Retail Rewards Credit Cards

Retail rewards credit cards earn points or cash back with a specific retailer when you use your card. These cards are typically cobranded major credit cards, but many closed loop store cards offer rewards as well. Retail rewards cards also tend to offer related shopping perks such as first purchase discounts, access to exclusive offers, free shipping, and special financing on large purchases.

Showing 120 cards

Amazon Secured Card

RETAIL
REWARDS

  • 2% back on Amazon purchases (with an eligible Prime membership)
  • No annual fee
  • Regular purchase APR is 10.00%
  • Secured card

Abound Visa Platinum

RETAIL
REWARDS

  • 5% cash back on Amazon purchases October through December
  • No annual fee
  • Regular purchase APR is 15.50% to 18.00%

Affinity Cash Rewards

RETAIL
REWARDS

  • 5% cash back at Amazon and bookstores
  • Earn a $150 cash back bonus when you spend $3,000 within the first 90 days
  • No annual fee
  • Regular purchase APR is 17.75% to 18.00%

Walmart Rewards Mastercard

RETAIL
REWARDS

  • 2% cash back In Walmart stores
  • Earn 5% cash back in Walmart stores for the first 12 months after approval when you use your card with Walmart Pay
  • No annual fee
  • Regular purchase APR is 17.99% to 29.74%

REI Co-op Mastercard

RETAIL
REWARDS

  • Earn 5% in rewards on REI Co-op purchases. Earn 1.5% in rewards on all other purchases
  • Earn a $100 REI gift card when you make your first purchase outside of REI within the first 60 days
  • $50 annual credit toward REI Co-op Experiences
  • Double card rewards during the REI Co-op annual event
  • No annual fee
  • Regular purchase APR is 18.99% to 29.99%

PlayStation Visa

RETAIL
REWARDS

  • Earn 5X points on purchases of PlayStation and Sony products at PlayStation Store and at authorized retailers. 3X points on cable and internet. 2X points on dining. 1X points on everything else
  • Earn a $100 statement credit when you spend $400 within 60 days
  • No annual fee
  • Regular purchase APR is 19.24% to 27.99%

Barnes & Noble Mastercard

RETAIL
REWARDS

  • Get 5% back on all Barnes & Noble purchases. Earn 2x points for every $1 spent at restaurants. Earn 1x points for every $1 spent on all other purchases
  • Earn a $25 Barnes & Noble gift card after your first purchase or balance transfer
  • Automatically receive a $25 Barnes & Noble gift card every time you earn 2,500 points
  • Earn 12 months of Barnes & Noble Membership if you spend $7,500 per year on eligible purchases
  • No annual fee
  • Regular purchase APR is 19.24% to 30.24%

Amazon Business Card

RETAIL
REWARDS

  • 3% back or 60-day terms on select US purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market. Terms and cap apply
  • Get a $100 Amazon gift card upon approval for the Amazon Business American Express Card
  • No annual fee
  • Regular purchase APR is 19.49% to 27.49%

Amazon Business Prime Card

RETAIL
REWARDS

  • 5% back or 90-day terms on select US purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market. Terms and cap apply
  • Get a $125 Amazon gift card upon approval for the Amazon Business Prime American Express card
  • No annual fee
  • Regular purchase APR is 19.49% to 27.49%

Amazon Prime Rewards Visa

RETAIL
REWARDS

  • 5% back at Amazon.com and Whole Foods Market
  • A $100 Amazon Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application with an eligible Prime membership
  • No annual fee
  • Regular purchase APR is 19.49% to 27.49%

Amazon Rewards Visa

RETAIL
REWARDS

  • 3% back at Whole Foods Market
  • A $50 Amazon Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application
  • No annual fee
  • Regular purchase APR is 19.49% to 27.49%

BJ's One Mastercard

RETAIL
REWARDS

  • 3% back in rewards on most BJ's purchases. 1.5% back everywhere else
  • No annual fee
  • Regular purchase APR is 19.99% to 29.99%

BJ's One+ Mastercard

RETAIL
REWARDS

  • 5% back in rewards on most BJ's purchases. 2% back everywhere else
  • No annual fee
  • Regular purchase APR is 19.99% to 29.99%

L.L. Bean Mastercard

RETAIL
REWARDS

  • Earn 4% in rewards on purchases at L.L. Bean, 2% at restaurants and gas stations, and 1% on all other purchases
  • Free shipping
  • Free return shipping
  • Free monogramming
  • No annual fee
  • Regular purchase APR is 20.24% to 29.24%

Harley-Davidson H.O.G. Elite Visa Signature

RETAIL
REWARDS

  • Earn 5X points at Harley-Davidson and gas stations. Earn 2X points at restaurants, bars, and lodging. Earn 1X points everywhere else
  • Get $150 at Harley-Davidson when you spend $500 in the first 60 days
  • $49 Annual H.O.G. Membership credit
  • $30 dealership credit
  • $20 SiriusXM subscription credit
  • Exclusive bonus for lifetime H.O.G. members
  • Annual fee is $99
  • 0% APR on purchases for 12 months
  • Regular purchase APR is 20.24% to 29.99%

Harley-Davidson Visa Signature

RETAIL
REWARDS

  • Earn 3X points at Harley-Davidson and gas stations. Earn 2X points at restaurants, bars, and lodging. Earn 1X points everywhere else
  • Get $150 at Harley-Davidson when you spend $500 in the first 60 days
  • No annual fee
  • 0% APR on purchases for 12 months
  • Regular purchase APR is 20.24% to 29.99%

Bass Pro Shops CLUB Card

RETAIL
REWARDS

  • Get 2% back in CLUB Points on all Bass Pro Shops and Cabela’s purchases, and 1% back on all other purchases
  • 9.99% APR for purchases at Bass Pro Shops and Cabela's
  • No annual fee
  • Regular purchase APR is 20.24% to 31.99%

Cabela's CLUB Card

RETAIL
REWARDS

  • Get 2% back in CLUB Points on all Bass Pro Shops and Cabela’s purchases, and 1% back on all other purchases
  • 9.99% APR for purchases at Bass Pro Shops and Cabela's.
  • No annual fee
  • Regular purchase APR is 20.24% to 31.99%

CLUB Business Mastercard

RETAIL
REWARDS

  • Get 5% back in CLUB Points at Bass Pro Shops and Cabela’s, 2.5% back at participating Cenex convenience stores, and 1.5% back on purchases everywhere else
  • Earn $100 in CLUB Points when you spend $1,000 on your CLUB Business card within 60 days of account approval
  • 7.99% APR for purchases at Bass Pro Shops and Cabela's
  • No annual fee
  • Regular purchase APR is 20.24% to 31.99%

Costco Anywhere Visa

RETAIL
REWARDS

  • 2% cash back on purchases from Costco
  • A Costco membership is required to apply
  • Use the Costco Anywhere Visa card as your Costco membership ID
  • No annual fee
  • Regular purchase APR is 20.49%

Costco Anywhere Visa Business

RETAIL
REWARDS

  • 2% cash back on purchases from Costco
  • A Costco membership is required to apply
  • Use the Costco Anywhere Visa card as your Costco membership ID
  • No annual fee
  • Regular purchase APR is 20.49%

Explorewards Visa

RETAIL
REWARDS

  • Earn 5 points per every $1 spent at Sportsman’s Warehouse or Sportsmans.com. 2 points per every $1 spent at gas stations, home improvement retailers, and campgrounds. 1 point per every $1 spent everywhere else
  • 5,000 bonus points redeemable for a $50 gift card when you spend $500 outside Sportsman’s Warehouse within 120 days of account opening
  • Exclusive deals and special offers
  • No annual fee
  • Regular purchase APR is 20.49% to 29.49%

Anvil Brand Visa

RETAIL
REWARDS

  • Get 10% off Anvil Brand Shoe Company purchases when you use your card at anvilbrand.com, on the phone, or at the store
  • No annual fee
  • Regular purchase APR is 20.49% to 30.49%

Sam's Club Mastercard

RETAIL
REWARDS

  • Earn 3% back in Sam’s Cash on Sam’s Club purchases for Plus members. Plus members also earn 2% back on eligible in-club purchases. Club members earn 1% cash back
  • Get a $30 statement credit when you make $30 in Sam's Club purchases within 30 days
  • No annual fee
  • Regular purchase APR is 20.90% to 28.90%

Lowe's Business Rewards

RETAIL
REWARDS

  • 2% cash back at Lowe's stores or online at Lowes.com or LowesforPros.com
  • Earn 5% cash back on eligible purchases made at Lowe's for the first 6 months
  • Access benefits with Lowe's ProServices, including discounted delivery, bulk rate pricing, and the Business Replenishment program
  • 5% off every day at Lowe's on eligible purchases
  • No annual fee
  • Regular purchase APR is 20.99% to 29.99%

NFL Extra Points Visa

RETAIL
REWARDS

  • 3% in rewards on qualifying NFL purchases and NFL Team purchases
  • $100 cash back when you spend $500 on purchases outside of the NFL in your first 90 days
  • 20% off NFLShop.com purchase made with your NFL Extra Points Visa Credit Card
  • Special financing on NFL tickets when you spend $250 or more at NFL Team Ticket Offices, Ticketmaster, StubHub and SeatGeek
  • Complimentary NFL+ subscription
  • No annual fee
  • Regular purchase APR is 21.24% to 31.24%

IKEA Visa Credit Card

RETAIL
REWARDS

  • 5% back in rewards on IKEA purchases and TaskRabbit assembly services. 3% back in rewards on dining, grocery stores and utility purchases. 1% back in rewards on all other purchases
  • Bonus $25 IKEA Rewards Dollars when you make $500 in qualifying purchases outside of IKEA and TaskRabbit within the first 90 days
  • No annual fee
  • Regular purchase APR is 21.99%

Fleet Rewards Visa

RETAIL
REWARDS

  • 4 rewards points per $1 spent on qualifying purchases at Fleet Farm. 1X point per $1 spent everywhere else
  • No Interest if paid in full within 6 months on in-store purchases of $299 or more
  • No annual fee
  • Regular purchase APR is 22.24% to 33.24%

Sephora Visa

RETAIL
REWARDS

  • Earn 4% back in rewards in stores or online at Sephora. Earn 2x Beauty Insider points per $1 spent at Sephora. 1% back in rewards on purchases outside Sephora
  • $20 Sephora Credit Card Reward for your first $500 spent outside Sephora within the first 90 days
  • Exclusive cardmember-only offers
  • No annual fee
  • Regular purchase APR is 23.24% to 31.99%

myWalgreens Mastercard

RETAIL
REWARDS

  • 10% rewards on Walgreens branded products. 5% rewards on all other brands at Walgreens. 3% rewards on grocery and health and wellness purchases outside of Walgreens. 1% rewards on other purchases
  • Earn $25 Walgreens Cash rewards when you open an account and make your first purchase within 45 days
  • No annual fee
  • Regular purchase APR is 23.24% to 32.24%

Ultamate Rewards Mastercard

RETAIL
REWARDS

  • 2 points for every $1 spent at Ulta Beauty. 1 point for every $3 spent outside of Ulta Beauty
  • Enjoy 500 welcome bonus points when you spend $500 in the first 90 days outside of Ulta Beauty
  • 20% off your first purchase at Ulta Beauty
  • No annual fee
  • Regular purchase APR is 23.24% to 32.24%

Lands' End Visa

RETAIL
REWARDS

  • 5 points per $1 spent online or in store at Lands' End. 2X points on qualifying purchases at gas stations, travel, or restaurants. 1X points everywhere else
  • Make a purchase outside of Lands' End within 60 days of account opening and receive a $20 Lands' End reward certificate
  • Free standard shipping
  • $50 off a Lands' End credit card order of $100 or more during your birthday month at Lands' End stores or Landsend.com
  • No annual fee
  • Regular purchase APR is 23.74% to 30.99%

Nordstrom Visa

RETAIL
REWARDS

  • Earn at least 2 points per dollar spent with Nordstrom. Earn 1 point per dollar anywhere else Visa credit cards are accepted
  • Instant Influencer status or above in The Nordy Club
  • No annual fee
  • Regular purchase APR is 24.15% to 31.15%
  • If approved for the Nordstrom Visa, you may be issued a Platinum or Signature Visa. Both have the same credit card terms and conditions. Visa Signature cards have some additional benefits

Petco Pay Mastercard

RETAIL
REWARDS

  • 2 Vital Care points for every $1 spent at Petco or on petco.com. 2X points on groceries. 1X points on everything else
  • $25 Vital Care Rewards when you spend $500 outside of Petco in the first 90 days
  • No annual fee
  • Regular purchase APR is 25.74% to 34.74%

Target RedCard Mastercard

RETAIL
REWARDS

  • 5% off every day at Target and Target.com. 2% rewards on dining and gas purchases. 1% everywhere else outside of Target
  • Free 2-day shipping on hundreds of thousands of items
  • RedCard Exclusives including special items and offers
  • Get an additional 30 days for returns and exchanges
  • No annual fee
  • Regular purchase APR is 28.15%

Belk Rewards+ Credit Card

RETAIL
REWARDS

  • 4, 5, or 7 points per $1 spent (multiplier depends on reward program tier)
  • $10 birthday reward
  • VIP savings events
  • Fine jewelry payment plan
  • Annual fee is $0
  • Regular purchase APR is 28.49%

Belk Rewards+ Mastercard

RETAIL
REWARDS

  • 4, 5, or 7 points per $1 spent (multiplier depends on reward program tier)
  • $10 birthday reward
  • VIP savings events
  • Fine jewelry payment plan
  • No annual fee
  • Regular purchase APR is 28.49%

SaksFirst Store Card

RETAIL
REWARDS

  • Earn 2 to 6 points per dollar spent at Saks, depending on your year-to-date spending at Saks
  • Every 2500 Points earns a $25 Saks Gift Card
  • Exclusive access to special offers, sales and events
  • No annual fee
  • Regular purchase APR is 28.74%

SaksFirst World Elite Mastercard

RETAIL
REWARDS

  • Earn 2 to 6 points per dollar spent at Saks, depending on your year-to-date spending at Saks. Plus, you’ll earn 2 Points per $1 spent outside of Saks everywhere Mastercard is accepted
  • Every 2500 Points earns a $25 Saks Gift Card
  • Exclusive access to special offers, sales and events
  • No annual fee
  • Regular purchase APR is 28.74%

GasBuddy Mastercard

RETAIL
REWARDS

  • 3% GasBack on convenience store purchases
  • $10 GasBack when you make your first gas purchase at the pump within 60 days of account opening. $25 back when you reach $500 in spend on non-gas purchases in the first 120 days
  • 1% GasBack on all non-gas purchases
  • No annual fee
  • Regular purchase APR is 29.24% to 34.99%

Walmart Rewards Card

RETAIL
REWARDS

  • Earn 2% back on purchases in Walmart stores
  • Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval
  • No annual fee
  • Regular purchase APR is 29.74%

Amazon Store Card

RETAIL
REWARDS

  • 5% back on Amazon purchases (with an eligible Prime membership)
  • Get a $60 Amazon Gift Card instantly upon approval
  • 0% APR if paid in full within 6 months on purchases of $150 or more
  • 0% APR if paid in full within 12 months on purchases of $600 or more
  • 0% APR if paid in full within 24 months on select purchases of $800 or more
  • No annual fee
  • Regular purchase APR is 29.99%

Dillard's American Express Card

RETAIL
REWARDS

  • 2X points at Dillard's in-store, online, catalog, or by phone. 2X points at gas stations and grocery stores in the US. 1X points on everything else
  • Exclusive events and special offers at Dillard's
  • Early access for select clearance events
  • Special financing on qualifying purchases of men's tailored clothing, home furnishings, and furniture
  • No annual fee
  • Regular purchase APR is 29.99%

Dillard's Credit Card

RETAIL
REWARDS

  • 2X points at Dillard's in-store, online, catalog, or by phone
  • Exclusive events and special offers at Dillard's
  • Early access for select clearance events
  • Special financing on qualifying purchases of men's tailored clothing, home furnishings, and furniture
  • No annual fee
  • Regular purchase APR is 29.99%

Menards BIG Card

RETAIL
REWARDS

  • Earn a 2% rebate on all Menards purchases. 1% rebate on gas and merchandise at BIG Network partners like Speedway, Holiday, Kwik Trip, or Kwik Star
  • Get an additional $10 rebate on the first $100 you spend on your BIG Card
  • Special 6-month no-interest financing on purchases over $299 if paid in full in 6 months
  • 12-month financing with equal payments at 0% APR on purchases over $599
  • 48-month financing with equal payments at 3.99% APR on purchases over $1,500
  • No annual fee
  • Regular purchase APR is 29.99%

Pottery Barn Key Rewards Visa

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 29.99%

The Key Rewards Visa

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 29.99%

West Elm Key Rewards Visa

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 29.99%

Williams Sonoma Key Rewards Visa

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 29.99%

Bealls Family of Stores Credit Card

RETAIL
REWARDS

  • Earn 2X rewards points on purchases at Bealls, Bealls Outlet, Burkes Outlet and Home Centric
  • Save 10% on your purchases in-store Mondays at Bealls Outlet, Burkes Outlet and Home Centric and 10% Tuesdays at Bealls Stores
  • Members receive a 15% birthday reward to be used on any day of their choosing during their birthday month
  • No annual fee
  • Regular purchase APR is 30.24%

Brooks Brothers Platinum Mastercard

RETAIL
REWARDS

  • 4, 5, or 6 points per $1 spent at Brooks Brothers (multiplier depends on reward program membership level)
  • Enjoy 20% off your Brooks Brothers purchases for the first 30 days
  • $50 off Brooks Brothers in-store purchases of $200 or more
  • $20 anniversary reward
  • $20 birthday reward
  • $20 reward on Brooks Brothers Platinum Mastercard first purchase
  • Bonus point opportunities and exclusive promotions
  • No annual fee
  • Regular purchase APR is 30.24%

Meijer Credit Card

RETAIL
REWARDS

  • $10 reward for every $750 spent
  • $10 off first purchase within 30 days of account opening
  • No annual fee
  • Regular purchase APR is 30.24%

Meijer Mastercard

RETAIL
REWARDS

  • $10 reward for every $750 spent
  • $10 off first purchase within 30 days of account opening
  • No annual fee
  • Regular purchase APR is 30.24%

Neiman Marcus Credit Card

RETAIL
REWARDS

  • Earn two InCircle points per dollar spent
  • Get 5,000 InCircle bonus points when you make a purchase within 30 days of account opening
  • 10,000 points earns you a $100 Point Card for shopping, with no merchandise exclusions
  • Shop at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow (in store, online, or by catalog)
  • No annual fee
  • Regular purchase APR is 30.49%

Shop Your Way Mastercard

RETAIL
REWARDS

  • 2% in points on eligible purchases at Shop Your Way merchants, including Sears, Kmart, Sears Hometown Stores and Sears Home Services
  • Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases made wherever Mastercard is accepted in the first 90 days after you are approved
  • No annual fee
  • Regular purchase APR is 30.49%

BPme Rewards Visa

RETAIL
REWARDS

  • 5% cash back on non-fuel purchases at BP and Amoco
  • Get 30 cents off per gallon on BP fuel purchases for 60 days after account opening
  • No annual fee
  • Regular purchase APR is 30.99%

Kohl's Credit Card

RETAIL
REWARDS

  • Cardholders who are Kohl's rewards members earn 50% more rewards
  • Get an extra 35% off your first Kohl’s Card purchase made within 14 days of approval
  • Gain access to extra savings coupons throughout the year
  • If you spend $600 on your Kohl's Card, you become a Most Valued Customer (MVC) and receive additional coupons throughout the year
  • Receive a special anniversary offer every year
  • No annual fee
  • Regular purchase APR is 30.99%

Pottery Barn Key Rewards Card

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 30.99%

The Key Rewards Card

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 30.99%

West Elm Key Rewards Card

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 30.99%

Williams Sonoma Key Rewards Card

RETAIL
REWARDS

  • 5% back in rewards in stores across seven brands
  • 10% back in rewards across seven of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening
  • 12-month promotional financing on purchases of $750 or more
  • $25 birthday reward
  • Free standard shipping at Williams Sonoma
  • No annual fee
  • Regular purchase APR is 30.99%

Nordstrom Card

RETAIL
REWARDS

  • Earn at least 2 points per dollar net spent with Nordstrom
  • Instant Influencer status or above in The Nordy Club
  • No annual fee
  • Regular purchase APR is 31.15%

American Eagle Real Rewards Credit Card

RETAIL
REWARDS

  • Earn 2x points on everything. 4x points on jeans
  • 30% off your first purchase
  • Automatic upgrade to Level 2 of Real Rewards
  • Free shipping and returns always
  • Exclusive cardmember sales
  • No annual fee
  • Regular purchase APR is 31.24%

American Eagle Real Rewards Visa

RETAIL
REWARDS

  • Earn 2x points on everything. 4x points on jeans. 5x points on purchases outside American Eagle
  • 30% off your first purchase
  • Automatic upgrade to Level 2 of Real Rewards
  • Free shipping and returns always
  • Exclusive cardmember sales
  • No annual fee
  • Regular purchase APR is 31.24%

Athleta Rewards Credit Card

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at the Gap family of brands
  • 20% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee
  • Regular purchase APR is 31.24%

Athleta Rewards Mastercard

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta
  • 20% off your first purchase at the Gap family of brands within 14 days of account opening
  • Earn 5X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until January 31, 2023
  • Earn 1X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands starting February 1, 2023
  • Free Fast Shipping on all online orders $50 or more
  • 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands.
  • Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta
  • No annual fee
  • Regular purchase APR is 31.24%

Banana Republic Rewards Credit Card

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at the Gap family of brands
  • 20% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee
  • Regular purchase APR is 31.24%

Banana Republic Rewards Mastercard

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta
  • 20% off your first purchase at Banana Republic within 14 days of account opening
  • Free fast shipping on all online orders $50 or more
  • 100 points = $1 reward redeemable across our family of brands, no merchandise restrictions
  • No annual fee
  • Regular purchase APR is 31.24%

Boscov's Credit Card

RETAIL
REWARDS

  • Get 2 points for every $1 spent. Get 4 points on all beauty purchases
  • Receive 15% off your first day's purchases made within 30 days of account opening
  • Extra 15% off Boscov’s credit card appreciation events
  • No annual fee
  • Regular purchase APR is 31.24%

Gap Good Rewards Credit Card

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at the Gap family of brands
  • 20% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee
  • Regular purchase APR is 31.24%

Gap Good Rewards Mastercard

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta
  • Receive 20% off your first purchase at Gap within 14 days of account opening
  • Earn 5X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until January 31, 2023
  • Earn 1X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands starting February 1, 2023
  • Free Fast Shipping on all online orders $50 or more
  • 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands.
  • Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta
  • No annual fee
  • Regular purchase APR is 31.24%

J.Crew Credit Card

RETAIL
REWARDS

  • Earn 2 J.Crew Passport points for every $1 spent. Double points on cashmere
  • A special birthday surprise
  • Exclusive cardmember events
  • Free standard shipping at jcrewfactory.com
  • Free standard alterations
  • No annual fee
  • Regular purchase APR is 31.24%

JCPenney Credit Card

RETAIL
REWARDS

  • For each $1 spent on a qualifying purchase at JCPenney stores or jcp.com, you will receive 1 JCPenney rewards point up to the point maximum
  • 20% off blinds and shades, housewares, storage and organization, watches, salon products, fragrances, and select JCPenney Beauty
  • 5% off Electronics and Innovative Gifts, Small Electrics, Modern Bride Design Your Dream Ring, and Smartwatches
  • Special financing available on qualifying purchases for furniture, mattresses, fine jewelry and more
  • Enjoy exclusive offers throughout the year with 100+ special savings days where JCPenney Credit Card members save more
  • No annual fee
  • Regular purchase APR is 31.24%

Navyist Rewards Credit Card

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at the Gap family of brands
  • 30% off your first purchase within 14 days of account opening
  • Free fast shipping on orders of $50 or more
  • No annual fee
  • Regular purchase APR is 31.24%

Navyist Rewards Mastercard

RETAIL
REWARDS

  • Earn 5 points for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta
  • 30% off your first purchase at Old Navy within 14 days of account opening
  • Earn 5X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until January 31, 2023
  • Earn 1X Points for every $1 spent on all Mastercard purchases made outside the Gap family of brands starting February 1, 2023
  • Free Fast Shipping on all online orders $50 or more
  • 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands.
  • Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta
  • No annual fee
  • Regular purchase APR is 31.24%

New York & Company RUNWAYREWARDS Credit Card

RETAIL
REWARDS

  • Earn $10 rewards for every $200 spent. $20 rewards for VIP level
  • Birthday savings
  • Free shipping days
  • Cardholder appreciation events
  • No annual fee
  • Regular purchase APR is 31.24%

Tractor Supply Company Personal Credit Card

RETAIL
REWARDS

  • 5% in rewards on Tractor Supply purchases
  • Get a $20 reward with first qualifying purchase of $20 or more, or a $50 reward with first qualifying purchase of $200 or more
  • 6 months no interest if paid in full on purchases of $199 or more
  • 12 months no interest if paid in full on purchases of $399 or more
  • 3.99% APR for 36 months on purchases of $1,599 or more
  • Free same day delivery
  • Free everyday standard shipping
  • Free full-day trailer rentals
  • No annual fee
  • Regular purchase APR is 31.24%

Tractor Supply Company Visa Card

RETAIL
REWARDS

  • 5% in rewards on Tractor Supply purchases. 3% in rewards on gas, groceries, and veterinary service purchases. 1% in rewards on all other purchases
  • Get a $20 reward with first qualifying purchase of $20 or more, or a $50 reward with first qualifying purchase of $200 or more
  • 6 months no interest if paid in full on purchases of $199 or more
  • 12 months no interest if paid in full on purchases of $399 or more
  • 3.99% APR for 36 months on purchases of $1,599 or more
  • Free same day delivery
  • Free everyday standard shipping
  • Free full-day trailer rentals
  • No annual fee
  • Regular purchase APR is 31.24%

Explorewards Credit Card

RETAIL
REWARDS

  • 5 points per $1 spent at Sportsman’s Warehouse and Sportsmans.com
  • Exclusive deals and special offers
  • No annual fee
  • Regular purchase APR is 31.49%

My Best Buy Credit Card

RETAIL
REWARDS

  • 5% back in rewards on Best Buy purchases
  • No annual fee
  • Regular purchase APR is 31.49%

My Best Buy Visa

RETAIL
REWARDS

  • 5% back in rewards on Best Buy purchases
  • Annual fee is $0 to $59
  • Regular purchase APR is 31.49%

Exxon Mobil Smart Card+

RETAIL
REWARDS

  • Get 5% back on in-store purchases and car washes as a statement credit on the first $1,200 in non-fuel purchases per year
  • Get 30 cents per gallon as a bonus statement credit on fuel for your first two months after account open date
  • No annual fee
  • Regular purchase APR is 31.74%

Shell Fuel Rewards Card

RETAIL
REWARDS

  • 10% Shell rebates on your first $1,200 Shell non-fuel purchases (per year)
  • Save 30 cents per gallon (up to 35 gallons) on your first 5 Shell fuel purchases
  • No annual fee
  • Regular purchase APR is 31.74%

Shell Fuel Rewards Mastercard

RETAIL
REWARDS

  • 10% Shell rebates on your first $1,200 Shell non-fuel purchases (per year)
  • Save 30 cents per gallon (up to 35 gallons) on your first 5 Shell fuel purchases
  • 1% Shell rebates on other qualifying purchases
  • No annual fee
  • Regular purchase APR is 31.74%

Bloomingdale's Credit Card

RETAIL
REWARDS

  • 3, 4, or 10 points per $1 spent at Bloomingdale's (multiplier depends on reward program tier status). Receive a $25 bonus reward for every 5,000 points earned
  • No annual fee
  • Regular purchase APR is 31.99%

Bloomingdale’s American Express Card

RETAIL
REWARDS

  • 3, 4, or 10 points per $1 spent at Bloomingdale's, and 3 or 4 points per $1 spent everywhere else (multiplier depends on reward program tier status). Receive a $25 bonus reward for every 5,000 points earned
  • No annual fee
  • Regular purchase APR is 31.99%

Macy’s American Express Card

RETAIL
REWARDS

  • 5X, 3X, or 2X points per dollar spent at Macy's, depending on loyalty status. 3X points on dining. 2X points at gas stations and supermarkets. 1X points per dollar spent everywhere else
  • No annual fee
  • Regular purchase APR is 31.99%

Macy’s Credit Card

RETAIL
REWARDS

  • 5X, 3X, or 2X points per dollar spent at Macy's, depending on loyalty status
  • No annual fee
  • Regular purchase APR is 31.99%

Sephora Credit Card

RETAIL
REWARDS

  • Earn 4% back in rewards in stores or online at Sephora. Earn 2x Beauty Insider points per $1 spent at Sephora
  • Exclusive cardmember-only offers
  • No annual fee
  • Regular purchase APR is 31.99%

At Home Insider Perks Credit Card

RETAIL
REWARDS

  • Earn 5% back in rewards on At Home purchases
  • 10% off your first purchase when you open a new account
  • No interest if paid in full within 6 months on At Home purchases of $299 or more
  • No annual fee
  • Regular purchase APR is 32.24%

At Home Insider Perks Mastercard

RETAIL
REWARDS

  • Earn 5% back in rewards on At Home purchases. Earn 3% back everywhere else
  • 10% off your first purchase when you open a new account
  • No interest if paid in full within 6 months on At Home purchases of $299 or more
  • No annual fee
  • Regular purchase APR is 32.24%

Crate & Barrel Credit Card

RETAIL
REWARDS

  • Earn 10% back in reward dollars on purchases at Crate & Barrel, Crate & Kids, and CB2
  • No Interest if paid in full within 6 months on Crate & Barrel, Crate & Kids, or CB2 purchase or order of $749 or more
  • No annual fee
  • Regular purchase APR is 32.24%

Crate & Barrel Mastercard

RETAIL
REWARDS

  • Earn 10% back in reward dollars on purchases at Crate & Barrel, Crate & Kids, and CB2. Earn 2% back on groceries. Earn 1% back on every other purchase
  • No Interest if paid in full within 6 months on Crate & Barrel, Crate & Kids, or CB2 purchase or order of $749 or more
  • No annual fee
  • Regular purchase APR is 32.24%

Eddie Bauer Credit Card

RETAIL
REWARDS

  • Earn an extra 2 points for every dollar you spend as an Eddie Bauer Adventure Rewards member
  • Free return shipping on all orders
  • VIP cardholder promotions. You’ll receive invitations to pre-shopping events and special sales, exclusively for cardholders
  • No annual fee
  • Regular purchase APR is 32.24%

Express Credit Card

RETAIL
REWARDS

  • Get up to 10% back in Express Cash on every purchase
  • Birthday gift
  • Exclusive offers
  • Free shipping and returns
  • No annual fee
  • Regular purchase APR is 32.24%

My Place Rewards Credit Card

RETAIL
REWARDS

  • 2 points per$1 spent across all brands (The Children's Place, Gymboree, Sugar & Jade, and PJ Place)
  • Bonus events
  • 25 bonus points for every Give Back Box donation
  • Birthday club access
  • Birthday club offer
  • No annual fee
  • Regular purchase APR is 32.24%

myWalgreens Credit Card

RETAIL
REWARDS

  • 10% rewards on Walgreens branded products. 5% rewards on all other brands at Walgreens
  • Earn $25 Walgreens Cash rewards when you open an account and make your first purchase within 45 days
  • No annual fee
  • Regular purchase APR is 32.24%

Overstock Mastercard

RETAIL
REWARDS

  • 5% back in Club O rewards on Overstock.com. 3% back on apparel and department store purchases. 2% back on gas purchases. 1% back on all other qualifying purchases
  • Complimentary membership in the Club O rewards program
  • Special financing up to 60 months on qualifying purchases
  • No annual fee
  • Regular purchase APR is 32.24%

ScoreRewards Credit Card

RETAIL
REWARDS

  • Earn 2 points per $1 on purchases at DICK'S Sporting Goods brands
  • Automatic ScoreCard Gold status
  • Free shipping on orders of $49 or more
  • No annual fee
  • Regular purchase APR is 32.24%

ScoreRewards Mastercard

RETAIL
REWARDS

  • Earn 2 points per $1 on purchases at DICK'S Sporting Goods brands. Earn 1 point for every $3 spent everywhere else
  • Automatic ScoreCard Gold status
  • Free shipping on orders of $49 or more
  • No annual fee
  • Regular purchase APR is 32.24%

TJX Rewards Credit Card

RETAIL
REWARDS

  • 5 points for each $1 spent within the TJX brand family
  • 10% off your first purchase
  • Receive exclusive shopping invites
  • No annual fee
  • Regular purchase APR is 32.24%

TJX Rewards Platinum Mastercard

RETAIL
REWARDS

  • 5 points for each $1 spent within the TJX brand family. 1 point per $1 spent everywhere else
  • 10% off your first purchase
  • Receive exclusive shopping invites
  • No annual fee
  • Regular purchase APR is 32.24%

Ultamate Rewards Credit Card

RETAIL
REWARDS

  • 2 points for every $1 spent at Ulta Beauty
  • 20% off your first purchase at Ulta Beauty
  • No annual fee
  • Regular purchase APR is 32.24%

Victoria's Secret Credit Card

RETAIL
REWARDS

  • 5% back in rewards at Victoria's Secret or PINK. 3x points on all bra purchases at Victoria's Secret and PINK
  • Free shipping on $50+ orders at Victoria's Secret or PINK
  • No annual fee
  • Regular purchase APR is 32.24%

Victoria's Secret Mastercard

RETAIL
REWARDS

  • 5% back in rewards at Victoria's Secret or PINK. 3x points on all bra purchases at Victoria's Secret and PINK. 2x points on dining, travel, and streaming services. 1x points on everything else
  • Free shipping on $50+ orders at Victoria's Secret or PINK
  • No annual fee
  • Regular purchase APR is 32.24%

Wayfair Credit Card

RETAIL
REWARDS

  • 5% back in rewards at Wayfair
  • $40 off your qualifying first order of $250 or more
  • Instead of choosing rewards, you can opt for no interest financing if paid in full up to 24 months on qualifying orders
  • No annual fee
  • Regular purchase APR is 32.24%

Wayfair Mastercard

RETAIL
REWARDS

  • 5% back in rewards at Wayfair, 3% at grocery stores, 2% online, and 1% everywhere else
  • $40 off your qualifying first order of $250 or more
  • Instead of choosing rewards, you can opt for no interest financing if paid in full up to 24 months on qualifying orders
  • No annual fee
  • Regular purchase APR is 32.24%

Harbor Freight Credit Card

RETAIL
REWARDS

  • Earn 5 reward points for each $1 in purchases
  • 10% off (excludes shipping and handling) will be applied at checkout to your first purchase with the card
  • No annual fee
  • Regular purchase APR is 32.74%

Buckle Credit Card

RETAIL
REWARDS

  • Up to 3 points per dollar spent when enrolled in Buckle Rewards
  • Free shipping when enrolled in Buckle Rewards
  • Bonus points events and special offers
  • No annual fee
  • Regular purchase APR is 33.24%

Burlington Credit Card

RETAIL
REWARDS

  • 1 point for every $1 spent on your Burlington credit card
  • No annual fee
  • Regular purchase APR is 33.24%

Fleet Rewards Credit Card

RETAIL
REWARDS

  • 4 rewards points per $1 spent on qualifying purchases at Fleet Farm
  • No Interest if paid in full within 6 months on in-store purchases of $299 or more
  • No annual fee
  • Regular purchase APR is 33.24%

Forever 21 Credit Card

RETAIL
REWARDS

  • Earn 3 points for every $1 spent in store and online at Forever 21
  • 15% off a future purchase at Forever 21
  • $10 birthday discount on $25 minimum purchase at Forever 21
  • 21% off a Forever 21 purchase on your account anniversary and Forever 21's birthday
  • Free standard shipping
  • Events and exclusive offers throughout the year
  • No annual fee
  • Regular purchase APR is 33.24%

Forever 21 Visa

RETAIL
REWARDS

  • Earn 5% back or 3 points for every $1 spent at Forever 21. Earn 2 points per $1 at restaurants. 1X points everywhere else
  • 15% off a future purchase at Forever 21
  • $10 birthday discount on $25 minimum purchase at Forever 21
  • 21% off a Forever 21 purchase on your account anniversary and Forever 21's birthday
  • Free standard shipping
  • Events and exclusive offers throughout the year
  • No annual fee
  • Regular purchase APR is 33.24%

Michaels Credit Card

RETAIL
REWARDS

  • Earn 9% in rewards every day when you use your Michaels Credit Card
  • Get 20% off your first purchase
  • Periodic free shipping offers on online orders
  • Periodic offers for special financing
  • No annual fee
  • Regular purchase APR is 33.24%

Sportsman's Guide Buyer's Club Rewards Visa

RETAIL
REWARDS

  • Save up to 12.5% on purchases made at Sportsman's Guide. Earn 1% back in rewards points on purchases outside Sportsman's Guide
  • Get a $40 reward certificate good toward any Sportsman's Guide purchase when you open and spend $500 outside Sportsman's Guide within the first 90 days of account opening
  • No annual fee
  • Regular purchase APR is 33.24%

Petco Pay Credit Card

RETAIL
REWARDS

  • 2X Vital Care points at Petco or petco.com
  • No annual fee
  • Regular purchase APR is 34.74%

Ann Taylor Credit Card

RETAIL
REWARDS

  • 5 points per $1 spent on qualifying purchases with Ann Taylor brands
  • 15% off first Tuesday every month
  • Birthday reward
  • Free shipping on orders $75+ (excludes AK, HI and PR)
  • No annual fee
  • Regular purchase APR is 35.24%

Ann Taylor Mastercard

RETAIL
REWARDS

  • 5 points per $1 spent on qualifying purchases with Ann Taylor brands. 2X points on gas and groceries. 1X points everywhere else
  • 15% off first Tuesday every month
  • Birthday reward
  • Free shipping on orders $75+ (excludes AK, HI and PR)
  • No annual fee
  • Regular purchase APR is 35.24%

Lands' End Credit Card

RETAIL
REWARDS

  • 5 points per $1 spent online or in store at Lands' End
  • Free standard shipping
  • $50 off a Lands' End credit card order of $100 or more during your birthday month at Lands' End stores or Landsend.com
  • No annual fee
  • Regular purchase APR is 35.24%

Lane Bryant Credit Card

RETAIL
REWARDS

  • Earn an additional 5 points per $1 spent on qualifying purchases
  • $10 reward for every 3,000 points
  • Birthday offer
  • Free standard shipping on qualifying $75 online purchases
  • No annual fee
  • Regular purchase APR is 35.24%
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