Several credit cards offer cash back or points at home improvement stores, and often on home furnishings as well. Renovators, new homeowners, and frequent sprucer-uppers can get the most out of their budget by choosing the right card to make home improvement purchases.
Showing 14 cards
Upgrade Triple Cash Rewards
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IMPROVEMENT
REWARDS
- 3% cash back on payments when you make home improvement and home furnishings purchases
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- No annual fee
- Regular purchase APR is 14.99% to 29.99%
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Huntington Voice Business Credit Card
Huntington Voice Rewards Credit Card
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IMPROVEMENT
REWARDS
- Earn 3X points at home improvement stores (if selected category)
- Earn 3X points in a category of your choice and 1X points on all other purchases
- Change your rewards category every quarter as needed
- No annual fee
- Regular purchase APR is 17.24% to 29.24%
Bank of America Customized Cash Rewards
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IMPROVEMENT
REWARDS
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back up to the quarterly maximum
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- No annual fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
Bank of America Customized Cash Rewards for Students
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IMPROVEMENT
REWARDS
- 3% cash back on home improvement and furnishings, if category of choice
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- Bank of America Preferred Rewards members earn 25%-75% more cash back on every purchase
- No annual fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
Susan G. Komen Customized Cash Rewards Credit Card
HOME
IMPROVEMENT
REWARDS
- 3% cash back on home improvement and furnishings, if category of choice
- 6% cash back in the category of your choice for the first year. Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- No annual fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
Citi Custom Cash
U.S. Bank Cash+ Visa Signature Card
HOME
IMPROVEMENT
REWARDS
- 5% cash back at furniture stores, if category of choice (cap applies)
- Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening
- Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall
- No annual fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 19.74% to 29.74%
Choice Privileges Mastercard
HOME
IMPROVEMENT
REWARDS
- 3X points on purchases at home improvement stores
- Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months
- Automatic Gold Elite membership. Receive 10 Elite night credits qualifying for at least Gold level status each calendar year
- Earn 10% bonus points every time you book a qualifying stay at Choice hotels
- No annual fee
- Regular purchase APR is 19.99% to 28.74%
Choice Privileges Select Mastercard
HOME
IMPROVEMENT
REWARDS
- 5X points on purchases at home improvement stores
- Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months
- Automatic Platinum Elite membership. Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year
- Earn 25% bonus points every time you book and stay at a qualifying Choice hotel
- Earn 30,000 bonus points every account anniversary
- Enroll in a Trusted Traveler Program (such as Global Entry or TSA PreCheck) and receive one statement credit up to $120 every four years
- No annual fee the first year, then $95
- Regular purchase APR is 19.99% to 28.74%
Explorewards Visa
HOME
IMPROVEMENT
REWARDS
- 2 points per every $1 spent at home improvement retailers
- 5,000 bonus points redeemable for a $50 gift card when you spend $500 outside Sportsman’s Warehouse within 120 days of account opening
- Exclusive deals and special offers
- No annual fee
- Regular purchase APR is 20.49% to 29.49%
U.S. Bank Business Leverage Visa Signature Card
HOME
IMPROVEMENT
REWARDS
- 2% cash back on home improvement and furnishings, if top spend category
- Earn $750 in rewards when you spend $7,500 in eligible purchases within the first 120 days of opening your account
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
- No annual fee the first year, then $95
- Regular purchase APR is 21.24% to 26.24%
Bank of America Customized Cash Rewards Secured
HOME
IMPROVEMENT
REWARDS
- 3% cash back on home improvement and furnishings, if category of choice
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum
- No annual fee
- Regular purchase APR is 27.74%
- Secured card
