLENT CREDIT

  • Regular purchase APR is 21.99% to 28.99%
  • Rewards
  • Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
  • 10,000 miles anniversary bonus
  • Up to $300 back as statement credits for bookings through Capital One Travel
  • Up to a $100 credit on Global Entry or TSA PreCheck
  • Unlimited complimentary visits to Capital One Lounges
  • Annual fee is $395

Venture X Business


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 150,000 bonus miles when you spend $30,000 in the first 3 months
  • Receive an annual $300 credit for bookings through Capital One Travel
  • Earn 10,000 bonus miles after your anniversary each year, starting with your first anniversary
  • Complimentary Priority Pass membership
  • Unlimited free Capital One Lounge visits
  • Up to a $100 statement credit on Global Entry or TSA PreCheck
  • Annual fee is $395

U.S. Bank Altitude Reserve Visa Infinite Card


EXCELLENT CREDIT

  • Regular purchase APR is 22.24% to 29.24%
  • Rewards
  • Earn 50,000 bonus points when you spend $4,500 in the first 90 days of account opening
  • Up to $325 in annual credits for eligible travel purchases and dining, takeout and restaurant delivery purchases
  • Complimentary 12-month Priority Pass Select membership that gives access to more than 1,300 VIP lounges worldwide
  • Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay plan
  • Annual fee is $400

Marriott Bonvoy Brilliant


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 95,000 bonus points after you spend $6,000 in the first 6 months
  • Enjoy up to $300 in statement credits each year (up to $25 per month) for eligible purchases at restaurants worldwide
  • Receive one free night award every year after your card renewal month
  • Book direct using a special rate for a two-night minimum stay at The Ritz-Carlton or St. Regis and get up to $100 in credit for qualifying charges
  • Annual fee is $450

Citi AAdvantage Executive World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 29.99%
  • Rewards
  • Earn 100,000 American Airlines AAdvantage bonus miles after making $10,000 in purchases within the first 3 months of account opening
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
  • Earn 10,000 additional Loyalty Points after you spend $40,000 in purchases during the qualifying status year
  • Enjoy Admirals Club Membership, including access to nearly 50 lounge locations worldwide.
  • First checked bag free on domestic American Airlines itineraries for you and up to 8 travel companions
  • Enjoy priority check-in, priority airport screening (where available) and priority boarding privileges for you and up to eight travel companions on the same reservation
  • Receive a statement credit up to $100 every 5 years as reimbursement for your application for Global Entry or TSA PreCheck
  • 25% savings on inflight food and beverage purchases
  • Annual fee is $450

United Club Business Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.74% to 28.74%
  • Rewards
  • Earn 75,000 bonus miles plus 1,000 Premier qualifying points after $5,000 on purchases in the first 3 months your account is open
  • United Club Membership
  • Free first and second check bags
  • Premier Access travel services
  • Employee cards at no additional cost
  • Annual fee is $450

SKYPASS Select Visa Signature Card


EXCELLENT CREDIT

  • Regular purchase APR is 23.24% to 29.99%
  • Rewards
  • Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
  • Save 5% on Korean Air Available for you and a companion 2X annually
  • Get a $200 statement credit on travel purchases annually
  • Up to $100 TSA PreCheck or Global Entry application fee statement credit
  • 2 $25 Duty Free Coupons annually
  • Earn 5,000 Bonus Miles after spending $15,000 annually
  • Earn 10,000 Bonus Miles after spending $35,000 annually
  • Annual fee is $450

Emirates Skywards Premium World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 30.24%
  • Rewards
  • Earn 70,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
  • Enjoy Emirates Gold tier membership during your first year, and retain your tier status by spending $40,000 each cardmembership year
  • Earn 10,000 anniversary bonus Skywards Miles after spending $30,000 on purchases each cardmembership year
  • Priority Pass Select lounge access
  • Annual fee is $499

United Club Infinite


EXCELLENT CREDIT

  • Regular purchase APR is 21.74% to 28.74%
  • Rewards
  • Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening
  • United Club membership
  • Free first and second checked bags
  • Up to $100 as a statement credit for Global Entry, TSA PreCheck or NEXUS every 4 years
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks
  • Premier Access travel services
  • Annual fee is $525

Bank of America Premium Rewards Elite


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 27.24%
  • Rewards
  • 75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening
  • Earn unlimited 1.5 points per dollar on all other purchases.
  • Preferred Rewards members earn 25%-75% more points on every purchase
  • No limit to the points you can earn and points don’t expire
  • Full Service Concierge
  • Airport Lounge Access
  • Visa Infinite Luxury Hotel Collection
  • Visa Infinite Car Rental Benefits
  • Annual fee is $550

Delta SkyMiles Reserve


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 95,000 bonus miles after you spend $6,000 in purchases on your new card in your first 6 months
  • Status Boost. Earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your card in a calendar year, up to four times
  • Medallion Qualification Dollar (MQD) Waiver. Waive the MQDs requirement towards Platinum, Gold or Silver Medallion Status if you make at least $25,000 in purchases in that year
  • Complimentary Delta Sky Club access, and two Delta Sky Club one-time guest passes each year
  • Complimentary access to The Centurion Lounge when you book your Delta flight with your card
  • Delta Reserve annual companion certificate
  • Annual fee is $550

Delta SkyMiles Reserve Business


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 110,000 bonus miles after you spend $12,000 in purchases in your first 6 months
  • 15k medallion qualification miles with Status Boost after you spend $30K in purchases in a calendar year, up to 4 times per year,
  • Delta Sky Club Access
  • Complimentary Access to The Centurion Lounge and Escape Lounge
  • Delta Sky Club One-Time Guest Passes
  • Companion Certificate
  • Access to Complimentary Upgrades
  • Main Cabin 1 Priority Boarding
  • First Checked Bag Free
  • Annual fee is $550

Hilton Honors Aspire


EXCELLENT CREDIT

  • Regular purchase APR is 20.99% to 29.99%
  • Rewards
  • Earn 175,000 Hilton Honors bonus points after you spend $6,000 in purchases within your first 6 months
  • Complimentary Hilton Honors Diamond status
  • Enjoy one weekend night reward with your new card and every year after renewal. Plus, earn an additional Free Night Reward from Hilton after making $30,000 in purchases and another after making $60,000 in purchases on your Card in a calendar year
  • Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts. That's up to $400 back annually
  • Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or though amextravel.com
  • Complimentary National Car Rental Emerald Club Executive status
  • Annual fee is $550

Chase Sapphire Reserve


EXCELLENT CREDIT

  • Regular purchase APR is 22.99% to 29.49%
  • Rewards
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • Earn 1 point per dollar spent on all other purchases
  • Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year
  • Get 50% more value when you redeem for travel through Chase Ultimate Rewards
  • Eligible cardmembers can break up card purchases of $100 or more into fixed monthly payments with My Chase Plan
  • Annual fee is $550

Business Platinum


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 250,000 Membership Rewards Points after you spend $20,000 in qualifying purchases within your first 3 months
  • 1.5X points on eligible purchases of $5K or more everywhere else, on up to $2 million of these purchases per calendar year
  • Annual fee is $695

American Express Platinum Card for Schwab


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 80,000 membership rewards points after spending $6,000 in your first 6 months
  • Earn one Membership Rewards point for every eligible dollar you spend
  • Receive a $100 card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000
  • Receive a $200 card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000
  • Annual fee is $695
  • The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account

Platinum Card


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 125,000 membership rewards points after you spend $8,000 on purchases on your new card in your first 6 months
  • 5x points on prepaid hotels booked on AmexTravel.com
  • Pay your bill in full or pay the minimum amount due and use the Pay Over Time feature to carry a balance with interest
  • Use Plan It to select large purchases and split them into monthly payments with a fixed fee
  • Annual fee is $695

The Platinum Card from American Express Exclusively for Morgan Stanley


EXCELLENT CREDIT

  • Charge card
  • Rewards
  • Earn 125,000 Membership Rewards points after you spend $8,000 on purchases on your new card in your first 6 months
  • Annual fee is $695
  • The Morgan Stanley Cards from American Express are only available to clients who maintain an eligible Morgan Stanley brokerage account

SDCCU Cash Rewards Visa Platinum


EXCELLENT CREDIT

  • Regular purchase APR is 12.99% to 22.99%
  • Earn unlimited 1% cash back
  • No annual fee

WaFd Bank Cash Back Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 13.99%
  • 2% cash back can be earned for gas, grocery, and pharmacy purchases for Visa Signature cardholders, and 1% cash back earned for all qualified purchases for both Visa and Visa Signature cardholders
  • No annual fee

Fifth Third 1% Cash/Back Card


EXCELLENT CREDIT

  • 0% APR on purchases for 21 months
  • Regular purchase APR is 16.24% to 27.24%
  • 0% APR on balance transfers for 21 months
  • Earn unlimited 1% cash back on every purchase
  • No annual fee

Huntington Voice Business Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 16.24% to 27.24%
  • 0% APR on balance transfers for 12 months
  • 4% cash back on the first $7,000 you spend per quarter, or $28,000 annually, in the category you choose. 1% cash back on all other purchases
  • No annual fee

BECU Business Visa with Cash Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 16.74% to 28.74%
  • Get 1.5% cash back on all purchases
  • No annual fee

Golden 1 Member Cash Rewards+


EXCELLENT CREDIT

  • Regular purchase APR is 17.04% to 23.04%
  • 4% cash back on gas. 3% cash back on groceries, restaurants, and food delivery. 1% back on everything else
  • No annual fee

Cashback Rewards Plus American Express Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 17.15% to 31.15%
  • 0% APR on balance transfers for 15 months
  • 5% cash back on your first $3,000 in combined gas station and military base purchases yearly. 2% cash back on your first $3,000 in grocery purchases yearly. Unlimited 1% cash back on all other qualifying purchases
  • No annual fee

Preferred Cash Rewards Visa Signature Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 17.15% to 31.15%
  • 0% APR on balance transfers for 15 months
  • 1.5% cash back on all qualifying purchases
  • No annual fee

Alliant Cashback Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 17.24% to 27.24%
  • Tier One: 2.5% cash back on the first $10,000 of qualifying eligible purchases per billing cycle, 1.5% cash back thereafter. Tier Two: 1.5% cash back on all qualifying eligible purchases
  • No annual fee

Discover it Cash Back


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 17.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Earn 5% cash back on everyday purchases at different places each quarter. 1% cash back on all other purchases
  • With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
  • No annual fee

Discover it Chrome


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 17.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% cash back on all other purchases
  • Discover will automatically match all the cash back you've earned at the end of your first year
  • No annual fee

Discover it NHL


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 17.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Earn 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases
  • With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
  • No annual fee

Fifth Third Simply Business Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.24% to 28.24%
  • 0% APR on balance transfers for 12 months
  • 1.67% unlimited cash back for every $1 in purchases
  • No annual fee
  • To apply for this product the applicant must be a current Fifth Third checking or savings customer with account open for at least 90 days

Huntington Cashback Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 17.24% to 29.24%
  • 0% APR on balance transfers for 12 months
  • Earn 1.5% unlimited cash back on every purchase
  • No annual fee

Synovus Cash Rewards Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 17.49% to 24.99%
  • 0% APR on balance transfers for 6 months
  • 3% cash back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice. 3% cash back on dining. 1% cash back on all eligible purchases with no cap
  • No annual fee

Truist Business Cash Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 17.49% to 26.49%
  • 3% cash back on gas. 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month. 1% cash back on all other eligible purchases
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account
  • No annual fee

WSFS Bank Cash Back Visa


EXCELLENT CREDIT

  • Regular purchase APR is 17.74% to 26.74%
  • 0% APR on balance transfers for 9 months
  • 3% cash back on groceries. 2% cash back on dining. 1% on all other purchases
  • No annual fee

Teamster Privilege Cash Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.90% to 27.74%
  • 0% APR on balance transfers for 12 months
  • 1.5% cash back on every purchase
  • After 3 months as a cardholder, you may be eligible for hardship grants
  • Rebates on wireless services from Union Plus
  • No annual fee

Union Plus Cash Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.90% to 27.74%
  • 0% APR on balance transfers for 12 months
  • 1.5% cash back on every purchase
  • After 3 months as a cardholder, you may be eligible for hardship grants
  • Rebates and discounts
  • No annual fee

First Citizens Cash Rewards Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 27.24%
  • 0% APR on balance transfers for 12 months
  • 1.5% cash back on every $1 you spend
  • Reward dollars post to your account daily
  • Use points to get reimbursed for travel you book on your own terms or a recent purchase with the Pay Me Back redemption option
  • No annual fee

SoFi Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 29.99%
  • Unlimited 2% cash back rewards on every purchase. Unlimited 3% rewards on trips booked through SoFi Travel powered by Expedia
  • No annual fee

Capital on Tap Business Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 35.99%
  • 1.5% cash back on every purchase
  • Virtual cards available minutes after approval
  • Free employee cards
  • Credit limits up to to $50,000
  • No annual fee

Blue Business Cash


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.49% to 26.49%
  • 2% cash back on everyday eligible business purchases up to $50k per calendar year. 1% cash back on other eligible purchases after the first $50k spent
  • No annual fee

Blue Business Plus


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.49% to 26.49%
  • 2x points on everyday eligible business purchases up to $50k per calendar year. 1x points on other eligible purchases after the first $50k spent
  • No annual fee

Truist Enjoy Cash


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.49% to 27.49%
  • Option 1: 3% cash back on gas, 2% on utilities and groceries, 1% on all other purchases. Option 2: 1.5% cash back on all eligible purchases
  • Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
  • No annual fee

Citizens Private Client World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 27.24%
  • 2% cash back on everything you buy
  • TSA Pre-Check or Global Entry fee rebate
  • Airport lounge access at over 1,300 global airports
  • No annual fee
  • In order to qualify for this product, you must be a Citizens Private Client Checking customer

State Farm Business Cash Rewards Visa Signature Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.24% to 28.24%
  • 0% APR on balance transfers for 12 months
  • 3% cash back on insurance premium payments, up to $4,000 annually. 3% cash back at gas and EV charging stations, cell phone service providers, office supply stores, and on dining. 1% cash back on all other purchases
  • Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases
  • No annual fee

PNC Cash Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 30.24%
  • 0% APR on balance transfers for 12 months
  • Earn 4% cash back on gas, 3% cash back on dining, and 2% cash back on groceries for the first $8,000 in combined purchases annually. Earn at least 1% cash back on all other purchases
  • No annual fee

Synchrony Premier World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 32.24%
  • 2% cash back on every purchase
  • No annual fee

Commerce Bank Special Connections


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.49% to 30.49%
  • 0% APR on balance transfers for 12 months
  • 3% cash back on streaming, cable, and ridesharing. 2% cash back at gas stations and restaurants. 1% cash back on all other purchases
  • Applicant can choose Visa or Mastercard option
  • No annual fee

FNB SmartCash Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.74% to 27.74%
  • 0% APR on balance transfers for 12 months
  • No annual fee
  • Not available in all geographic locations

Ally Unlimited Cash Back Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 19.99% to 29.99%
  • Earn unlimited 2% cash back on all your purchases
  • No annual fee
  • Currently available by invitation only

PayPal Cashback Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 32.24%
  • Earn 3% cash back on PayPal purchases and 2% on all other purchases
  • No annual fee

City National Cash Back


EXCELLENT CREDIT

  • Regular purchase APR is 20.25% to 24.25%
  • Earn unlimited 1.5% cash back for every purchase
  • No annual fee
  • In-branch application required

FirstBank Classic Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 20.40%
  • FirstCash Rewards option: 1% cash back on all your purchases
  • No annual fee
  • Must apply in-branch or by phone

FirstBank Icon Visa Signature


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 20.40%
  • FirstCash option: 2% cash back on gas and groceries, 1% elsewhere. FirstClass option: 3% cash back on airline, hotel, and car rentals, 1% elsewhere
  • No annual fee
  • Must apply in-branch or by phone

Centier Personal Rewards Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.49%
  • Get 1% cash rewards back on every monthly payment made
  • 9.99% introductory APR on purchases, balance transfers, and cash advances for 12 months
  • No annual fee

Costco Anywhere Visa


EXCELLENT CREDIT

  • Regular purchase APR is 20.49%
  • 4% on eligible gas and EV charging, including at Costco, for the first $7,000 per year and then 1% thereafter. 3% on restaurants and eligible travel. 2% on all other purchases from Costco and Costco.com. 1% on all other purchases
  • A Costco membership is required to apply
  • Use the Costco Anywhere Visa card as your Costco membership ID
  • No annual fee

Costco Anywhere Visa Business


EXCELLENT CREDIT

  • Regular purchase APR is 20.49%
  • 4% on eligible gas and EV charging, including at Costco, for the first $7,000 per year and then 1% thereafter. 3% on restaurants and eligible travel. 2% on all other purchases from Costco and Costco.com. 1% on all other purchases
  • A Costco membership is required to apply
  • Use the Costco Anywhere Visa card as your Costco membership ID
  • No annual fee

Venmo Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.49% to 29.49%
  • Automatically earn 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest
  • No annual fee

Fifth Third 1.67% Cash/Back Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.74% to 29.99%
  • 0% APR on balance transfers for 12 months
  • Get unlimited 1.67% cash back
  • No annual fee

Fifth Third Preferred Cash/Back Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.74% to 29.99%
  • 0% APR on balance transfers for 12 months
  • Earn 2% cash back on every purchase
  • No annual fee
  • Offered exclusively for Preferred Banking clients

Best Friends Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 28.99%
  • Earn 5% cash back rewards on eligible purchases at pet shops, pet foods, and supply stores for the first $5,000 per calendar year, and 1% thereafter
  • No annual fee

Platinum Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 28.99%
  • 2% cash back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services
  • No annual fee

Credit One Bank American Express Card


EXCELLENT CREDIT

  • Regular purchase APR is 28.99%
  • Unlimited 1% cash back rewards on all purchases
  • Retail Protection covers you if an eligible item is damaged or stolen within 90 days of purchase
  • Annual fee is $39

NASCAR American Express Card


EXCELLENT CREDIT

  • Regular purchase APR is 28.99%
  • Get 1% cash back rewards on all purchases
  • No annual fee the first year, then $0 to $39

Commerce Bank World Elite Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 17.49%
  • 0% APR on balance transfers for 12 months
  • $85 TSA Pre-Check statement credit
  • Lounge Key access
  • Annual fee is $95
  • In-branch application required

The Owner's Rewards Card by M1


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 30.24%
  • Get 10%, 5%, or 2.5% cash back with select brands you hold in an eligible portfolio. Get 1.5% standard rewards on everything else
  • Annual fee waived with M1 Plus membership
  • Using M1 automation, you can reinvest your rewards to help your portfolio continue to grow
  • Annual fee is $0 to $95

Platinum X5 Visa


EXCELLENT CREDIT

  • Regular purchase APR is 28.99%
  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. Unlimited 1% cash back on all other purchases
  • Annual fee is $95

Vegas Golden Knights Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 28.99%
  • Get 1% cash back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services
  • Get access to deals, discounts, and experiences for Vegas Golden Knights fans
  • No annual fee the first year, then $0 to $99

Luxury Card Mastercard Titanium Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • 1% value for cash back redemptions
  • Luxury Card Concierge service
  • Annual fee is $195

Plum


EXCELLENT CREDIT

  • Charge card
  • Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date
  • Enjoy the flexibility to pay in full each month or carry your balance for up to 60 days with no interest
  • No Preset Spending Limit
  • Annual fee is $250

Luxury Card Mastercard Black Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • 1.5% value for cash back redemptions
  • Up to $100 annual airline credit
  • Complimentary Priority Pass Select airport lounge access
  • Luxury Card Concierge service
  • Annual fee is $495

Luxury Card Mastercard Gold Card


EXCELLENT CREDIT

  • Regular purchase APR is 21.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • 2% value for cash back redemptions
  • Up to $200 annual airline credit
  • Complimentary Priority Pass Select airport lounge access
  • Luxury Card Concierge service
  • Annual fee is $995

Star One Visa Platinum Best Rate


EXCELLENT CREDIT

  • Regular purchase APR is 7.75% to 13.75%
  • No annual fee

Star One Visa Signature Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 8.75%
  • Rewards
  • Earn 1.5 rewards points on every dollar spent
  • TSA PreCheck or Global Entry five-year membership for each cardholder
  • No annual fee

Star One Visa Platinum Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 8.75% to 12.75%
  • Rewards
  • Earn 1 point for every dollar spent
  • No annual fee

RCU Visa Platinum


EXCELLENT CREDIT

  • Regular purchase APR is 8.99% to 21.00%
  • Rewards
  • Earn 1X reward points per $1 spent
  • No annual fee

Navy Federal Platinum


EXCELLENT CREDIT

  • Regular purchase APR is 11.24% to 18.00%
  • Card may be issued on either the Visa or Mastercard networks
  • No annual fee

Patelco Pure Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 11.50% to 18.70%
  • 0% APR on balance transfers for 6 months
  • No annual fee

USAA Rate Advantage Visa Platinum Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 12.15% to 29.15%
  • 0% APR on balance transfers for 15 months
  • No annual fee

Sound Select


EXCELLENT CREDIT

  • Regular purchase APR is 12.20% to 23.20%
  • No annual fee

First Tech Platinum Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 12.24% to 18.00%
  • 0% APR on balance transfers for 12 months
  • No annual fee

SDFCU Platinum Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 12.24% to 18.00%
  • Rewards
  • Earn 1 Flexpoints Rewards point for every $1 spent
  • No annual fee

Redstone Visa Traditional


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 12.25% to 18.00%
  • 0% APR on balance transfers for 6 months
  • This card is available with either fixed or variable APR
  • No annual fee

SDCCU Visa Platinum


EXCELLENT CREDIT

  • Regular purchase APR is 12.99% to 22.99%
  • No annual fee

Golden 1 Member Rate Advantage


EXCELLENT CREDIT

  • Regular purchase APR is 13.04% to 19.04%
  • No annual fee

Patelco Progress Student Rewards Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 13.15% to 21.65%
  • Rewards
  • 2 points for every $1 in school and grocery purchases. 1 point per $1 for all other purchases
  • No annual fee

Kinecta MyPower


EXCELLENT CREDIT

  • Regular purchase APR is 13.24% to 18.00%
  • No annual fee

BECU Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 13.24% to 25.24%
  • 0% APR on balance transfers for 12 months
  • No annual fee

Logix Platinum Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 13.49% to 17.99%
  • No annual fee
  • Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
  • Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness

Citizens Business Platinum Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 13.49% to 24.49%
  • No annual fee

SchoolsFirst FCU Inspire Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 13.75% to 17.90%
  • 0% APR on balance transfers for 6 months
  • No annual fee

Affinity Premium


EXCELLENT CREDIT

  • Regular purchase APR is 13.85% to 18.00%
  • No annual fee

Gesa Wise Card


EXCELLENT CREDIT

  • Regular purchase APR is 14.24% to 25.99%
  • 0% APR on balance transfers for 6 months
  • No annual fee

BECU Business Visa


EXCELLENT CREDIT

  • Regular purchase APR is 14.24% to 26.24%
  • No annual fee

Navy Federal GO BIZ Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 14.40% to 18.00%
  • Card may be issued on either the Visa or Mastercard networks
  • 1X points per dollar spent
  • No annual fee

Wescom Active Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 14.40% to 24.40%
  • 0% APR on balance transfers for 12 months
  • No annual fee

Centier Personal Low Rate Card


EXCELLENT CREDIT

  • Regular purchase APR is 14.49%
  • 7.00% introductory APR on purchases, balance transfers, and cash advances for 12 months
  • No annual fee

Dollar Bank Low Rate Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 14.49% to 19.49%
  • 0% APR on balance transfers for 6 months
  • No annual fee

American Eagle FCU Platinum Visa


EXCELLENT CREDIT

  • Regular purchase APR is 14.90% to 18.00%
  • No annual fee

Ocean Bank Platinum Rewards


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 14.99% to 22.99%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 1 reward point for every $1 in qualifying purchases
  • No annual fee

First Citizens Smart Option Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 15.24% to 24.24%
  • 0% APR on balance transfers for 12 months
  • No annual fee

PNC Visa Business


EXCELLENT CREDIT

  • Regular purchase APR is 15.24% to 25.24%
  • 0% APR on balance transfers for 13 months
  • No annual fee

Huntington Voice Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 15.24% to 27.24%
  • 0% APR on balance transfers for 12 months
  • No annual fee

M&T Business Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 15.49% to 22.49%
  • 0% APR on balance transfers for 12 months
  • Add employee cards at no additional cost
  • No annual fee

Truist Business


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 15.49% to 24.49%
  • Add authorized cardholders at no additional charge
  • No annual fee

Synovus Classic Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 15.49% to 24.99%
  • 0% APR on balance transfers for 6 months
  • No annual fee

Simmons Visa


EXCELLENT CREDIT

  • Regular purchase APR is 15.50% to 23.50%
  • 0% APR on balance transfers for 12 months
  • No annual fee

WSFS Bank Platinum Visa


EXCELLENT CREDIT

  • Regular purchase APR is 15.74% to 24.74%
  • 0% APR on balance transfers for 9 months
  • No annual fee

Regions Visa Business Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 15.74% to 25.74%
  • No annual fee

American Eagle FCU Signature Visa


EXCELLENT CREDIT

  • Regular purchase APR is 15.90% to 18.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • 2.99% Introductory APR for the first 12 months after account opening
  • Earn points on every purchase
  • No annual fee

Teamster Privilege Rate Advantage


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 15.90% to 25.90%
  • 0% APR on balance transfers for 15 months
  • After 3 months as a cardholder, you may be eligible for hardship grants
  • Rebates on wireless services from Union Plus
  • No annual fee

Union Plus Rate Advantage


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 15.90% to 25.90%
  • 0% APR on balance transfers for 15 months
  • After 3 months as a cardholder, you may be eligible for hardship grants
  • Rebates and discounts
  • No annual fee

Cadence Bank Platinum Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 16.15%
  • Rewards
  • Earn a rewards point for every dollar you spend
  • No annual fee

PNC points Visa Business


EXCELLENT CREDIT

  • 0% APR on purchases for 9 months
  • Regular purchase APR is 16.24% to 25.24%
  • 0% APR on balance transfers for 9 months
  • Rewards
  • Earn 5 points for every $1 in qualifying purchases
  • No annual fee

BankAmericard


EXCELLENT CREDIT

  • 0% APR on purchases for 18 months
  • Regular purchase APR is 16.24% to 26.24%
  • 0% APR on balance transfers for 18 months
  • No annual fee

PNC Core Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 16.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • No annual fee

BMO Business Platinum Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 18 months
  • Regular purchase APR is 16.49% to 25.49%
  • 0% APR on balance transfers for 18 months
  • No annual fee

American Eagle FCU Platinum Rewards Visa


EXCELLENT CREDIT

  • Regular purchase APR is 16.90% to 18.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • 2.99% Introductory APR for the first 12 months
  • Earn points on every purchase
  • No annual fee

FNB SmartRate Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 17.24% to 25.24%
  • 0% APR on balance transfers for 12 months
  • No annual fee
  • Not available in all geographic locations

U.S. Bank Business Platinum Card


EXCELLENT CREDIT

  • 0% APR on purchases for 18 months
  • Regular purchase APR is 17.24% to 26.24%
  • 0% APR on balance transfers for 18 months
  • No annual fee

Regions Life Visa Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 17.24% to 27.24%
  • 0% APR on balance transfers for 15 months
  • No annual fee

Discover it Miles


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 17.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • Rewards
  • Discover will automatically match all the miles you've earned at the end of your first year
  • Redeem miles for cash, statement credit for travel purchases, or for use at Amazon.com checkout or when you pay using PayPal
  • No annual fee

Huntington Voice Rewards Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 17.24% to 29.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 3X points in a category of your choice and 1X points on all other purchases
  • Change your rewards category every quarter as needed
  • No annual fee

Synovus Rewards Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 17.49% to 24.99%
  • 0% APR on balance transfers for 6 months
  • Rewards
  • 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice. 1x points on all eligible purchases, with no limit on the points you can earn
  • No annual fee

Regions Visa Business Enhanced Rewards Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 17.74% to 27.74%
  • Rewards
  • Earn 1 Relationship Rewards point per $1 in purchases, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions business checking and other deposit accounts.
  • No annual fee

PenFed Gold Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 17.99%
  • 0% APR on balance transfers for 15 months
  • No annual fee

USALLIANCE Visa Signature


EXCELLENT CREDIT

  • Regular purchase APR is 17.99% to 18.00%
  • Rewards
  • Earn 3 points for every dollar spent on qualifying purchases
  • No annual fee

First Interstate Platinum Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 18.00% to 27.00%
  • No annual fee

BMO Platinum Mastercard


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 26.24%
  • 0% APR on balance transfers for 15 months
  • No annual fee

First Citizens Rewards Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 27.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Rewards points are posted to your account daily
  • Use points to get reimbursed for travel you book on your own terms or a recent purchase with the Pay Me Back redemption option
  • No annual fee

Citi Diamond Preferred


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.24% to 28.99%
  • 0% APR on balance transfers for 21 months
  • No annual fee

Wells Fargo Reflect Card


EXCELLENT CREDIT

  • 0% APR on purchases for 21 months
  • Regular purchase APR is 18.24% to 29.99%
  • 0% APR on balance transfers for 21 months
  • Intro APR extension for 3 months with on-time minimum payments during the introductory period
  • No annual fee

Gemini Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 30.24%
  • Rewards
  • Rewards available in bitcoin, ether, or 60+ other cryptocurrencies
  • Change your crypto reward type at any time, as much as you like
  • Receive rewards when the transaction occurs
  • Access to a digital card
  • No annual fee

PNC points Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.24% to 30.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 4 points for every $1 in purchases
  • No annual fee

M&T Visa Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.49% to 22.49%
  • 0% APR on balance transfers for 12 months
  • No annual fee

FirstRewards World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 18.50% to 27.50%
  • Rewards
  • 1 point per $1 spent
  • 3.99% introductory APR on purchases and balance transfers for six months after account opening
  • No annual fee

U.S. Bank Visa Platinum Card


EXCELLENT CREDIT

  • 0% APR on purchases for 21 months
  • Regular purchase APR is 18.74% to 29.74%
  • 0% APR on balance transfers for 21 months
  • Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
  • No annual fee

Quicken World Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 19.24% to 28.24%
  • Rewards
  • No annual fee

Associated Bank Visa Platinum Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.24% to 29.24%
  • 0% APR on balance transfers for 15 months
  • No annual fee

State Farm Good Neighbor Visa Card


EXCELLENT CREDIT

  • 0% APR on purchases for 18 months
  • Regular purchase APR is 19.24% to 29.24%
  • 0% APR on balance transfers for 18 months
  • Get reimbursed up to $200 of your auto policy deductible when you experience a covered loss
  • No annual fee

Citi Simplicity


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.24% to 29.99%
  • 0% APR on balance transfers for 21 months
  • No annual fee

Commerce Miles


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.49% to 30.49%
  • Rewards
  • No annual fee

BJ's One Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 19.99% to 29.99%
  • Rewards
  • No annual fee

BJ's One+ Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 19.99% to 29.99%
  • Rewards
  • No annual fee

KeyBank Latitude Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 20.24% to 27.24%
  • 0% APR on balance transfers for 15 months
  • No annual fee

Bass Pro Shops CLUB Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 31.99%
  • Rewards
  • 9.99% APR for purchases at Bass Pro Shops and Cabela's
  • No annual fee

Cabela's CLUB Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.24% to 31.99%
  • Rewards
  • 9.99% APR for purchases at Bass Pro Shops and Cabela's.
  • No annual fee

City National Flex Rewards


EXCELLENT CREDIT

  • Regular purchase APR is 20.25% to 24.25%
  • Rewards
  • No annual fee
  • In-branch application required

Bilt Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 21.49% to 29.49%
  • Rewards
  • 1X points on rent payments without the transaction fee up to 50,000 points each calendar year
  • No annual fee

Key2More Rewards Credit Card


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 22.24% to 29.24%
  • 0% APR on balance transfers for 6 months
  • Rewards
  • Earn 5 rewards points for every $1 in eligible purchases, plus monthly bonuses
  • Spend $1,000 - $1,999 per calendar month to earn a 25% monthly points bonus. Spend $2,000 or more per calendar month to earn a 50% monthly points bonus
  • No annual fee

Nordstrom Visa


EXCELLENT CREDIT

  • Regular purchase APR is 24.15% to 31.15%
  • Rewards
  • Instant Influencer status or above in The Nordy Club
  • No annual fee
  • If approved for the Nordstrom Visa, you may be issued a Platinum or Signature Visa. Both have the same credit card terms and conditions. Visa Signature cards have some additional benefits

Target RedCard Mastercard


EXCELLENT CREDIT

  • Regular purchase APR is 28.15%
  • Rewards
  • Free 2-day shipping on hundreds of thousands of items
  • RedCard Exclusives including special items and offers
  • Get an additional 30 days for returns and exchanges
  • No annual fee

CareCredit Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 29.99%
  • Pay for health and wellness care at over 250,000 enrolled providers
  • No annual fee

Dillard's American Express Card


EXCELLENT CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • Exclusive events and special offers at Dillard's
  • Early access for select clearance events
  • Special financing on qualifying purchases of men's tailored clothing, home furnishings, and furniture
  • No annual fee

Bloomingdale’s American Express Card


EXCELLENT CREDIT

  • Regular purchase APR is 31.99%
  • Rewards
  • No annual fee

Macy’s American Express Card


EXCELLENT CREDIT

  • Regular purchase APR is 31.99%
  • Rewards
  • No annual fee

SDCCU Visa Platinum with Fly Miles Plus


EXCELLENT CREDIT

  • Regular purchase APR is 12.99% to 22.99%
  • Rewards
  • Annual fee is waived when total annual purchases exceed $6,000
  • Earn up to 120,000 points in one year per enrolled card
  • No annual fee

Synovus Travel Rewards Visa


EXCELLENT CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 17.49% to 24.99%
  • 0% APR on balance transfers for 6 months
  • Rewards
  • 3X points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice
  • 1x points on all eligible purchases, with no limit on the points you can earn
  • Your points are worth 20% more when redeemed for travel rewards
  • No annual fee the first year, then $50

First Citizens Travel Rewards Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 18.24% to 27.24%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Enjoy a $100 annual ancillary travel credit
  • No annual fee the first year, then $95

USAA Eagle Navigator Visa Signature Credit Card


EXCELLENT CREDIT

  • Regular purchase APR is 20.15% to 28.40%
  • Rewards
  • Up to $100 TSA PreCheck or Global Entry credit every four years
  • Annual 10,000 bonus points after booking hotel or car through the USAA Rewards Center
  • Annual fee is $95

Ocean Bank World Black


EXCELLENT CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 14.99% to 22.99%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • Earn 2 rewards points for every $1 in qualifying purchases
  • Priority Pass membership
  • Annual fee is $99

City National Crystal Visa Infinite


EXCELLENT CREDIT

  • Regular purchase APR is 22.25% to 26.25%
  • Rewards
  • Up to $350 Airline Incidental Fees Statement Credit
  • Up to $550 Airline Lounge Club Membership Fee Statement Credit
  • Priority Pass Select Airport Lounge Access
  • Annual fee is $400
  • In-branch application required
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