Credit unions are nonprofit financial cooperatives, so credit union credit cards typically offer lower rates and fees than cards issued by commercial banks. While credit unions require membership, they usually offer many different ways to qualify, and some are open to everyone. If you are interested in a particular credit union card, be sure to review their eligibility requirements if you aren’t already a member.
Showing 117 cards
Star One Visa Platinum Best Rate
- Regular purchase APR is 7.75% to 13.75%
- No annual fee
Star One Visa Signature Rewards
- Regular purchase APR is 8.75%
- Rewards
- Earn 1.5 rewards points on every dollar spent
- TSA PreCheck or Global Entry five-year membership for each cardholder
- No annual fee
Star One Visa Platinum Rewards
- Regular purchase APR is 8.75% to 12.75%
- Rewards
- Earn 1 point for every dollar spent
- No annual fee
RCU Visa Platinum
- Regular purchase APR is 8.99% to 21.00%
- Rewards
- Earn 1X reward points per $1 spent
- No annual fee
Mission Fed Preferred Platinum
- Regular purchase APR is 9.90% to 16.90%
- Get a $200 cash bonus when you make $1,000 in purchases in the first 90 days
- 1.99% intro APR for 12 months on purchases posted within the first 90 days
- No annual fee
Mission Fed Preferred Platinum Rewards
- Regular purchase APR is 10.90% to 17.90%
- Rewards
- Get 20,000 bonus points when you make $1,000 in purchases in the first 90 days
- 1.99% intro APR for 12 months on purchases posted within the first 90 days
- Earn 1x points for every $1 in purchases
- No annual fee
Abound Visa Classic
- Regular purchase APR is 10.99% to 18.00%
- No annual fee
Patelco Pure Secured Mastercard
- Regular purchase APR is 11.20%
- No annual fee
- Secured card
Navy Federal Platinum
- Regular purchase APR is 11.24% to 18.00%
- Card may be issued on either the Visa or Mastercard networks
- No annual fee
Patelco Pure Mastercard
- Regular purchase APR is 11.50% to 18.70%
- 0% APR on balance transfers for 6 months
- No annual fee
SchoolsFirst FCU School Employee Mastercard
- Regular purchase APR is 11.75% to 17.90%
- Earn 1.5% cash back on all purchases, deposited into your Summer Saver account. Get 2% back on gas and groceries
- Make interest-only payments during the summer
- Skip your December billing cycle payment without impacting your credit score
- Automatically lower your rate by 0.50% for every year you make on-time payments
- No annual fee
Sound Select
- Regular purchase APR is 12.20% to 23.20%
- No annual fee
Sound Select Secured
- Regular purchase APR is 12.20% to 23.20%
- No annual fee
- Secured card
First Tech Odyssey Rewards World Elite Mastercard
- Regular purchase APR is 12.24% to 18.00%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 30,000 bonus rewards points when you spend $3,000 in the first 90 days
- Global concierge services
- Up to $100,000 credit limit
- No annual fee the first year, then $75
First Tech Platinum Mastercard
- Regular purchase APR is 12.24% to 18.00%
- 0% APR on balance transfers for 12 months
- No annual fee
SDFCU Platinum Rewards
- Regular purchase APR is 12.24% to 18.00%
- Rewards
- Earn 1 Flexpoints Rewards point for every $1 spent
- No annual fee
Redstone Visa Traditional
- 0% APR on purchases for 6 months
- Regular purchase APR is 12.25% to 18.00%
- 0% APR on balance transfers for 6 months
- This card is available with either fixed or variable APR
- No annual fee
NASA Federal Visa Classic
- Regular purchase APR is 12.40% to 17.99%
- No annual fee
RBFCU Premier Rate Mastercard
- Regular purchase APR is 12.70% to 18.00%
- No annual fee
Security Service Power Credit Card
- Regular purchase APR is 12.74% to 18.00%
- No annual fee
SDCCU Cash Rewards Visa Platinum
- Regular purchase APR is 12.99% to 22.99%
- Earn unlimited 1% cash back
- No annual fee
SDCCU Visa Platinum
- Regular purchase APR is 12.99% to 22.99%
- No annual fee
SDCCU Visa Platinum with Fly Miles Plus
- Regular purchase APR is 12.99% to 22.99%
- Rewards
- Annual fee is waived when total annual purchases exceed $6,000
- Earn up to 120,000 points in one year per enrolled card
- No annual fee
SECU Visa
- Regular purchase APR is 13.00%
- No annual fee
Golden 1 Member Rate Advantage
- Regular purchase APR is 13.04% to 19.04%
- No annual fee
Patelco Points Rewards World Mastercard
- Regular purchase APR is 13.15% to 21.65%
- Rewards
- Get 20,000 extra points when you spend $1,500 in the first 3 months
- Access to Priceless Cities, luxury hotels and resorts, and personal travel and airport services
- No annual fee
Patelco Progress Student Rewards Mastercard
- Regular purchase APR is 13.15% to 21.65%
- Rewards
- 2 points for every $1 in school and grocery purchases. 1 point per $1 for all other purchases
- No annual fee
Numerica Visa Platinum
- Regular purchase APR is 13.24% to 17.90%
- Rewards
- Earn one point for every dollar spent
- No annual fee
First Tech Platinum Rewards Mastercard
- Regular purchase APR is 13.24% to 18.00%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 10,000 bonus rewards points when you spend $2,000 in the first 60 days
- Earn 1 point for every dollar spent on everyday purchases
- No annual fee
Kinecta MyPower
- Regular purchase APR is 13.24% to 18.00%
- No annual fee
Advantis Platinum
- Regular purchase APR is 13.24% to 22.24%
- No annual fee
Advantis Start
- Regular purchase APR is 13.24% to 22.24%
- Credit limit from $250 to $2,500
- Part of the Advantis Start Financial Program, which offers special accounts, learning, and advice for teens, young adults, and members new to loans
- No annual fee
BECU Visa
- 0% APR on purchases for 12 months
- Regular purchase APR is 13.24% to 25.24%
- 0% APR on balance transfers for 12 months
- No annual fee
Neighborhood CU Visa Platinum
- 0% APR on purchases for 6 months
- Regular purchase APR is 13.25% to 18.00%
- 0% APR on balance transfers for 6 months
- No annual fee
Bethpage Low Rate Credit Card
- Regular purchase APR is 13.40% to 18.00%
- No annual fee
- Introductory 2.99% to 4.99% APR for 12 months from account opening on purchases and balance transfers, based on your credit worthiness
Logix Platinum Mastercard
- 0% APR on purchases for 6 months
- Regular purchase APR is 13.49% to 17.99%
- No annual fee
- Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
- Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness
First Tech Choice Rewards World Mastercard
- Regular purchase APR is 13.50% to 18.00%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
- No annual fee
SchoolsFirst FCU Inspire Mastercard
- 0% APR on purchases for 6 months
- Regular purchase APR is 13.75% to 17.90%
- 0% APR on balance transfers for 6 months
- No annual fee
Affinity Premium
- Regular purchase APR is 13.85% to 18.00%
- No annual fee
SchoolsFirst FCU Share Secured Mastercard
- Regular purchase APR is 13.90%
- No annual fee
- Secured card
BrightStar Educator Rewards Visa Platinum
- 0% APR on purchases for 12 months
- Regular purchase APR is 13.99% to 18.00%
- Rewards
- Earn points towards gift cards, cash back, travel rewards and more
- No annual fee
BrightStar Visa Platinum
- 0% APR on purchases for 6 months
- Regular purchase APR is 13.99% to 18.00%
- No annual fee
USALLIANCE Visa Classic
- Regular purchase APR is 13.99% to 18.00%
- Earn a $50 statement credit when you open a USALLIANCE Visa Classic Credit Card and make your first purchase
- No annual fee
TwinStar Platinum Visa
- Regular purchase APR is 14.00%
- 1.90% intro purchase APR for the first 6 months
- No annual fee
Sound Cash Back
- Regular purchase APR is 14.20% to 24.20%
- Get 1.5% cash back on purchases
- No annual fee
Sound Rewards
- Regular purchase APR is 14.20% to 24.20%
- Rewards
- Get 10,000 Sound Rewards points when you open your new card account
- Earn one Sound Rewards point with every $1 spent
- No annual fee
Navy Federal GO REWARDS
- Regular purchase APR is 14.24% to 18.00%
- Rewards
- Earn 10,000 bonus points when you spend $1,000 in the first 90 days
- 1.99% intro APR on purchases for 6 months from account opening
- Card may be issued on either the Visa or Mastercard networks
- No annual fee
Gesa Wise Card
- Regular purchase APR is 14.24% to 25.99%
- 0% APR on balance transfers for 6 months
- No annual fee
Gesa Wise Secured Card
- Regular purchase APR is 14.24% to 25.99%
- 0% APR on balance transfers for 6 months
- No annual fee
- Secured card
BECU Business Visa
- Regular purchase APR is 14.24% to 26.24%
- No annual fee
First Tech Platinum Secured Mastercard
- Regular purchase APR is 14.25% to 18.00%
- Rewards
- Earn 1 rewards point for every dollar spent on your everyday purchases
- No annual fee
- Secured card
Navy Federal GO BIZ Rewards
- Regular purchase APR is 14.40% to 18.00%
- Card may be issued on either the Visa or Mastercard networks
- 1X points per dollar spent
- No annual fee
Wescom Active Visa
- 0% APR on purchases for 12 months
- Regular purchase APR is 14.40% to 24.40%
- 0% APR on balance transfers for 12 months
- No annual fee
SDFCU Premium Cash Back+
- Regular purchase APR is 14.49% to 18.00%
- Earn 2% cash back on qualifying purchases
- Introductory bonus of $200 if you spend $3,000 in the first 90 days
- No annual fee
NASA Federal Visa Platinum Advantage Rewards
- Regular purchase APR is 14.65% to 17.99%
- Rewards
- Earn 1 point for every $1 you spend
- Earn extra points at selected in-store and online merchants
- No annual fee
RCU Visa Credit Builder
- Regular purchase APR is 14.74% to 21.00%
- Rewards
- Earn 1X reward points per $1 spent
- No annual fee
- RCU issues secured and unsecured versions of this card. Check with the credit union regarding the deposit requirements for the secured card
American Eagle FCU Platinum Visa
- Regular purchase APR is 14.90% to 18.00%
- No annual fee
Navy Federal cashRewards
- Regular purchase APR is 14.90% to 18.00%
- Up to 1.75% cash back on all purchases
- Earn $200 bonus cash back when you spend $1,500 within 90 days of account opening
- No annual fee
Navy Federal More Rewards American Express Card
- Regular purchase APR is 14.90% to 18.00%
- Rewards
- Earn 20,000 bonus points when you spend $1,500 within 90 days of account opening
- Get a 1.99% intro APR for 12 months from account opening on purchases
- No annual fee
BrightStar Business Elite Rewards
- 0% APR on purchases for 12 months
- Regular purchase APR is 14.99% to 18.00%
- Rewards
- Earn reward points for gift cards, cash back, travel rewards and more
- No annual fee
SDCCU Share Secured Visa Classic
- Regular purchase APR is 15.00%
- Secured by a portion of the shares you have on deposit at SDCCU in an amount equal to 120% of your approved credit limit
- Annual fee is $20
- Secured card
TwinStar Visa Platinum Rewards
- Regular purchase APR is 15.00%
- Rewards
- 1.90% intro purchase APR for the first 6 months
- Earn rewards with every eligible purchase
- Annual fee is $25
SchoolsFirst FCU Rewards Mastercard
- Regular purchase APR is 15.00% to 17.90%
- Rewards
- Get 10,000 points just for opening a card
- Earn 1.5 points for every $1 spent. 2 points per $1 spent on gas and groceries
- Get 5% back on HelloFresh purchases
- Receive a $5 Lyft credit for every three rides taken in a calendar month
- DoorDash discounts
- No annual fee
Golden 1 Member First Card
- Regular purchase APR is 15.04%
- No annual fee
- Secured card
Kinecta MyPerks
- Regular purchase APR is 15.24% to 18.00%
- 3% cash back on gas. 2% cash back on groceries. 1% cash back on everything else
- Get $200 after spending $3500 within 90 days
- Up to 20% annual relationship bonus
- No annual fee
Navy Federal Visa Signature Flagship Rewards
- Regular purchase APR is 15.24% to 18.00%
- Rewards
- Earn 35,000 bonus points when you spend $3,000 within 90 days of opening your account. Plus, you’ll get a year of free Amazon Prime
- Receive statement credits (up to $100) for Global Entry or TSA Pre-Check
- Get a 1.99% intro APR on purchases for 9 months from when you open the account
- Annual fee is $49
Advantis Signature Cashback Rewards
- Regular purchase APR is 15.24% to 23.99%
- Earn unlimited 1.5% cash back on every purchase
- No annual fee
Alliant Visa Platinum
- 0% APR on purchases for 12 months
- Regular purchase APR is 15.24% to 27.24%
- 0% APR on balance transfers for 12 months
- 0% to 5.99% introductory APR for 12 months from the date of account opening based on your creditworthiness
- No annual fee
Arrowhead Visa
- Regular purchase APR is 15.24% to 30.24%
- No annual fee
VyStar Platinum Visa
- Regular purchase APR is 15.35% to 18.00%
- No annual fee
Abound Visa Platinum
- Regular purchase APR is 15.50% to 18.00%
- 5% cash back on gas and in quarterly rotating categories. 1% cash back on all other purchases
- No annual fee
Affinity Secured Visa
- Regular purchase APR is 15.85%
- No annual fee
- Secured card
American Eagle FCU Signature Visa
- Regular purchase APR is 15.90% to 18.00%
- 0% APR on balance transfers for 12 months
- Rewards
- 2.99% Introductory APR for the first 12 months after account opening
- Earn points on every purchase
- No annual fee
RCU Visa Signature
- Regular purchase APR is 15.99% to 17.99%
- Rewards
- Earn 1.5x reward points per $1 spent
- No annual fee
BrightStar Visa Platinum Cash Rewards
- 0% APR on purchases for 6 months
- Regular purchase APR is 15.99% to 18.00%
- 0% APR on balance transfers for 12 months
- Earn 1.5% cash rewards on all purchases
- No annual fee
SDCCU Visa Signature
- Regular purchase APR is 15.99% to 25.99%
- Rewards
- Earn a 10,000-point bonus when you spend $3,000 in the first 90 days
- Earn unlimited 2 Signature Rewards points per $1 spent
- No annual fee the first year, then $89
TwinStar Visa Classic
- Regular purchase APR is 16.00%
- 1.90% intro purchase APR for the first 6 months
- No annual fee
Advantis Business Cashback Rewards
- Regular purchase APR is 16.24% to 23.99%
- Earn unlimited 2% cashback on every purchase
- No annual fee
BECU Cash Back Visa
- Regular purchase APR is 16.24% to 27.24%
- 1.5% unlimited cash back on purchases
- Earn a $300 cash back bonus after you spend $3,000 on purchases in the first 3 months of account opening
- No annual fee
Security Service Power Travel Rewards Credit Card
- 0% APR on purchases for 6 months
- Regular purchase APR is 16.25% to 17.25%
- 0% APR on balance transfers for 6 months
- Rewards
- Earn 20,000 Bonus Points1 after spending $1,200 within 90 days of account opening
- Earn a 10% annual point bonus on account anniversary date
- No annual fee
AFFCU Visa Platinum Card
- Regular purchase APR is 16.25% to 18.00%
- 1 CURewards point for every $1 spent
- No annual fee
Neighborhood CU Visa Signature Cash Rewards
- Regular purchase APR is 16.25% to 18.00%
- Earn 1.5% cash back on all of your purchases
- No annual fee
Bethpage Cash Back Credit Card
- Regular purchase APR is 16.40% to 18.00%
- Earn 0.50% cash back on month-end purchase balances between $1.00 and $4,000. Net purchases over $4,000 earn 1% cash back
- No annual fee
- Introductory 2.99% to 4.99% APR for 12 months from account opening on purchases and balance transfers, based on your credit worthiness
Bethpage Rewards Points Credit Card
- Regular purchase APR is 16.40% to 18.00%
- Rewards
- Earn 1 point for every $1 spent
- No annual fee
Wescom MyRewards Visa
- 0% APR on purchases for 6 months
- Regular purchase APR is 16.40% to 26.40%
- 0% APR on balance transfers for 6 months
- 1.5% cash back per $1 spent
- Earn 10,000 bonus points when you spend $2,500 within first 3 months
- No annual fee
BECU Business Visa with Cash Rewards
- Regular purchase APR is 16.74% to 28.74%
- Get 1.5% cash back on all purchases
- No annual fee
American Eagle FCU Platinum Rewards Visa
- Regular purchase APR is 16.90% to 18.00%
- 0% APR on balance transfers for 12 months
- Rewards
- 2.99% Introductory APR for the first 12 months
- Earn points on every purchase
- No annual fee
Security Service Power Cash Back Credit Card
- Regular purchase APR is 16.95% to 18.00%
- Earn unlimited 1.5% cash back on every purchase
- Earn $100 cash back when you spend $500 within 90 days of account opening
- No annual fee
Golden 1 Member Cash Rewards+
- Regular purchase APR is 17.04% to 23.04%
- 4% cash back on gas. 3% cash back on groceries, restaurants, and food delivery. 1% back on everything else
- No annual fee
SDFCU Savings Secured Platinum Rewards
- Regular purchase APR is 17.24%
- Rewards
- Earn 1 Flexpoints Rewards point for every $1 spent
- No annual fee
- Secured card
Numerica Visa Luna
- Regular purchase APR is 17.24% to 17.90%
- 1.5% cash back on all purchases
- Annual fee is $29
Alliant Cashback Visa Signature
- Regular purchase APR is 17.24% to 27.24%
- Tier One: 2.5% cash back on the first $10,000 of qualifying eligible purchases per billing cycle, 1.5% cash back thereafter. Tier Two: 1.5% cash back on all qualifying eligible purchases
- No annual fee
Affinity Pure Rewards
- Regular purchase APR is 17.25% to 18.00%
- Rewards
- Earn 5,000 bonus points when you make $10,000 in purchases within 12 months of account opening
- Earn 1 point per $1 spent on all purchases.
- No annual fee
Affinity RBNY Rewards
- Regular purchase APR is 17.25% to 18.00%
- Rewards
- Get 3,500 bonus points when you make your first purchase of any amount. Get 15,000 points after you spend $2,500 in the first 90 days
- No annual fee
Redstone Visa Signature
- Regular purchase APR is 17.25% to 18.00%
- 0% APR on balance transfers for 6 months
- 5% cash back rewards on gas and dining. 3% back on groceries, at discount stores and wholesale clubs, and on utilities, cable, phone and streaming services. 1.5% back on all other purchases
- Earn $150 in cash back rewards when you spend $3,000 within the first 90 days
- No annual fee
VyStar Visa Signature Cash Back
- Regular purchase APR is 17.75%
- 3% cash back for gas. 2% for grocery purchases. 1% on everything else
- No annual fee
VyStar Visa Signature Rewards
- Regular purchase APR is 17.75%
- Rewards
- 1 point for every $1 spent on other qualified purchases
- No annual fee
Affinity Cash Rewards
- Regular purchase APR is 17.75% to 18.00%
- Get 5% cash back at Amazon and bookstores, 2% cash back on dining, groceries, gas, streaming, and ridesharing, and 1% cash back on all other purchases
- Earn a $150 cash back bonus when you spend $3,000 within the first 90 days
- No annual fee
Logix Platinum Rewards Mastercard
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.99%
- Rewards
- Earn 10,000 bonus points when you spend $2,500 the first 90 days
- Earn 1.5, 2 or even 3 points per dollar with your Logix Relationship Rewards status
- No annual fee
- Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
- Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness
NASA Federal Visa Platinum Cash Rewards
- Regular purchase APR is 17.99%
- Earn 1.5% cash back on every purchase you make
- No annual fee
PenFed Gold Visa
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.99%
- 0% APR on balance transfers for 15 months
- No annual fee
PenFed Pathfinder Rewards
- Regular purchase APR is 17.99%
- 0% APR on balance transfers for 12 months
- Rewards
- 50,000 bonus points when you spend $3000 in the first 90 days
- Annual fee waived for existing PenFed Honors Advantage Members
- $100 annual domestic air ancillary travel statement credit
- $100 Global Entry or $85 TSA Pre-check statement credit
- Complimentary Priority Pass airport lounge annual membership
- Annual fee is $95
PenFed Platinum Rewards
- Regular purchase APR is 17.99%
- 0% APR on balance transfers for 12 months
- Rewards
- 15,000 bonus points when you spend $1,500 in first 90 days
- No annual fee
PenFed Power Cash Rewards
- Regular purchase APR is 17.99%
- 0% APR on balance transfers for 12 months
- 2% cash back on all purchases for PenFed Honors Advantage Members, 1.5% cash back on all purchases
- $100 statement credit when you spend $1,500 in the first 90 days,
- No annual fee
USALLIANCE Visa Signature
- Regular purchase APR is 17.99% to 18.00%
- Rewards
- Earn 3 points for every dollar spent on qualifying purchases
- No annual fee
American Eagle FCU Secured Visa
- Regular purchase APR is 18.00%
- No annual fee
- Secured card
Kinecta MyPlan Secured
- Regular purchase APR is 18.00%
- Annual fee is $25
- Secured card
Navy Federal nRewards Secured
- Regular purchase APR is 18.00%
- Rewards
- Card may be issued on either the Visa or Mastercard networks
- 1X points per dollar spent
- After 3 months, you could be eligible for an upgrade that provides you additional credit without an additional security deposit
- After 6 months, your account will be reviewed monthly to see if you’re eligible to have your savings account hold removed and your credit card account upgraded to a cashRewards unsecured card
- No annual fee
- Secured card
RBFCU World Cash Back Mastercard
- Regular purchase APR is 18.00%
- Earn unlimited 2% cash back on all purchases
- No annual fee
Security Service Power Rewards Credit Card
- Regular purchase APR is 18.00%
- Rewards
- Earn 1 point for every $1 spent on all purchases
- No annual fee
USALLIANCE Visa Secured
- Regular purchase APR is 18.00%
- No annual fee
- Secured card
VyStar Savings Secured Visa
- Regular purchase APR is 18.00%
- No annual fee
- Secured card
Wescom Bruin Choice Visa
- 0% APR on purchases for 6 months
- Regular purchase APR is 18.40% to 28.40%
- 0% APR on balance transfers for 6 months
- 1.5% cash back per $1 spent. 5% cash back per $1 spent on select UCLA purchases
- Earn 5,000 bonus points when you spend $500 within first 3 months
- No annual fee
Wescom Bruin Edge Visa
- 0% APR on purchases for 6 months
- Regular purchase APR is 18.40% to 28.40%
- 0% APR on balance transfers for 6 months
- 1.5% cash back per $1 spent. 5% cash back per $1 spent on select UCLA purchases
- Earn 50,000 bonus points when you spend $2,500 within first 3 months
- No annual fee
Gesa Cash Rewards Card
- Regular purchase APR is 18.49% to 28.99%
- 0% APR on balance transfers for 6 months
- 1.50% unlimited cash back on all purchases
- Receive $100 bonus cash back after $1,000 in qualified purchases within the first 90 days after account opening
- No annual fee
Advantis Secured
- Regular purchase APR is 20.24%
- No annual fee
- Secured card
Arrowhead Share-Secured Visa
- Regular purchase APR is 23.24%
- No annual fee
- Secured card
