Credit Cards for Fair Credit

People with fair credit have FICO scores that are generally 580 or above, but below 670. Fair credit is actually below average, as the average US consumer has a credit score in the “good” range. So, fair is considered subprime by lenders. However, a score in this range can still qualify you for many unsecured credit cards, albeit with likely higher interest and fewer benefits than cards targeted toward higher scores.

Showing 191 cards

Navy Federal cashRewards


FAIR CREDIT

  • Regular purchase APR is 14.90% to 18.00%
  • Up to 1.75% cash back on all purchases
  • Earn $200 bonus cash back when you spend $1,500 within 90 days of account opening
  • No annual fee

Card issued by
Navy Federal Credit Union

Upgrade Cash Rewards


FAIR CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • Earn 1.5% cash back on card purchases when you pay them back
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Card issued by
Sutton Bank

Upgrade Life Rewards


FAIR CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • Pay your balances in full early each month and avoid interest with EarlyPay
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Card issued by
Sutton Bank

Upgrade OneCard


FAIR CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • Get 3% cash back on everyday purchases, 2% on everything else
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • You control how you pay for your purchases: Pay Now with no interest, or Pay Later
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Card issued by
Sutton Bank

Upgrade Triple Cash Rewards


FAIR CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • Unlimited 3% cash back on payments when you make purchases in home, auto, and health categories. 1% cash back on all other purchases
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Card issued by
Sutton Bank

BECU Cash Back Visa


FAIR CREDIT

  • Regular purchase APR is 16.24% to 27.24%
  • 1.5% unlimited cash back on purchases
  • Earn a $300 cash back bonus after you spend $3,000 on purchases in the first 3 months of account opening
  • No annual fee

Card issued by
BECU

Bank of America Customized Cash Rewards for Students


FAIR CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 18.24% to 28.24%
  • 0% APR on balance transfers for 15 months
  • 3% cash back in the category of your choice
  • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • No annual fee

Card issued by
Bank of America

Wescom Bruin Choice Visa


FAIR CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 18.40% to 28.40%
  • 0% APR on balance transfers for 6 months
  • 1.5% cash back per $1 spent. 5% cash back per $1 spent on select UCLA purchases
  • Earn 5,000 bonus points when you spend $500 within first 3 months
  • No annual fee

Card issued by
Wescom Credit Union

Wescom Bruin Edge Visa


FAIR CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 18.40% to 28.40%
  • 0% APR on balance transfers for 6 months
  • 1.5% cash back per $1 spent. 5% cash back per $1 spent on select UCLA purchases
  • Earn 50,000 bonus points when you spend $2,500 within first 3 months
  • No annual fee

Card issued by
Wescom Credit Union

Quicksilver for Students


FAIR CREDIT

  • Regular purchase APR is 19.99% to 29.99%
  • Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening
  • No annual fee

Card issued by
Capital One

SavorOne for Students


FAIR CREDIT

  • Regular purchase APR is 19.99% to 29.99%
  • Earn 3% cash back at restaurants, concerts, popular streaming services, and grocery stores. 8% cash back on select events. 1% cash back on all other purchases
  • Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening
  • No annual fee

Card issued by
Capital One

NJIT PRO


FAIR CREDIT

  • Regular purchase APR is 20.49% to 27.49%
  • 3% cash back on travel. 2% on restaurants. 1% on everything else
  • Get a one-year Priority Pass Select membership when you make $1,000 or more in total purchases in the first 90 days after your account is activated
  • No annual fee
  • New applications are being paused temporarily due to card updates

Card issued by
Celtic Bank

Walmart Rewards Card


FAIR CREDIT

  • Regular purchase APR is 29.74%
  • Earn 5% back on purchases made at Walmart.com and the Walmart app, 2% back on purchases in Walmart stores and Murphy USA gas stations
  • Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval
  • No annual fee

Card issued by
Capital One

USALLIANCE Visa Classic


FAIR CREDIT

  • Regular purchase APR is 13.99% to 18.00%
  • Earn a $50 statement credit when you open a USALLIANCE Visa Classic Credit Card and make your first purchase
  • No annual fee

Card issued by
USALLIANCE

Navy Federal GO REWARDS


FAIR CREDIT

  • Regular purchase APR is 14.24% to 18.00%
  • Rewards
  • Earn 10,000 bonus points when you spend $1,000 in the first 90 days
  • 1.99% intro APR on purchases for 6 months from account opening
  • Card may be issued on either the Visa or Mastercard networks
  • No annual fee

Card issued by
Navy Federal Credit Union

Navy Federal More Rewards American Express Card


FAIR CREDIT

  • Regular purchase APR is 14.90% to 18.00%
  • Rewards
  • Earn 20,000 bonus points when you spend $1,500 within 90 days of account opening
  • Get a 1.99% intro APR for 12 months from account opening on purchases
  • No annual fee

Card issued by
Navy Federal Credit Union

Upgrade Card


FAIR CREDIT

  • Regular purchase APR is 14.99% to 29.99%
  • $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
  • No annual fee
  • This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount

Card issued by
Sutton Bank

The Home Depot Consumer Credit Card


FAIR CREDIT

  • Regular purchase APR is 17.99% to 26.99%
  • Save up to $100 on a qualifying purchase made within 30 days of your account open date
  • No interest 6 months financing on purchases of $299 or more
  • Up to 24 months no interest financing during special promotions
  • 1 year to make returns
  • No annual fee

Card issued by
Citi

SKYPASS SkyBlue Visa Card


FAIR CREDIT

  • Regular purchase APR is 23.24% to 29.99%
  • Rewards
  • Earn 10,000 Bonus Miles when you spend $1,000 in eligible purchases within the first 90 days
  • No annual fee

Card issued by
U.S. Bank

myWalgreens Mastercard


FAIR CREDIT

  • Regular purchase APR is 23.24% to 32.24%
  • Rewards
  • Earn $25 Walgreens Cash rewards when you open an account and make your first purchase within 45 days
  • No annual fee

Card issued by
Synchrony Bank

Sam's Club Credit Card


FAIR CREDIT

  • Regular purchase APR is 28.90%
  • Get a $30 statement credit when you make $30 in Sam's Club purchases within 30 days
  • No annual fee

Card issued by
Synchrony Bank

GasBuddy Mastercard


FAIR CREDIT

  • Regular purchase APR is 29.24% to 34.99%
  • Rewards
  • $10 GasBack when you make your first gas purchase at the pump within 60 days of account opening. $25 back when you reach $500 in spend on non-gas purchases in the first 120 days
  • 1% GasBack on all non-gas purchases
  • No annual fee

Card issued by
Comenity Capital Bank

Amazon Store Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • Get a $60 Amazon Gift Card instantly upon approval
  • 0% APR if paid in full within 6 months on purchases of $150 or more
  • 0% APR if paid in full within 12 months on purchases of $600 or more
  • 0% APR if paid in full within 24 months on select purchases of $800 or more
  • No annual fee

Card issued by
Synchrony Bank

CITGO Rewards Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • Earn 30 cents on every gallon of CITGO fuel, in CITGO Rewards, for the first 60 days
  • Access to Synchrony Car Care for help with managing auto-related expenses, from everyday care to major repairs
  • 6 months promotional financing available every day on purchases of $199 or more
  • No annual fee

Card issued by
Synchrony Bank

Menards BIG Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • Get an additional $10 rebate on the first $100 you spend on your BIG Card
  • Special 6-month no-interest financing on purchases over $299 if paid in full in 6 months
  • 12-month financing with equal payments at 0% APR on purchases over $599
  • 48-month financing with equal payments at 3.99% APR on purchases over $1,500
  • No annual fee

Card issued by
Capital One

Speedy Rewards Mastercard


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 25,000 bonus points when you spend at least $500 in the first 3 billing cycles after account opening
  • No annual fee

Card issued by
FNBO

Techron Advantage Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • Earn 37 cents per gallon in fuel credits at Chevron and Texaco stations for the first 90 days
  • No annual fee

Card issued by
Synchrony Bank

Meijer Credit Card


FAIR CREDIT

  • Regular purchase APR is 30.24%
  • Rewards
  • $10 off first purchase within 30 days of account opening
  • No annual fee

Card issued by
Citi

Neiman Marcus Credit Card


FAIR CREDIT

  • Regular purchase APR is 30.49%
  • Rewards
  • Get 5,000 InCircle bonus points when you make a purchase within 30 days of account opening
  • 10,000 points earns you a $100 Point Card for shopping, with no merchandise exclusions
  • Shop at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow (in store, online, or by catalog)
  • No annual fee

Card issued by
Capital One

Kohl's Credit Card


FAIR CREDIT

  • Regular purchase APR is 30.99%
  • Rewards
  • Get an extra 35% off your first Kohl’s Card purchase made within 14 days of approval
  • Gain access to extra savings coupons throughout the year
  • If you spend $600 on your Kohl's Card, you become a Most Valued Customer (MVC) and receive additional coupons throughout the year
  • Receive a special anniversary offer every year
  • No annual fee

Card issued by
Capital One

Pottery Barn Key Rewards Card


FAIR CREDIT

  • Regular purchase APR is 30.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

Card issued by
Capital One

The Key Rewards Card


FAIR CREDIT

  • Regular purchase APR is 30.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

Card issued by
Capital One

West Elm Key Rewards Card


FAIR CREDIT

  • Regular purchase APR is 30.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

Card issued by
Capital One

Williams Sonoma Key Rewards Card


FAIR CREDIT

  • Regular purchase APR is 30.99%
  • Rewards
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee

Card issued by
Capital One

American Eagle Real Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 30% off your first purchase
  • Automatic upgrade to Level 2 of Real Rewards
  • Free shipping and returns always
  • Exclusive cardmember sales
  • No annual fee

Card issued by
Synchrony Bank

Athleta Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 20% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee

Card issued by
Barclays

Banana Republic Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 20% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee

Card issued by
Barclays

Boscov's Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • Receive 15% off your first day's purchases made within 30 days of account opening
  • Extra 15% off Boscov’s credit card appreciation events
  • No annual fee

Card issued by
Comenity Capital Bank

CheapOair Visa


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • Earn a $50 statement credit when you make purchases of $500 or more during the first 90 days
  • No annual fee

Card issued by
Synchrony Bank

Gap Good Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 20% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee

Card issued by
Barclays

Navyist Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 30% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee

Card issued by
Barclays

OneTravel Visa


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • Earn a $50 statement credit when you make purchases of $500 or more during the first 90 days
  • No interest if paid in full within 6 months on purchases of $399 or more (after discounts) made on OneTravel.com
  • No annual fee

Card issued by
Synchrony Bank

Tractor Supply Company Personal Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • Get a $20 reward with first qualifying purchase of $20 or more, or a $50 reward with first qualifying purchase of $200 or more
  • 6 months no interest if paid in full on purchases of $199 or more
  • 12 months no interest if paid in full on purchases of $399 or more
  • 3.99% APR for 36 months on purchases of $1,599 or more
  • Free same day delivery
  • Free everyday standard shipping
  • Free full-day trailer rentals
  • No annual fee

Card issued by
Citi

Exxon Mobil Smart Card+


FAIR CREDIT

  • Regular purchase APR is 31.74%
  • Rewards
  • Get 30 cents per gallon as a bonus statement credit on fuel for your first two months after account open date
  • No annual fee

Card issued by
Citi

Shell Fuel Rewards Card


FAIR CREDIT

  • Regular purchase APR is 31.74%
  • Rewards
  • Save 30 cents per gallon (up to 35 gallons) on your first 5 Shell fuel purchases
  • No annual fee

Card issued by
Citi

Sunoco Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.74%
  • Rewards
  • Save 50 cents on every gallon for 30 days after account open
  • No annual fee

Card issued by
Citi

Wawa Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.74%
  • Rewards
  • Save 50 cents per gallon for the first month after your account open date.
  • No annual fee

Card issued by
Citi

At Home Insider Perks Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • 10% off your first purchase when you open a new account
  • No interest if paid in full within 6 months on At Home purchases of $299 or more
  • No annual fee

Card issued by
Synchrony Bank

myWalgreens Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • Earn $25 Walgreens Cash rewards when you open an account and make your first purchase within 45 days
  • No annual fee

Card issued by
Synchrony Bank

ShopHQ Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Get a $30 statement credit when you make your first purchase within 30 days
  • Free shipping
  • Special savings offers
  • Special financing on orders of $299 or more
  • No annual fee

Card issued by
Synchrony Bank

TJX Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • 10% off your first purchase
  • Receive exclusive shopping invites
  • No annual fee

Card issued by
Synchrony Bank

Wayfair Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • $40 off your qualifying first order of $250 or more
  • Instead of choosing rewards, you can opt for no interest financing if paid in full up to 24 months on qualifying orders
  • No annual fee

Card issued by
Citi

Wayfair Mastercard


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • $40 off your qualifying first order of $250 or more
  • Instead of choosing rewards, you can opt for no interest financing if paid in full up to 24 months on qualifying orders
  • No annual fee

Card issued by
Citi

Harbor Freight Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.74%
  • Rewards
  • 10% off (excludes shipping and handling) will be applied at checkout to your first purchase with the card
  • No annual fee

Card issued by
Synchrony Bank

Forever 21 Credit Card


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • Rewards
  • 15% off a future purchase at Forever 21
  • $10 birthday discount on $25 minimum purchase at Forever 21
  • 21% off a Forever 21 purchase on your account anniversary and Forever 21's birthday
  • Free standard shipping
  • Events and exclusive offers throughout the year
  • No annual fee

Card issued by
Comenity Capital Bank

Michaels Credit Card


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • Rewards
  • Get 20% off your first purchase
  • Periodic free shipping offers on online orders
  • Periodic offers for special financing
  • No annual fee

Card issued by
Comenity Capital Bank

Sportsman's Guide Buyer's Club Rewards Visa


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • Rewards
  • Get a $40 reward certificate good toward any Sportsman's Guide purchase when you open and spend $500 outside Sportsman's Guide within the first 90 days of account opening
  • No annual fee

Card issued by
Comenity Capital Bank

Houzz Credit Card


FAIR CREDIT

  • Regular purchase APR is 35.24%
  • Rewards
  • $50 in Houzz Reward Dollars after you open and use your card on Houzz
  • No interest if paid in full within 6 months on purchases of $350 or more for a single item
  • No interest if paid in full within 12 months on purchases of $700 or more for a single item
  • No annual fee

Card issued by
Comenity Capital Bank

Torrid Credit Card


FAIR CREDIT

  • Regular purchase APR is 35.24%
  • Receive a special $15 off $50 purchase welcome offer with your Torrid credit card when it arrives
  • Get an extra 5% off every purchase
  • Get exclusive access to sales and offers
  • No annual fee

Card issued by
Comenity Capital Bank

SDCCU Visa Signature


FAIR CREDIT

  • Regular purchase APR is 15.99% to 25.99%
  • Rewards
  • Earn a 10,000-point bonus when you spend $3,000 in the first 90 days
  • Earn unlimited 2 Signature Rewards points per $1 spent
  • No annual fee the first year, then $89

Card issued by
San Diego County Credit Union

Wander


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Rewards
  • Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days
  • Annual fee is $95

Card issued by
Credit One

SDCCU Cash Rewards Visa Platinum


FAIR CREDIT

  • Regular purchase APR is 12.99% to 22.99%
  • Earn unlimited 1% cash back
  • No annual fee

Card issued by
San Diego County Credit Union

Bethpage Cash Back Credit Card


FAIR CREDIT

  • Regular purchase APR is 16.40% to 18.00%
  • Earn 0.50% cash back on month-end purchase balances between $1.00 and $4,000. Net purchases over $4,000 earn 1% cash back
  • No annual fee
  • Introductory 2.99% to 4.99% APR for 12 months from account opening on purchases and balance transfers, based on your credit worthiness

Card issued by
Bethpage FCU

Petal 2 Visa


FAIR CREDIT

  • Regular purchase APR is 18.24% to 32.24%
  • Get 1% cash back right away. Earn up to 1.5% when you pay on time. Plus 2% to 10% bonus cash back at select merchants
  • No annual fee

Card issued by
WebBank

Capital on Tap Business Credit Card


FAIR CREDIT

  • Regular purchase APR is 18.24% to 35.99%
  • 1.5% cash back on every purchase
  • Virtual cards available minutes after approval
  • Free employee cards
  • Credit limits up to to $50,000
  • No annual fee

Card issued by
WebBank

Bread Cashback American Express Credit Card


FAIR CREDIT

  • Regular purchase APR is 20.74% to 35.24%
  • Earn 2% unlimited cash back on purchases
  • No annual fee

Card issued by
Comenity Capital Bank

Key Cashback Credit Card


FAIR CREDIT

  • Regular purchase APR is 22.24% to 29.24%
  • 0% APR on balance transfers for 12 months
  • 1.5% cash back on purchases. 2% cash back for clients who bank and save with Key
  • No annual fee

Card issued by
KeyBank

Deserve EDU


FAIR CREDIT

  • Regular purchase APR is 23.74%
  • Includes Amazon Prime Student for one year
  • No annual fee
  • New applications are being paused temporarily due to card updates

Card issued by
Celtic Bank

Ollo Optimum


FAIR CREDIT

  • Regular purchase APR is 24.99%
  • 2.5% cash back on all your purchases
  • No annual fee
  • Ollo products are offered by invitation only

Card issued by
Ally Bank

Petal 1 Visa


FAIR CREDIT

  • Regular purchase APR is 25.24% to 34.74%
  • 2% to 10% cash back at select merchants
  • No annual fee

Card issued by
WebBank

Chase Freedom Rise


FAIR CREDIT

  • Regular purchase APR is 26.99%
  • Earn 1.5% cash back on all purchases
  • No annual fee
  • Having a Chase checking account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise

Card issued by
Chase

Best Friends Credit Card


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Earn 5% cash back rewards on eligible purchases at pet shops, pet foods, and supply stores for the first $5,000 per calendar year, and 1% thereafter
  • No annual fee

Card issued by
Credit One

Platinum Rewards Visa


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • 2% cash back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services
  • No annual fee

Card issued by
Credit One

OneMain Financial Brightway+ Mastercard


FAIR CREDIT

  • Regular purchase APR is 29.74% to 30.49%
  • 1% unlimited cash back on all eligible purchases
  • Qualify for rewards like a credit limit increase or APR decrease in as little as six months
  • No annual fee
  • Must be invited to apply

Card issued by
WebBank

Associated Bank Visa Max Cash Secured Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Earn 5% cash back on two categories you choose. 2% unlimited cash back on one everyday category of your choice. 1% unlimited cash back on all other eligible purchases
  • No annual fee
  • Secured card

Card issued by
Elan Financial Services

Quicksilver Secured


FAIR CREDIT

  • Regular purchase APR is 30.49%
  • With responsible card use, you could earn your deposit back and upgrade to an unsecured Quicksilver card
  • No annual fee
  • Secured card

Card issued by
Capital One

Spark 1% Classic


FAIR CREDIT

  • Regular purchase APR is 30.49%
  • Earn unlimited 1% cash back for your business on every purchase
  • No annual fee

Card issued by
Capital One

Truist Enjoy Cash Secured


FAIR CREDIT

  • Regular purchase APR is 24.49%
  • Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
  • Annual fee is $19
  • Secured card

Card issued by
Truist

Ollo Rewards


FAIR CREDIT

  • Regular purchase APR is 23.99% to 28.99%
  • 2% cash back on all gas station, grocery store and drugstore purchases. 1% cash back on all other purchases
  • Annual fee is $39
  • Ollo products are offered by invitation only

Card issued by
Ally Bank

Credit One Bank American Express Card


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Unlimited 1% cash back rewards on all purchases
  • Retail Protection covers you if an eligible item is damaged or stolen within 90 days of purchase
  • Annual fee is $39

Card issued by
Credit One

NASCAR American Express Card


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Get 1% cash back rewards on all purchases
  • No annual fee the first year, then $0 to $39

Card issued by
Credit One

Platinum Visa


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Earn 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services
  • Annual fee is $39

Card issued by
Credit One

QuicksilverOne


FAIR CREDIT

  • Regular purchase APR is 30.49%
  • Earn unlimited 1.5% cash back on every purchase
  • Annual fee is $39

Card issued by
Capital One

OneMain Financial Brightway Mastercard


FAIR CREDIT

  • Regular purchase APR is 29.74% to 30.49%
  • 1% unlimited cash back on all eligible purchases
  • Qualify for rewards like a credit limit increase or APR decrease in as little as six months
  • No annual fee the first year, then $0 to $65
  • Must be invited to apply

Card issued by
WebBank

Platinum X5 Visa


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. Unlimited 1% cash back on all other purchases
  • Annual fee is $95

Card issued by
Credit One

Vegas Golden Knights Credit Card


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Get 1% cash back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services
  • Get access to deals, discounts, and experiences for Vegas Golden Knights fans
  • No annual fee the first year, then $0 to $99

Card issued by
Credit One

Navy Federal Platinum


FAIR CREDIT

  • Regular purchase APR is 11.24% to 18.00%
  • Card may be issued on either the Visa or Mastercard networks
  • No annual fee

Card issued by
Navy Federal Credit Union

SDCCU Visa Platinum


FAIR CREDIT

  • Regular purchase APR is 12.99% to 22.99%
  • No annual fee

Card issued by
San Diego County Credit Union

Golden 1 Member Rate Advantage


FAIR CREDIT

  • Regular purchase APR is 13.04% to 19.04%
  • No annual fee

Card issued by
Golden 1 Credit Union

Patelco Progress Student Rewards Mastercard


FAIR CREDIT

  • Regular purchase APR is 13.15% to 21.65%
  • Rewards
  • 2 points for every $1 in school and grocery purchases. 1 point per $1 for all other purchases
  • No annual fee

Card issued by
Patelco Credit Union

BECU Visa


FAIR CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 13.24% to 25.24%
  • 0% APR on balance transfers for 12 months
  • No annual fee

Card issued by
BECU

American Eagle FCU Platinum Visa


FAIR CREDIT

  • Regular purchase APR is 14.90% to 18.00%
  • No annual fee

Card issued by
American Eagle FCU

Alliant Visa Platinum


FAIR CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 15.24% to 27.24%
  • 0% APR on balance transfers for 12 months
  • 0% to 5.99% introductory APR for 12 months from the date of account opening based on your creditworthiness
  • No annual fee

Card issued by
Alliant

Truist Business


FAIR CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 15.49% to 24.49%
  • Add authorized cardholders at no additional charge
  • No annual fee

Card issued by
Truist

American Eagle FCU Signature Visa


FAIR CREDIT

  • Regular purchase APR is 15.90% to 18.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • 2.99% Introductory APR for the first 12 months after account opening
  • Earn points on every purchase
  • No annual fee

Card issued by
American Eagle FCU

Yamaha Card


FAIR CREDIT

  • Regular purchase APR is 15.99% to 23.99%
  • No annual fee

Card issued by
WebBank

TwinStar Visa Classic


FAIR CREDIT

  • Regular purchase APR is 16.00%
  • 1.90% intro purchase APR for the first 6 months
  • No annual fee

Card issued by
TwinStar Credit Union

BankAmericard for Students


FAIR CREDIT

  • 0% APR on purchases for 18 months
  • Regular purchase APR is 16.24% to 26.24%
  • 0% APR on balance transfers for 18 months
  • No annual fee

Card issued by
Bank of America

KeyBank Business Card


FAIR CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 16.24% to 26.24%
  • 0% APR on balance transfers for 6 months
  • Employee cards at no additional cost
  • No annual fee

Card issued by
KeyBank

Bethpage Rewards Points Credit Card


FAIR CREDIT

  • Regular purchase APR is 16.40% to 18.00%
  • Rewards
  • Earn 1 point for every $1 spent
  • No annual fee

Card issued by
Bethpage FCU

Truist Future


FAIR CREDIT

  • 0% APR on purchases for 15 months
  • Regular purchase APR is 16.49% to 25.49%
  • 0% APR on balance transfers for 15 months
  • No annual fee

Card issued by
Truist

American Eagle FCU Platinum Rewards Visa


FAIR CREDIT

  • Regular purchase APR is 16.90% to 18.00%
  • 0% APR on balance transfers for 12 months
  • Rewards
  • 2.99% Introductory APR for the first 12 months
  • Earn points on every purchase
  • No annual fee

Card issued by
American Eagle FCU

First Commonwealth Student Credit Card


FAIR CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 17.24% to 20.24%
  • 0% APR on balance transfers for 6 months
  • Rewards
  • Earn 1% rewards on your everyday purchases
  • No annual fee

Card issued by
First Commonwealth Bank

USALLIANCE Visa Signature


FAIR CREDIT

  • Regular purchase APR is 17.99% to 18.00%
  • Rewards
  • Earn 3 points for every dollar spent on qualifying purchases
  • No annual fee

Card issued by
USALLIANCE

First Hawaiian Bank Heritage Credit Card


FAIR CREDIT

  • Regular purchase APR is 18.00%
  • No annual fee

Card issued by
First Hawaiian Bank

Ally Platinum Mastercard


FAIR CREDIT

  • Regular purchase APR is 19.99% to 29.99%
  • Automatic credit line increase reviews
  • No annual fee
  • Currently available by invitation only

Card issued by
Ally Bank

L.L. Bean Mastercard


FAIR CREDIT

  • Regular purchase APR is 20.24% to 29.24%
  • Rewards
  • Free shipping
  • Free return shipping
  • Free monogramming
  • No annual fee

Card issued by
Citi

X1 Card


FAIR CREDIT

  • Regular purchase APR is 20.24% to 29.99%
  • Rewards
  • 2X points on every purchase regardless of category. 3X points for the entire year if you spend $15,000. 4X, 5X, and even 10X points for every invited friend who gets a card
  • Shop in the X1 app and earn up to 10X points at leading online stores
  • Activate boosts on your everyday spending to earn even more points
  • Credit limits up to 5X higher than traditional cards
  • No annual fee
  • The X1 Card application weighs your income more heavily than your credit score. You may be required to allow access to your bank account via a third-party service such as Plaid in order to be approved

Card issued by
Coastal Community Bank

First Horizon Bank Visa Classic


FAIR CREDIT

  • 0% APR on purchases for 12 months
  • Regular purchase APR is 21.00%
  • 0% APR on balance transfers for 12 months
  • No annual fee

Card issued by
First Horizon Bank

Cadence Bank Standard Mastercard


FAIR CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 21.15%
  • Rewards
  • Earn a rewards point for every dollar you spend
  • No annual fee

Card issued by
Cadence Bank

IKEA Projekt Credit Card


FAIR CREDIT

  • Regular purchase APR is 21.99%
  • 0% interest for 6 months on purchases of $500 or more
  • 0% interest for 12 month on purchases of $1,000 or more
  • 0% interest for 24 months 0n purchases of $2,500 or more
  • No annual fee

Card issued by
Comenity Capital Bank

Cadence Bank Student Mastercard


FAIR CREDIT

  • 0% APR on purchases for 6 months
  • Regular purchase APR is 22.15%
  • Rewards
  • Earn a rewards point for every dollar you spend
  • No annual fee

Card issued by
Cadence Bank

Ollo Platinum


FAIR CREDIT

  • Regular purchase APR is 23.99% to 28.99%
  • No annual fee
  • Ollo products are offered by invitation only

Card issued by
Ally Bank

City National Now


FAIR CREDIT

  • Regular purchase APR is 24.25% to 28.25%
  • Rewards
  • 1 point per $1 spent
  • No annual fee
  • In-branch application required
  • City National issues secured and unsecured versions of this card. Check with the bank regarding the deposit requirements for the secured card

Card issued by
City National Bank

eBay Mastercard


FAIR CREDIT

  • Regular purchase APR is 25.24% to 32.24%
  • Rewards
  • No annual fee
  • You must have an eBay account in order to apply for an eBay Mastercard

Card issued by
Synchrony Bank

Target RedCard


FAIR CREDIT

  • Regular purchase APR is 28.15%
  • 5% off every day at Target and Target.com
  • Free 2-day shipping on hundreds of thousands of items
  • RedCard Exclusives including special items and offers
  • Get an additional 30 days for returns and exchanges
  • No annual fee

Card issued by
TD Bank

Belk Rewards+ Credit Card


FAIR CREDIT

  • Regular purchase APR is 28.49%
  • Rewards
  • $10 birthday reward
  • VIP savings events
  • Fine jewelry payment plan
  • Annual fee is $0

Card issued by
Synchrony Bank

SaksFirst Store Card


FAIR CREDIT

  • Regular purchase APR is 28.74%
  • Rewards
  • Every 2500 Points earns a $25 Saks Gift Card
  • Exclusive access to special offers, sales and events
  • No annual fee

Card issued by
Capital One

SaksFirst World Elite Mastercard


FAIR CREDIT

  • Regular purchase APR is 28.74%
  • Rewards
  • Every 2500 Points earns a $25 Saks Gift Card
  • Exclusive access to special offers, sales and events
  • No annual fee

Card issued by
Capital One

Bob's Discount Furniture Credit Card


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • 9.99% APR for 60 months on any purchase of $1,999 or more
  • 9.99% APR for 30 months on any purchase, no minimum amount required
  • No Interest if paid in pull within 12 months for purchases of $499 or more
  • No Interest if paid in pull within 6 months for purchases of $249 or more
  • No annual fee

Card issued by
Wells Fargo

Lowe’s Advantage Card


FAIR CREDIT

  • Regular purchase APR is 28.99%
  • Rewards
  • No annual fee

Card issued by
Synchrony Bank

76 Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 6 months promotional financing available every day on purchases of $199 or more
  • Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
  • No annual fee

Card issued by
Synchrony Bank

B&H Payboo Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Choice of benefits: Instant sales tax rebate, or special financing for 6 or 12 months available on purchases of $199 and up
  • No annual fee

Card issued by
Comenity Capital Bank

Bassett Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No Interest if paid in full in 6 months on purchases of $240 or more
  • No Interest if paid in full in 12 months on purchases of $1200 or more
  • No annual fee

Card issued by
Synchrony Bank

Big Lots Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No Interest if paid in full within 6 months on purchases of $250 or more
  • No interest if paid in full within 12 months on purchases of $750 or more
  • Special member exclusives
  • No annual fee

Card issued by
Comenity Capital Bank

Big O Tires and Service Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No Interest if paid in full within 6 months on purchases of $199 or more
  • No Interest if paid in full within 12 months on purchases of $749 or more
  • No annual fee

Card issued by
Comenity Capital Bank

BrandSource Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Special financing available to spread payments out over time
  • Promotional rebate savings offers
  • No annual fee

Card issued by
Citi

CareCredit Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Pay for health and wellness care at over 250,000 enrolled providers
  • No annual fee

Card issued by
Synchrony Bank

Conoco Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 6 months promotional financing available every day on purchases of $199 or more
  • Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
  • No annual fee

Card issued by
Synchrony Bank

Dillard's Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • Exclusive events and special offers at Dillard's
  • Early access for select clearance events
  • Special financing on qualifying purchases of men's tailored clothing, home furnishings, and furniture
  • No annual fee

Card issued by
Wells Fargo

Firestone Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Deferred interest if paid in full in 6 months. $149 minimum purchase required
  • Exclusive monthly Firestone deals and coupons
  • No annual fee

Card issued by
CFNA

Floor & Decor Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No Interest if paid in full within 6 months on purchases of any amount
  • No Interest if paid in full within 12 months on purchases of $499 or more
  • 7.99% APR for 48 months on purchases $2,500 or more
  • No annual fee

Card issued by
Comenity Capital Bank

Jiffy Lube Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Get 6 months special financing on purchases of $199 or more
  • Flexible payment options
  • No annual fee

Card issued by
Synchrony Bank

Lenovo Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No Interest if paid in full within 6 or 12 months on purchases of $749.99 or less for 6 months and $750 or greater for 12 months
  • 15.99% APR for 24 months. Fixed monthly payments required for 24 months
  • No annual fee

Card issued by
Synchrony Bank

Pep Boys Synchrony Car Care Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • 6 months special financing on purchases of $199-$749.99
  • 12 months special financing on purchases of $750 or more
  • No annual fee

Card issued by
Synchrony Bank

Phillips 66


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • 6 months promotional financing available every day on purchases of $199 or more
  • Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
  • No annual fee

Card issued by
Synchrony Bank

Phillips 66 Aviation Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Accepted at Phillips 66 Aviation FBOs nationwide
  • Accepted nationwide at Phillips 66, Conoco®, and 76 fuel stations
  • 6 months promotional financing available every day on purchases of $199 or more
  • Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
  • No annual fee

Card issued by
Synchrony Bank

Phillips 66 Commercial Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Accepted nationwide at Phillips 66, Conoco, and 76 locations
  • In-station card option where drivers can refuel without a card
  • No annual fee

Card issued by
Synchrony Bank

Rooms To Go Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Special financing offers every time you shop
  • No annual fee

Card issued by
Synchrony Bank

Sweetwater Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • 0% interest with up to 48 equal monthly payments on qualifying purchases
  • No annual fee

Card issued by
Synchrony Bank

The Container Store Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No interest if paid in full within 6 months on purchases of $199 or more
  • No interest if paid in full within 12 months on purchases of $500 or more
  • No interest if paid in full within 24 months on purchases of $3,000 or more
  • No annual fee

Card issued by
Synchrony Bank

The Goodyear Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No Interest if paid in full within 6 months on purchases of $250 or more
  • Also accepted at Exxon and Mobil stations nationwide
  • Enjoy tire and service savings only available to card holders
  • ATM cash access
  • No annual fee

Card issued by
Citi

The Just Tires Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No Interest if paid in full within 6 months on purchases of $250 or more
  • Also accepted at Exxon and Mobil stations nationwide
  • Enjoy tire and service savings only available to card holders
  • ATM cash access
  • No annual fee

Card issued by
Citi

Tires Plus Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Deferred interest if paid in full in 6 months. $149 minimum purchase required
  • Exclusive monthly Tires Plus deals and coupons
  • No annual fee

Card issued by
CFNA

Valero Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Rewards
  • No annual fee

Card issued by
DSRM National Bank

Volkswagen Service Credit Card


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • No interest if paid in full within 6 months on purchases of $200 or more
  • Get a $25 Visa Prepaid Card when you use the Volkswagen Service Credit Card on a qualifying purchase of $250 or more (before tax)
  • No annual fee

Card issued by
Citi

Bealls Family of Stores Credit Card


FAIR CREDIT

  • Regular purchase APR is 30.24%
  • Rewards
  • Save 10% on your purchases in-store Mondays at Bealls Outlet, Burkes Outlet and Home Centric and 10% Tuesdays at Bealls Stores
  • Members receive a 15% birthday reward to be used on any day of their choosing during their birthday month
  • No annual fee

Card issued by
Comenity Capital Bank

Gulf Visa Card


FAIR CREDIT

  • Regular purchase APR is 30.24%
  • Rewards
  • No annual fee

Card issued by
FNBO

Platinum Mastercard


FAIR CREDIT

  • Regular purchase APR is 30.49%
  • No annual fee

Card issued by
Capital One

Nordstrom Card


FAIR CREDIT

  • Regular purchase APR is 31.15%
  • Rewards
  • Instant Influencer status or above in The Nordy Club
  • No annual fee

Card issued by
TD Bank

J.Crew Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • A special birthday surprise
  • Exclusive cardmember events
  • Free standard shipping at jcrewfactory.com
  • Free standard alterations
  • No annual fee

Card issued by
Comenity Capital Bank

JCPenney Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • 20% off blinds and shades, housewares, storage and organization, watches, salon products, fragrances, and select JCPenney Beauty
  • 5% off Electronics and Innovative Gifts, Small Electrics, Modern Bride Design Your Dream Ring, and Smartwatches
  • Special financing available on qualifying purchases for furniture, mattresses, fine jewelry and more
  • Enjoy exclusive offers throughout the year with 100+ special savings days where JCPenney Credit Card members save more
  • No annual fee

Card issued by
Synchrony Bank

New York & Company RUNWAYREWARDS Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.24%
  • Rewards
  • Birthday savings
  • Free shipping days
  • Cardholder appreciation events
  • No annual fee

Card issued by
Comenity Capital Bank

Explorewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.49%
  • Rewards
  • Exclusive deals and special offers
  • No annual fee

Card issued by
Comenity Capital Bank

My Best Buy Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.49%
  • Rewards
  • No annual fee

Card issued by
Citi

Bloomingdale's Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.99%
  • Rewards
  • No annual fee

Card issued by
Citi

Macy’s Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.99%
  • Rewards
  • No annual fee

Card issued by
Citi

Sephora Credit Card


FAIR CREDIT

  • Regular purchase APR is 31.99%
  • Rewards
  • Exclusive cardmember-only offers
  • No annual fee

Card issued by
Comenity Capital Bank

Crate & Barrel Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • No Interest if paid in full within 6 months on Crate & Barrel, Crate & Kids, or CB2 purchase or order of $749 or more
  • No annual fee

Card issued by
Synchrony Bank

Eddie Bauer Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • Free return shipping on all orders
  • VIP cardholder promotions. You’ll receive invitations to pre-shopping events and special sales, exclusively for cardholders
  • No annual fee

Card issued by
Comenity Capital Bank

Express Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • Birthday gift
  • Exclusive offers
  • Free shipping and returns
  • No annual fee

Card issued by
Comenity Capital Bank

GameStop PowerUp Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • No annual fee

Card issued by
Comenity Capital Bank

HSN Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • No interest if paid In full within 12 months on qualifying items of $399-$698.99
  • No interest if paid In full within 18 months on qualifying items of $699 or more
  • Free shipping when you spend $75 or more
  • No annual fee

Card issued by
Synchrony Bank

My Place Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • Bonus events
  • 25 bonus points for every Give Back Box donation
  • Birthday club access
  • Birthday club offer
  • No annual fee

Card issued by
Comenity Capital Bank

QVC QCard


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • No interest if paid in full within 9, 12, or 18 months on select items
  • Exclusive offers and deals
  • No annual fee

Card issued by
Synchrony Bank

ScoreRewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • Automatic ScoreCard Gold status
  • Free shipping on orders of $49 or more
  • No annual fee

Card issued by
Synchrony Bank

Ultamate Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • 20% off your first purchase at Ulta Beauty
  • No annual fee

Card issued by
Comenity Capital Bank

Victoria's Secret Credit Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • Rewards
  • Free shipping on $50+ orders at Victoria's Secret or PINK
  • No annual fee

Card issued by
Comenity Capital Bank

Zales The Diamond Card


FAIR CREDIT

  • Regular purchase APR is 32.24%
  • No Interest if paid in full within 6 months on purchases of $300 or more
  • No Interest if paid in full within 12 months on purchases of $750 or more
  • No Interest if paid in full within 18 months on purchases of $3000 or more
  • 36 month special financing on purchases of $1500 or more
  • $50 off on a purchase on your birthday
  • Free standard shipping
  • 10% off any repair service
  • Exclusive cardholder only coupons, jewelry inspection reminders, and cleaning notifications
  • No annual fee

Card issued by
Comenity Capital Bank

Academy Sports + Outdoors Credit Card


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • 5% off every day purchases online and in-store
  • Free shipping on Academy.com orders of $15 or more
  • No annual fee

Card issued by
Comenity Capital Bank

Buckle Credit Card


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • Rewards
  • Free shipping when enrolled in Buckle Rewards
  • Bonus points events and special offers
  • No annual fee

Card issued by
Comenity Capital Bank

Burlington Credit Card


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • Rewards
  • No annual fee

Card issued by
Comenity Capital Bank

Fleet Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • Rewards
  • No Interest if paid in full within 6 months on in-store purchases of $299 or more
  • No annual fee

Card issued by
Synchrony Bank

Good Sam Rewards Credit Card


FAIR CREDIT

  • Regular purchase APR is 33.24%
  • Rewards
  • No annual fee

Card issued by
Comenity Capital Bank

Petco Pay Credit Card


FAIR CREDIT

  • Regular purchase APR is 34.74%
  • Rewards
  • No annual fee

Card issued by
Comenity Capital Bank

Ann Taylor Credit Card


FAIR CREDIT

  • Regular purchase APR is 35.24%
  • Rewards
  • 15% off first Tuesday every month
  • Birthday reward
  • Free shipping on orders $75+ (excludes AK, HI and PR)
  • No annual fee

Card issued by
Comenity Capital Bank

Lands' End Credit Card


FAIR CREDIT

  • Regular purchase APR is 35.24%
  • Rewards
  • Free standard shipping
  • $50 off a Lands' End credit card order of $100 or more during your birthday month at Lands' End stores or Landsend.com
  • No annual fee

Card issued by
Comenity Capital Bank

Lane Bryant Credit Card


FAIR CREDIT

  • Regular purchase APR is 35.24%
  • $10 reward for every 3,000 points
  • Birthday offer
  • Free standard shipping on qualifying $75 online purchases
  • No annual fee

Card issued by
Comenity Capital Bank

Maurices Credit Card


FAIR CREDIT

  • Regular purchase APR is 35.24%
  • Extra 10% off purchases when you use your card
  • Free shipping
  • Exclusive access to sales and offers
  • $10 off on your birthday
  • No annual fee

Card issued by
Comenity Capital Bank

Sinclair Green Card


FAIR CREDIT

  • Charge card
  • Rewards
  • Use it for any Sinclair purchase
  • No annual fee

Card issued by
Sinclair Oil

Citizens Trust Bank Visa Privilege


FAIR CREDIT

  • Regular purchase APR is 16.99% to 24.99%
  • Annual fee is $25

Card issued by
Citizens Trust Bank

SDCCU Visa Platinum with Fly Miles Plus


FAIR CREDIT

  • Regular purchase APR is 12.99% to 22.99%
  • Rewards
  • Annual fee is waived when total annual purchases exceed $6,000
  • Earn up to 120,000 points in one year per enrolled card
  • No annual fee

Card issued by
San Diego County Credit Union

Merrick Bank Classic Secured Credit Card


FAIR CREDIT

  • Regular purchase APR is 22.70%
  • Annual fee is $36
  • Secured card

Card issued by
Merrick Bank

Merrick Bank Double Your Line Secured Credit Card


FAIR CREDIT

  • Regular purchase APR is 22.70%
  • Deposit $200, which becomes your credit line. Your credit line will double to $400 without another deposit by making at least your minimum payment on time each month for the first 7 months
  • Annual fee is $36
  • Secured card

Card issued by
Merrick Bank

Prosper Card


FAIR CREDIT

  • Regular purchase APR is 24.24% to 35.24%
  • Annual fee waived the first year if you sign up for autopay before your first statement
  • No annual fee the first year, then $39

Card issued by
Coastal Community Bank

Avant Credit Card


FAIR CREDIT

  • Regular purchase APR is 30.24% to 35.24%
  • No annual fee the first year, then $0 to $59

Card issued by
WebBank

Merrick Bank Credit Card


FAIR CREDIT

  • Regular purchase APR is 24.45% to 30.70%
  • If you use your card and make at least your minimum payment on time every month for the first 7 months, your credit line will automatically double
  • No annual fee the first year, then $0 to $72
  • This card may assess setup and maintenance fees. Please review the card agreement.
  • Must receive mail offer to apply

Card issued by
Merrick Bank

Mission Lane Visa


FAIR CREDIT

  • Regular purchase APR is 19.99% to 29.99%
  • Annual fee is $0 to $75

Card issued by
Transportation Alliance Bank

Indigo Mastercard


FAIR CREDIT

  • Regular purchase APR is 24.90%
  • Annual fee the first year is $75, then $99

Card issued by
Celtic Bank

Reflex Mastercard


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Annual fee is $75 to $99
  • This card may assess setup and maintenance fees. Please review the card agreement.

Card issued by
Celtic Bank

Surge Mastercard


FAIR CREDIT

  • Regular purchase APR is 29.99%
  • Annual fee is $75 to $99
  • This card may assess setup and maintenance fees. Please review the card agreement.

Card issued by
Celtic Bank
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