Secured credit cards are primarily intended to help people build credit. Since the credit limit is secured by a refundable deposit made by the cardholder, there are very few barriers to qualification. Although deposit requirements vary, most cards require $200 to $500 to open an account. Many secured cards will graduate to an unsecured card after some period of responsible use, and at that time the cardholder’s deposit will be returned.
Showing 64 cards
Applied Bank Secured Visa Gold Preferred
- Minimum security deposit of $200, up to a maximum of $1000
- Regular purchase APR is 9.99%
- Annual fee is $48
- Increase your credit limit up to $5,000 by adding additional deposits any time after your application has been approved
Amazon Secured Card
- Minimum security deposit of $100, up to a maximum of $1000
- Regular purchase APR is 10.00%
- No annual fee
- Rewards
Patelco Pure Secured Mastercard
- Minimum security deposit of $300, up to a maximum of $10000
- Regular purchase APR is 11.20%
- No annual fee
Sound Select Secured
- Minimum security deposit of $500, up to a maximum of $5000
- Regular purchase APR is 12.20% to 23.20%
- No annual fee
East West Bank Secured Credit Card
- Minimum security deposit of $300, up to a maximum of $10000
- Regular purchase APR is 12.99%
- No annual fee
- Must apply via the bank's mobile app or visit a branch
SchoolsFirst FCU Share Secured Mastercard
- Minimum security deposit of $500, up to a maximum of $5000
- Regular purchase APR is 13.90%
- No annual fee
Gesa Wise Secured Card
- Security deposit requirements for this card must be confirmed with the issuer
- Regular purchase APR is 14.24% to 25.99%
- No annual fee
First Tech Platinum Secured Mastercard
- Minimum security deposit of $500, up to a maximum of $25000
- Regular purchase APR is 14.25% to 18.00%
- No annual fee
- Rewards
- Earn 1 rewards point for every dollar spent on your everyday purchases
SDCCU Share Secured Visa Classic
- Security deposit requirements for this card must be confirmed with the issuer
- Regular purchase APR is 15.00%
- Annual fee is $20
- Secured by a portion of the shares you have on deposit at SDCCU in an amount equal to 120% of your approved credit limit
Golden 1 Member First Card
- Minimum security deposit of $250, up to a maximum of $3000
- Regular purchase APR is 15.04%
- No annual fee
Cadence Bank Secured Mastercard
- Minimum security deposit of $500, up to a maximum of $5000
- Regular purchase APR is 15.15%
- No annual fee
- Rewards
- Earn a rewards point for every dollar you spend
- In-branch application required
First Progress Platinum Prestige Secured
- Minimum security deposit of $200, up to a maximum of $2000
- Regular purchase APR is 15.24%
- Annual fee is $49
Affinity Secured Visa
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 15.85%
- No annual fee
Ocean Bank Platinum
- Minimum security deposit of $500, up to a maximum of $5000
- Regular purchase APR is 16.99%
- No annual fee
- 0% APR on purchases for 12 months
- Card is secured by certificate of deposit
SDFCU Savings Secured Platinum Rewards
- Minimum security deposit of $250, up to a maximum of $100000
- Regular purchase APR is 17.24%
- No annual fee
- Rewards
- Earn 1 Flexpoints Rewards point for every $1 spent
First Commonwealth Secured Credit Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 17.24% to 20.24%
- Annual fee is $25
UNITY Visa Secured Card
- Minimum security deposit of $300, up to a maximum of $10000
- Regular purchase APR is 17.99%
- Annual fee is $39
American Eagle FCU Secured Visa
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 18.00%
- No annual fee
Kinecta MyPlan Secured
- Minimum security deposit of $500, up to a maximum of $5000
- Regular purchase APR is 18.00%
- Annual fee is $25
Navy Federal nRewards Secured
- Minimum security deposit of $200, up to a maximum of $5000
- Regular purchase APR is 18.00%
- No annual fee
- Rewards
- Card may be issued on either the Visa or Mastercard networks
- 1X points per dollar spent
- After 3 months, you could be eligible for an upgrade that provides you additional credit without an additional security deposit
- After 6 months, your account will be reviewed monthly to see if you’re eligible to have your savings account hold removed and your credit card account upgraded to a cashRewards unsecured card
USALLIANCE Visa Secured
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 18.00%
- No annual fee
VyStar Savings Secured Visa
- Minimum security deposit of $500, up to a maximum of $2500
- Regular purchase APR is 18.00%
- No annual fee
Assent Card
- Minimum security deposit of $200, up to a maximum of $2000
- Regular purchase APR is 18.24%
- Annual fee is $49
- 0% APR on purchases for 6 months
- Card not yet available in NY, IA, AR, or WI
First Progress Platinum Select Secured
- Minimum security deposit of $200, up to a maximum of $2000
- Regular purchase APR is 19.24%
- Annual fee is $39
PREMIER Bankcard Secured Credit Card
- Minimum security deposit of $200, up to a maximum of $5000
- Regular purchase APR is 19.90%
- Annual fee is $50
Advantis Secured
- Minimum security deposit of $250, up to a maximum of $30000
- Regular purchase APR is 20.24%
- No annual fee
First Horizon Bank Secured Visa
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 21.00%
- No annual fee
- Must call or visit a banking center to apply
OpenSky Secured Visa
- Minimum security deposit of $200, up to a maximum of $3000
- Regular purchase APR is 22.39%
- Annual fee is $35
M&T Secured Credit Card
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 22.49%
- No annual fee
- Periodic reviews of your account to determine if you meet the criteria to graduate to an unsecured credit card and have your security deposit returned
Merrick Bank Classic Secured Credit Card
- Minimum security deposit of $200, up to a maximum of $3000
- Regular purchase APR is 22.70%
- Annual fee is $36
Merrick Bank Double Your Line Secured Credit Card
- Minimum security deposit of $200, up to a maximum of $200
- Regular purchase APR is 22.70%
- Annual fee is $36
- Deposit $200, which becomes your credit line. Your credit line will double to $400 without another deposit by making at least your minimum payment on time each month for the first 7 months
Citizens Trust Bank Visa Classic Secured
- Minimum security deposit of $500, up to a maximum of $5000
- Regular purchase APR is 22.99%
- No annual fee
- Can be upgraded to unsecured status
Arrowhead Share-Secured Visa
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 23.24%
- No annual fee
MidFirst Bank Secured Credit Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 23.24%
- Annual fee is $19
- In-branch application required
First Bank Platinum Secured
- Minimum security deposit of $325, up to a maximum of $5000
- Regular purchase APR is 23.40%
- Annual fee is $48
- In-branch application required
Commerce Bank Secured Visa
- Minimum security deposit of $400, up to a maximum of $5000
- Regular purchase APR is 23.49%
- Annual fee is $49
- In-branch application required
First Latitude Platinum Secured
- Minimum security deposit of $100, up to a maximum of $2000
- Regular purchase APR is 24.49%
- Annual fee the first year is $25, then $35
- This card may assess setup and maintenance fees. Please review the card agreement.
- Checking account required to apply
Truist Enjoy Cash Secured
- Minimum security deposit of $400, up to a maximum of $5000
- Regular purchase APR is 24.49%
- Annual fee is $19
- Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
First Progress Platinum Elite Secured
- Minimum security deposit of $200, up to a maximum of $2000
- Regular purchase APR is 25.24%
- Annual fee is $29
FNBO Secured Visa Credit Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 25.49%
- No annual fee
- Qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments
- You may be able to get your deposit back in as little as 11 months when you maintain a good payment history
Academy Bank Credit Builder Secured Visa
- Minimum security deposit of $300, up to a maximum of $3000
- Regular purchase APR is 25.99%
- Annual fee is $39
- Upgrade to an unsecured card with good performance
BankAmericard Secured
- Minimum security deposit of $200, up to a maximum of $5000
- Regular purchase APR is 26.24%
- No annual fee
First Citizens Secured Cash Back Credit Card
- Minimum security deposit of $500, up to a maximum of $5000
- Regular purchase APR is 27.24%
- Annual fee is $29
- Earn 1% cash back on every $1 you spend on qualified purchases
- In-branch application required
Citi Secured Mastercard
- Minimum security deposit of $200, up to a maximum of $2500
- Regular purchase APR is 27.74%
- No annual fee
USAA Secured American Express Credit Card
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 28.15%
- No annual fee
USAA Secured Visa Platinum Credit Card
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 28.15%
- No annual fee
Bank of America Customized Cash Rewards Secured
- Minimum security deposit of $200, up to a maximum of $5000
- Regular purchase APR is 28.24%
- No annual fee
- 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases
- Unlimited 1% cash back on all other purchases
- You'll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
Bank of America Unlimited Cash Rewards Secured
- Minimum security deposit of $200, up to a maximum of $5000
- Regular purchase APR is 28.24%
- No annual fee
- Earn unlimited 1.5% cash back on all purchases
- No limit to the amount of cash back you can earn and cash rewards do not expire
Discover it Secured
- Minimum security deposit of $200, up to a maximum of $2500
- Regular purchase APR is 28.24%
- No annual fee
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% cash back on all other purchases
- With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
- After 7 months, there will be automatic monthly account reviews to see if you qualify to convert to an unsecured card and get your deposit back
Key Secured Credit Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 28.24%
- No annual fee
Regions Explore Visa Credit Card
- Minimum security deposit of $250, up to a maximum of $5000
- Regular purchase APR is 28.24%
- Annual fee is $29
Simmons Bank Foundation Visa
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 28.24%
- No annual fee
TD Cash Secured
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 28.24%
- Annual fee is $29
- Earn 1% cash back on all eligible purchases
Business Advantage Unlimited Cash Rewards Secured
- Minimum security deposit of $1000, up to a maximum of $10000
- Regular purchase APR is 28.49%
- No annual fee
- Earn unlimited 1.5% cash back on all purchases
Credit One Secured Card
- Minimum security deposit of $200, up to a maximum of $1000
- Regular purchase APR is 28.99%
- No annual fee
- Get 1% cash back rewards on gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services
Associated Bank Secured Visa Credit Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 29.24%
- No annual fee
Fifth Third Secured Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 29.24%
- Annual fee is $24
U.S. Bank Secured Visa Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 29.24%
- No annual fee
OpenSky Plus Secured Visa
- Minimum security deposit of $300, up to a maximum of $3000
- Regular purchase APR is 29.74%
- No annual fee
Associated Bank Visa Max Cash Secured Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 29.99%
- No annual fee
- Earn 5% cash back on two categories you choose. 2% unlimited cash back on one everyday category of your choice. 1% unlimited cash back on all other eligible purchases
U.S. Bank Altitude Go Secured Visa Signature Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 29.99%
- No annual fee
- Rewards
- $15 streaming service credit after 11 months of streaming purchases
U.S. Bank Cash+ Secured Visa Card
- Minimum security deposit of $300, up to a maximum of $5000
- Regular purchase APR is 29.99%
- No annual fee
- 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose. 2% cash back on eligible purchases in your choice of one everyday category. 1% cash back on all other eligible purchases
Platinum Secured
- Minimum security deposit of $49, up to a maximum of $1000
- Regular purchase APR is 30.49%
- No annual fee
- With responsible card use, like making payments on time, you could earn back your deposit and upgrade to an unsecured Platinum card
Quicksilver Secured
- Minimum security deposit of $200, up to a maximum of $3000
- Regular purchase APR is 30.49%
- No annual fee
- With responsible card use, you could earn your deposit back and upgrade to an unsecured Quicksilver card
