Cards for limited credit are intended for people who either have not yet established a credit history, or who haven’t accessed credit in the last seven to ten years. Secured cards and cards for bad credit are usually options, but there are also other cards marketed to specific consumers (such as students or recent immigrants) that will approve applicants with limited or no credit history.
Showing 102 cards
Bank of America Customized Cash Rewards for Students
LIMITED CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.24% to 28.24%
- 0% APR on balance transfers for 15 months
- 3% cash back in the category of your choice
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- No annual fee
Wescom Bruin Choice Visa
LIMITED CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 18.40% to 28.40%
- 0% APR on balance transfers for 6 months
- 1.5% cash back per $1 spent. 5% cash back per $1 spent on select UCLA purchases
- Earn 5,000 bonus points when you spend $500 within first 3 months
- No annual fee
NJIT EDU
LIMITED CREDIT
- Regular purchase APR is 23.24%
- 1% cash back on all purchases
- Get one free year of Amazon Prime Student when you make purchases totaling $500 or more within the first three statements after card issuance
- No annual fee
- New applications are being paused temporarily due to card updates
Card issued by
Celtic Bank
Upgrade Card
LIMITED CREDIT
- Regular purchase APR is 14.99% to 29.99%
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Sallie Mae Accelerate
LIMITED CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.99% to 29.99%
- 0% APR on balance transfers for 15 months
- Redeem 2% cash back to help pay down any student loan, or 1.5% for everything else
- No annual fee
- You must have received a personal offer code via mail or email to apply for this card
Sallie Mae Evolve
LIMITED CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.99% to 29.99%
- 0% APR on balance transfers for 15 months
- Earn 2% cash back on your two highest spending eligible categories per month, and earn 1.5% on everything else
- No annual fee
- You must have received a personal offer code via mail or email to apply for this card
Sallie Mae Ignite
LIMITED CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.99% to 29.99%
- 0% APR on balance transfers for 6 months
- Earn unlimited 1% cash back on every purchase. Get a 25% bonus on base cash back rewards after six consecutive on-time payments
- No annual fee
- You must have received a personal offer code via mail or email to apply for this card
Discover it Student Cash Back
LIMITED CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 18.24% to 27.24%
- Earn 5% cash back on everyday purchases at different places each quarter. 1% cash back on all other purchases
- Discover will automatically match all the cash back you've earned at the end of your first year
- No annual fee
Discover it Student Chrome
LIMITED CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 18.24% to 27.24%
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% cash back on all other purchases
- Discover will automatically match all the cash back you've earned at the end of your first year
- No annual fee
Deserve EDU
LIMITED CREDIT
- Regular purchase APR is 23.74%
- Includes Amazon Prime Student for one year
- No annual fee
- New applications are being paused temporarily due to card updates
Card issued by
Celtic Bank
Chase Freedom Rise
Bank of America Customized Cash Rewards Secured
LIMITED CREDIT
- Regular purchase APR is 28.24%
- 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases
- Unlimited 1% cash back on all other purchases
- You'll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- No annual fee
- Secured card
Bank of America Unlimited Cash Rewards Secured
Discover it Secured
LIMITED CREDIT
- Regular purchase APR is 28.24%
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% cash back on all other purchases
- With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
- After 7 months, there will be automatic monthly account reviews to see if you qualify to convert to an unsecured card and get your deposit back
- No annual fee
- Secured card
Business Advantage Unlimited Cash Rewards Secured
Credit One Secured Card
U.S. Bank Cash+ Secured Visa Card
LIMITED CREDIT
- Regular purchase APR is 29.99%
- 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose. 2% cash back on eligible purchases in your choice of one everyday category. 1% cash back on all other eligible purchases
- No annual fee
- Secured card
Truist Enjoy Cash Secured
First Citizens Secured Cash Back Credit Card
TD Cash Secured
Revvi
LIMITED CREDIT
- Regular purchase APR is 35.99%
- 1% cash back rewards provided on the amount of payments applied to your card
- Annual fee the first year is $75, then $48
- This card may assess setup and maintenance fees. Please review the card agreement.
- Must have a checking account for approval. Must pay an $89 program fee to open card account
- Card may not be used at automated fuel pumps, for online gambling transactions, or anywhere outside the United States
Petal 1 Rise Visa
OneMain Financial Brightway Mastercard
Platinum Visa for Rebuilding Credit
Vegas Golden Knights Credit Card
LIMITED CREDIT
- Regular purchase APR is 28.99%
- Get 1% cash back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services
- Get access to deals, discounts, and experiences for Vegas Golden Knights fans
- No annual fee the first year, then $0 to $99
WWE Credit Card
Amazon Secured Card
Patelco Pure Secured Mastercard
Sound Select Secured
East West Bank Secured Credit Card
Advantis Start
SchoolsFirst FCU Share Secured Mastercard
Gesa Wise Secured Card
First Tech Platinum Secured Mastercard
RCU Visa Credit Builder
Golden 1 Member First Card
Cadence Bank Secured Mastercard
Affinity Secured Visa
BankAmericard for Students
Ocean Bank Platinum
SDFCU Savings Secured Platinum Rewards
American Eagle FCU Secured Visa
Navy Federal nRewards Secured
LIMITED CREDIT
- Regular purchase APR is 18.00%
- Rewards
- Card may be issued on either the Visa or Mastercard networks
- 1X points per dollar spent
- After 3 months, you could be eligible for an upgrade that provides you additional credit without an additional security deposit
- After 6 months, your account will be reviewed monthly to see if you’re eligible to have your savings account hold removed and your credit card account upgraded to a cashRewards unsecured card
- No annual fee
- Secured card
USALLIANCE Visa Secured
VyStar Savings Secured Visa
Advantis Secured
X1 Card
LIMITED CREDIT
- Regular purchase APR is 20.24% to 29.99%
- Rewards
- 2X points on every purchase regardless of category. 3X points for the entire year if you spend $15,000. 4X, 5X, and even 10X points for every invited friend who gets a card
- Shop in the X1 app and earn up to 10X points at leading online stores
- Activate boosts on your everyday spending to earn even more points
- Credit limits up to 5X higher than traditional cards
- No annual fee
- The X1 Card application weighs your income more heavily than your credit score. You may be required to allow access to your bank account via a third-party service such as Plaid in order to be approved
First Horizon Bank Secured Visa
M&T Secured Credit Card
Citizens Trust Bank Visa Classic Secured
Arrowhead Share-Secured Visa
FNBO Secured Visa Credit Card
LIMITED CREDIT
- Regular purchase APR is 25.49%
- Qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments
- You may be able to get your deposit back in as little as 11 months when you maintain a good payment history
- No annual fee
- Secured card
BankAmericard Secured
Citi Secured Mastercard
USAA Secured American Express Credit Card
USAA Secured Visa Platinum Credit Card
Key Secured Credit Card
Simmons Bank Foundation Visa
Associated Bank Secured Visa Credit Card
U.S. Bank Secured Visa Card
OpenSky Plus Secured Visa
U.S. Bank Altitude Go Secured Visa Signature Card
Platinum Secured
Tomo Credit Card
LIMITED CREDIT
- Charge card
- Spending power ranges from $100 - $10,000
- 7-day automatic payment feature
- No credit history required
- No annual fee
- The Tomo card uses third-party service providers such as Plaid to integrate your bank account and access data like your current balance
MidFirst Bank Secured Credit Card
SDCCU Share Secured Visa Classic
Fifth Third Secured Card
First Commonwealth Secured Credit Card
Kinecta MyPlan Secured
First Progress Platinum Elite Secured
Regions Explore Visa Credit Card
OpenSky Secured Visa
First Latitude Platinum Secured
Merrick Bank Classic Secured Credit Card
Merrick Bank Double Your Line Secured Credit Card
UNITY Visa Secured Card
First Progress Platinum Select Secured
Prosper Card
Academy Bank Credit Builder Secured Visa
Applied Bank Secured Visa Gold Preferred
First Access Card
LIMITED CREDIT
- Regular purchase APR is 35.99%
- Annual fee the first year is $75, then $48
- This card may assess setup and maintenance fees. Please review the card agreement.
- Card may not be used at automated fuel pumps, for gambling transactions, or at merchants outside the United States
First Digital Card
LIMITED CREDIT
- Regular purchase APR is 35.99%
- Annual fee the first year is $75, then $48
- This card may assess setup and maintenance fees. Please review the card agreement.
- Card may not be used at automated fuel pumps, for gambling transactions, or at merchants outside the United States
Total Card Visa
LIMITED CREDIT
- Regular purchase APR is 35.99%
- Annual fee the first year is $75, then $48
- This card may assess setup and maintenance fees. Please review the card agreement.
- Must have a checking account for approval. Must pay an $89 program fee to open card account
- Card may not be used at automated fuel pumps, for online gambling transactions, or anywhere outside the United States
First Progress Platinum Prestige Secured
Assent Card
Commerce Bank Secured Visa
Oportun Visa
PREMIER Bankcard Secured Credit Card
1st Financial Bank USA Visa Gold Card
Avant Credit Card
Blaze Mastercard
Indigo Mastercard
Destiny Mastercard
FIT Mastercard
Reflex Mastercard
Cerulean Mastercard
LIMITED CREDIT
- Regular purchase APR is 29.99% to 35.90%
- Initial credit limit ranges from $300 to $1,000. Your initial credit limit will double if you make the first six monthly minimum payments on time
- Annual fee is $99
- This card may assess setup and maintenance fees. Please review the card agreement.
- Must have received offer to apply
Verve Mastercard
LIMITED CREDIT
- Regular purchase APR is 29.99% to 35.90%
- Initial credit limit ranges from $300 to $1,000. Your initial credit limit will double if you make the first six monthly minimum payments on time
- Annual fee is $75 to $99
- This card may assess setup and maintenance fees. Please review the card agreement.
- Must have received offer to apply
